LATAVERNE
ActiveThe computed 12-month bankruptcy probability of LATAVERNE is 2.1% (moderate). The 2025 annual accounts show equity of €444 and a net result of €-13k. Equity is shrinking by ~40.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 13071 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
15
/ 100
Critical▼ -29 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-8
Solvency0▼-5
Growth32=
Stability100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.45 against 0.41 in 2024), and 99.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.2%
Return on assets
-6.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
23 d late
2022
10 d late
2021
31 d late
2020
27 d late
2019
82 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€444▼ 96.6%
2024 · €13k
2018: €100k
2019: €135k
2020: €80k
2021: €49k
2022: €16k
2023: €13k
2024: €13k
2018 → 2025
Total assets
€183k▲ 4.1%
2024 · €176k
2018: €183k
2019: €222k
2020: €128k
2021: €119k
2022: €186k
2023: €208k
2024: €176k
2018 → 2025
Net result
€-13k
2024 · €205
2018: €20k
2019: €35k
2020: €-55k
2021: €-12k
2022: €-33k
2023: €-3k
2024: €205
2018 → 2025
Working capital
€-67k▼ 22.6%
2024 · €-55k
2018: €56k
2019: €68k
2020: €24k
2021: €-582
2022: €-36k
2023: €-48k
2024: €-55k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€16k▼ 68.3%€13k▼ 17.7%€13k▲ 1.6%€444▼ 96.6%
Operating result€-11k-€-31k▼ 169%€25€4k▲ 14,718%€-7k
Net result€-12k-€-33k▼ 173%€-3k▲ 91.8%€205€-13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€128k▼ 7.5%
Current assets
€55k▲ 46.8%
Equity and liabilities €183k
Equity
€444▼ 96.6%
Debt
€183k▲ 12.1%
The debt ratio rises from 92.6% to 99.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€13k▼
2024 · €23k
Cash flow
€7k▼
2024 · €20k
Solvency
0.2%▼
2024 · 7.4%
Current ratio
0.45▲
2024 · 0.41
Quick ratio
0.41▲
2024 · 0.35
ROA
-6.8%▼
2024 · 0.1%
Interest coverage
2.44▼
2024 · 6.60
Debt
€183k▲
2024 · €163k
Debt ≤ 1 year
€122k▲
2024 · €92k
Debt > 1 year
€60k▼
2024 · €70k
Staff costs
€85k▼
2024 · €114k
Equity ratios withheld: equity of €444 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€176k€183k▲
Fixed assets21/28€138k€128k▼
Tangible fixed assets22/27€131k€121k▼
Land and buildings22€69k€69k=
Plant, machinery and equipment23€3k€19k▲
Furniture and vehicles24€39k€27k▼
Other tangible fixed assets26€21k€5k▼
Financial fixed assets28€7k€7k=
Current assets29/58€38k€55k▲
Stocks and contracts in progress3€6k€5k▼
Stocks30/36€6k€5k▼
Amounts receivable within one year40/41€9k€19k▲
Trade receivables40€4k€14k▲
Other amounts receivable41€5k€5k▼
Cash at bank and in hand54/58€19k€24k▲
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€176k€183k▲
Equity10/15€13k€444▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-7k€-20k▼
Amounts payable17/49€163k€183k▲
Amounts payable after more than one year17€70k€60k▼
Financial debts170/4€70k€60k▼
Amounts payable within one year42/48€92k€122k▲
Current portion of amounts payable after more than one year42€12k€22k▲
Trade debts44€37k€54k▲
Suppliers440/4€37k€54k▲
Taxes, remuneration and social security45€17k€23k▲
Taxes450/3€7k€13k▲
Remuneration and social security454/9€10k€9k▼
Other amounts payable47/48€28k€23k▼
Income statement
Code20242025
Remuneration, social security and pensions62€114k€85k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€683-
Gross operating margin9900€141k€99k▼
Operating profit (loss)9901€4k€-7k▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€205€-13k▼
Profit (loss) for the period9904€205€-13k▼
Profit (loss) for the period to be appropriated9905€205€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-20k▼
Profit (loss) brought forward from the previous period14P€-8k€-7k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Back to profitnet €205
Net result €205 after 4 loss-making years.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €-55k ▼257%
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 82 days late
2019
31-12
Financial
Highest result since 2018net €35k ▲76.2%
Operating result €43k, net result €35k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marche, Place aux Foires 36900 Marche-en-FamenneGround area
203 m²
Building footprint
78 m²
Parcel 83034A0598/00X002, Wallonia. Linked by address, not a title deed.
1 establishment unit
LA TAVERNE
since 20142.226.961.929
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83034A0598/00X002 | Wallonia | 203 m² | 1 · 78 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMarche-en-Famenne2.226.961.929
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Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 926 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2014
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.