Financials
- Fiscal year
- 2025
- Total assets
- €59,898
- Profit
- €17,530
- Solvency
- 30.9%
Latelier 78
ActiveSummary
Latelier 78 has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,530 and a net result of €17,530. Its solvency ranks better than 36% of 1247 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311
1 site
Size
€59,898total assets 2025
- Equity
- €18,530
- Profit
- €17,530
Turnover not published (abridged schema)
Structure
Accounts filed 28 d late0 of 1 deed read
Why 66- Founded in 2025- Size: total assets €59,898- Latest accounts 28 days late+ Liquidity: current ratio 0.93, cash €21,911Show the evidence
Checked score
Score 2025
66
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 65% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
56
equity 30.9% of total assets
Liquidity
59
short-term debt 69.1% · cash 36.6%
Profitability
100
return on assets 29.3%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 1.8%
03-2026: 1.8%● 0.0% vs 02-2026
04-2026: 1.9%▲ +4.8% vs 03-2026
05-2026: 2.2%▲ +16.7% vs 04-2026
06-2026: 2.3%▲ +5.7% vs 05-2026
07-2026: 2.6%▲ +10.4% vs 06-2026
08-2026: 2.8%▲ +10.4% vs 07-2026highest value
09-2026: 1.2%▼ -59.3% vs 08-2026lowest value
10-2026: 1.2%▲ +2.8% vs 09-2026
- Founded in 2025 raises the probability for this profile
- Liquidity: current ratio 0.93, cash €21,911 lowers the probability
- Size: total assets €59,898 raises the probability for this profile
- Latest accounts 28 days late raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.93; short-term debt: 69.1% and cash: 36.6% of total assets), and 69.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 41%, liquidity 60%, profitability 94%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 28-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General maintenance and repair of cars and light…NACE 95311
- Founded
- 15-01-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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