LAST ONE
ActiveLAST ONE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €-11k. Equity is growing by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 50% of 4596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-52
Solvency53▼-5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.42 in 2024; short-term debt: 62.3% and cash: 9.5% of total assets), and 71.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.3%
Return on assets
-6.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
46 d late
2024
30 d late
2023
30 d late
2022
32 d late
2021
86 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▼ 18.8%
2024 · €59k
2021: €17k
2022: €31k
2023: €33k
2024: €59k
2021 → 2025
Total assets
€170k▼ 5.5%
2024 · €180k
2021: €318k
2022: €197k
2023: €171k
2024: €180k
2021 → 2025
Net result
€-11k
2024 · €27k
2021: €12k
2022: €14k
2023: €2k
2024: €27k
2021 → 2025
Working capital
€14k▼ 61.0%
2024 · €35k
2021: €34k
2022: €32k
2023: €17k
2024: €35k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€31k▲ 78.1%€33k▲ 5.0%€59k▲ 82.1%€48k▼ 18.8%
Operating result€19k-€18k▼ 5.1%€5k▼ 74.7%€39k▲ 745%€-8k
Net result€12k-€14k▲ 9.6%€2k▼ 88.6%€27k▲ 1,621%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €39k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€51k▼ 19.5%
Current assets
€120k▲ 2.0%
Equity and liabilities €170k
Equity
€48k▼ 18.8%
Debt
€122k▲ 1.0%
The debt ratio rises from 67.1% to 71.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €53k
Cash flow
€1k▼
2024 · €41k
Solvency
28.3%▼
2024 · 32.9%
Current ratio
1.13▼
2024 · 1.42
Quick ratio
1.10▼
2024 · 1.39
Debt / equity
2.54▲
2024 · 2.04
ROE
-23.2%▼
2024 · 45.1%
ROA
-6.6%▼
2024 · 14.8%
Interest coverage
2.93▼
2024 · 57.00
Debt
€122k▲
2024 · €121k
Debt ≤ 1 year
€106k▲
2024 · €82k
Debt > 1 year
€16k▼
2024 · €39k
Income taxes
€2k▼
2024 · €11k
Staff costs
€69k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€180k€170k▼
Fixed assets21/28€63k€51k▼
Tangible fixed assets22/27€63k€51k▼
Plant, machinery and equipment23€63k€51k▼
Current assets29/58€117k€120k▲
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€85k€100k▲
Trade receivables40€62k€78k▲
Other amounts receivable41€23k€22k▼
Cash at bank and in hand54/58€29k€16k▼
Deferred charges and accrued income490/1€56€56=
Equity and liabilities
Total equity and liabilities10/49€180k€170k▼
Equity10/15€59k€48k▼
Contributions10/11€5k€5k=
Reserves13€40k€40k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€14k€3k▼
Amounts payable17/49€121k€122k▲
Amounts payable after more than one year17€39k€16k▼
Financial debts170/4€39k€16k▼
Amounts payable within one year42/48€82k€106k▲
Current portion of amounts payable after more than one year42€22k€26k▲
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€42k€56k▲
Taxes450/3€27k€23k▼
Remuneration and social security454/9€14k€33k▲
Other amounts payable47/48€13k€17k▲
Income statement
Code20242025
Remuneration, social security and pensions62€38k€69k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€12k▼
Other operating charges640/8€647€173▼
Gross operating margin9900€92k€74k▼
Operating profit (loss)9901€39k€-8k▼
Financial charges65/66B€937€1k▲
Recurring financial charges65€937€1k▲
Profit (loss) for the period before taxes9903€38k€-9k▼
Income taxes67/77€11k€2k▼
Profit (loss) for the period9904€27k€-11k▼
Profit (loss) for the period to be appropriated9905€27k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€3k▼
Profit (loss) brought forward from the previous period14P€14k€14k▲
Transfer to equity691/2€26k-
To other reserves6921€26k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
31-12
Financial
Weakest financial yearnet €-11k ▼142%
Net result drops to €-11k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2021net €27k ▲1621%
Operating result €39k, net result €27k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 86 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lozenhoek 42590 BerlaarGround area
4,962 m²
Building footprint
470 m²
Volume, LiDAR
3,083 m³
2 parcels, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kreatos
since 20202.300.949.173
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002B0688/00M000 | Flanders | 3,625 m² | 1 · 227 m² | 8.8 m · 2 fl. |
| 13050B0119/00G000 | Flanders | 1,337 m² | 1 · 242 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
3 live approvals · 1 endedHaarverzorging duaal (so)
Kapper (vwo)
Kapper-stylist duaal (so)
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,831. 2,133 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2020
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.