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LASWERKEN HERNO

Active
Private limited companyfounded 20188 yrs activeKarrestraat 106, 3920 Lommel, BelgiumKBO/BCE: BE 0704.681.739

LASWERKEN HERNO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €4k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 1904 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
89 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-12
Solvency100▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 10.26 against 3.0 in 2024; short-term debt: 7.2% and cash: 39.5% of total assets), and 7.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
92.8%
Return on assets
5.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
30 d early
2024
37 d early
2023
37 d early
2022
42 d early
2021
41 d early
2020
40 d early
2019
25 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€70k▲ 6.2%
2024 · €66k
2019: €26k 2020: €31k 2021: €56k 2022: €74k 2023: €52k 2024: €66k
2019 → 2025
Total assets
€75k▼ 17.3%
2024 · €91k
2019: €66k 2020: €66k 2021: €79k 2022: €145k 2023: €96k 2024: €91k
2019 → 2025
Net result
€4k▼ 70.4%
2024 · €14k
2019: €20k 2020: €5k 2021: €24k 2022: €18k 2023: €-22k 2024: €14k
2019 → 2025
Working capital
€50k▲ 82.1%
2024 · €28k
2019: €22k 2020: €26k 2021: €39k 2022: €33k 2023: €9k 2024: €28k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€56k-€74k▲ 32.4%€52k▼ 29.4%€66k▲ 26.7%€70k▲ 6.2%
Operating result€35k-€24k▼ 31.1%€-20k€15k€5k▼ 66.7%
Net result€24k-€18k▼ 25.8%€-22k€14k€4k▼ 70.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2021: €35k€35kNet result 2021: €24k€24kOperating result 2022: €24k€24kNet result 2022: €18k€18kOperating result 2023: €-20k€-20kNet result 2023: €-22k€-22kOperating result 2024: €15k€15kNet result 2024: €14k€14kOperating result 2025: €5k€5kNet result 2025: €4k€4k20212022202320242025
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets €20k▼ 60.7%
Current assets €56k▲ 34.5%
Equity and liabilities €75k
Equity €70k▲ 6.2%
Debt €5k▼ 78.5%
The debt ratio falls from 27.8% to 7.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€15k
2024 · €36k
Cash flow
€14k
2024 · €34k
Solvency
92.8%
2024 · 72.2%
Current ratio
10.26
2024 · 3.00
Quick ratio
9.36
2024 · 1.56
Debt / equity
0.08
2024 · 0.39
ROE
5.9%
2024 · 21.1%
ROA
5.5%
2024 · 15.2%
Interest coverage
31.00
2024 · 36.95
Debt
€5k
2024 · €25k
Debt ≤ 1 year
€5k
2024 · €14k
Debt > 1 year
€0
2024 · €11k
Income taxes
€482
2024 · €269
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€91k€75k
Fixed assets21/28€50k€20k
Tangible fixed assets22/27€50k€20k
Plant, machinery and equipment23€13k€8k
Furniture and vehicles24€15k€10k
Leasing and similar rights25€21k€0
Other tangible fixed assets26€1k€886
Current assets29/58€42k€56k
Stocks and contracts in progress3€20k€5k
Stocks30/36€5k€5k=
Contracts in progress37€15k€0
Amounts receivable within one year40/41€4k€21k
Trade receivables40€3k€5k
Other amounts receivable41€2k€17k
Cash at bank and in hand54/58€17k€30k
Deferred charges and accrued income490/1€330€0
Equity and liabilities
Total equity and liabilities10/49€91k€75k
Equity10/15€66k€70k
Contributions10/11€6k€6k=
Reserves13€67k€67k=
Distributable reserves133€67k€67k=
Profit (loss) carried forward14€-8k€-4k
Amounts payable17/49€25k€5k
Amounts payable after more than one year17€11k€0
Financial debts170/4€11k€0
Amounts payable within one year42/48€14k€5k
Current portion of amounts payable after more than one year42€10k€0
Trade debts44€3k€1k
Suppliers440/4€3k€1k
Taxes, remuneration and social security45€269€1k
Taxes450/3€269€1k
Other amounts payable47/48€1k€3k
Income statement Code20242025
Non-recurring operating income76A€9k€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€10k
Other operating charges640/8€4k€683
Non-recurring operating charges66A-€3k
Gross operating margin9900€40k€19k
Operating profit (loss)9901€15k€5k
Financial income75/76B€0€54
Recurring financial income75€0€54
Financial charges65/66B€963€490
Recurring financial charges65€963€490
Profit (loss) for the period before taxes9903€14k€5k
Income taxes67/77€269€482
Profit (loss) for the period9904€14k€4k
Profit (loss) for the period to be appropriated9905€14k€4k
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-4k
Profit (loss) brought forward from the previous period14P€-22k€-8k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity triplescurrent ratio 10.26
Current ratio from 3.00 to 10.26; short-term debt falls from €14k to €5k.
24-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 3.00
Current ratio from 1.41 to 3.00; short-term debt falls from €22k to €14k.
24-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-22k ▼220%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
19-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2019net €24k ▲368%
Operating result €35k, net result €24k, both a record.
21-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
06-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Karrestraat 1063920 Lommel
Ground area
665 m²
Building footprint
188 m²
Volume, LiDAR
840 m³
Parcel 72344D0019/00T000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LASWERKEN HERNO
Karrestraat 106, 3920 LommelManufacture of other builders' carpentry and joinery
since 20182.279.682.914
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72344D0019/00T000 Flanders 665 m² 1 · 188 m² 6.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,464 companies in sector 25530 we hold annual accounts for 1,658. 1,162 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-09-2018
Fiscal year end31-12
Activities, NACEBEL
25530Machining of metals
25110Manufacture of metal structures and parts of structures
25120Manufacture of fabricated metal products, except machinery and equipment
25401Forging of metal
25510Coating of metals
25610Manufacture of fabricated metal products, except machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.