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Larubber

Active Risk: not assessed
Private limited companyfounded 20233 yrs activeHaachtsesteenweg 162, 1820 Steenokkerzeel, BelgiumKBO/BCE: BE 0797.186.976
Summary

Larubber is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €445,994 and a net result of -€302. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
49 d early
2024
7 d early
2023
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (3 of the last 3 filed years within 42 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 16 January 2023, Larubber was incorporated as a Private limited company.1 The company has filed 3 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Equity
€445,994▼ 0.1%
2023 · €446,296
Net result
-€302
2023 · €306,296
Total assets
€2.6m▲ 4.7%
2023 · €2.5m
Solvency
16.9%▼ 0.8pp
2023 · 17.7%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€77,919-€70,350▼ 9.7%
Net result€306,296above the sector's middle half--€302below the sector's middle half
Equity€446,296above the sector's middle half-€445,994above the sector's middle half▼ 0.1%
Total assets€2.5mabove the sector's middle half-€2.6mabove the sector's middle half▲ 4.7%
Debt€2.1m-€2.2m▲ 5.7%
Working capital-€124,520below the sector's middle half--€430,831below the sector's middle half▼ 246%
Solvency17.7%below the sector's middle half-16.9%below the sector's middle half▼ 0.8pp
Current ratio0.70below the sector's middle half-0.33below the sector's middle half▼ 0.37
Return on assets (ROA)12.1%within the sector's middle half-0.0%below the sector's middle half▼ 12.1pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000€300,000Operating result 2023: €77,919€77,919Net result 2023: €306,296€306,296Operating result 2024: €70,350€70,350Net result 2024: -€302-€30220232024-€100,000€0€100,000€200,000€300,000Operating result 2023: €77,919€77,900Net result 2023: €306,296€306,000Operating result 2024: €70,350€70,400Net result 2024: -€302-€30220232024
The operating result falls in 2024; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.6m
Fixed assets €2.4m ▲ 9.0%
Current assets €212,029 ▼ 27.7%
Equity and liabilities €2.6m
Equity €445,994 ▼ 0.1%
Debt €2.2m ▲ 5.7%
Debt's share of the balance-sheet total rises from 82.3% to 83.1%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
ROE
-0.1%▼
2023 · 68.6%
Debt ≤ 1 year
€642,860▲
2023 · €417,906
Debt > 1 year
€1.5m▼
2023 · €1.7m
Income taxes
€0▼
2023 · €12,432
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet Code20232024
Assets
Total assets20/58€2.5m€2.6m▲
Fixed assets21/28€2.2m€2.4m▲
Financial fixed assets28€2.2m€2.4m▲
Current assets29/58€293,385€212,029▼
Amounts receivable within one year40/41€290,500€194,500▼
Trade receivables40€21,000€50,000▲
Other amounts receivable41€269,500€144,500▼
Cash at bank and in hand54/58€2,885€17,529▲
Equity and liabilities
Total equity and liabilities10/49€2.5m€2.6m▲
Equity10/15€446,296€445,994▼
Contributions10/11€140,000€140,000=
Reserves13-€305,994
Distributable reserves133-€305,994
Profit (loss) carried forward14€306,296€0▼
Amounts payable17/49€2.1m€2.2m▲
Amounts payable after more than one year17€1.7m€1.5m▼
Financial debts170/4€1.7m€1.5m▼
Amounts payable within one year42/48€417,906€642,860▲
Current portion of amounts payable after more than one year42-€255,485
Trade debts44€2,850€2,850=
Suppliers440/4€2,850€2,850=
Taxes, remuneration and social security45€33,156€2,625▼
Taxes450/3€33,156€2,625▼
Other amounts payable47/48€381,900€381,900=
Accrued charges and deferred income492/3-€44,482
Income statement Code20232024
Other operating charges640/8-€0
Non-recurring operating charges66A€500-
Gross operating margin9900€78,419€70,350▼
Operating profit (loss)9901€77,919€70,350▼
Financial income75/76B€269,500€0▼
Recurring financial income75€269,500€0▼
Financial charges65/66B€28,691€70,652▲
Recurring financial charges65€28,691€70,652▲
Profit (loss) for the period before taxes9903€318,728-€302▼
Income taxes67/77€12,432€0▼
Profit (loss) for the period9904€306,296-€302▼
Profit (loss) for the period to be appropriated9905€306,296-€302▼
Appropriation of the result
Profit (loss) to be appropriated9906€306,296€305,994▼
Profit (loss) brought forward from the previous period14P-€306,296
Transfer to equity691/2-€305,994
To other reserves6921-€305,994

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Other operating charges640/8-€0-
Non-recurring operating charges66A€500--
Gross operating margin9900€78,419€70,350▼ 10.3%
Operating profit (loss)9901€77,919€70,350▼ 9.7%
Financial income75/76B€269,500€0▼ 100%
Recurring financial income75€269,500€0▼ 100%
Financial charges65/66B€28,691€70,652▲ 146%
Recurring financial charges65€28,691€70,652▲ 146%
Profit (loss) for the period before taxes9903€318,728-€302▼ 100%
Income taxes67/77€12,432€0▼ 100%
Profit (loss) for the period9904€306,296-€302▼ 100%
Profit (loss) for the period to be appropriated9905€306,296-€302▼ 100%
Line20232024Change
Assets
Total assets20/58€2.5m€2.6m▲ 4.7%
Fixed assets21/28€2.2m€2.4m▲ 9.0%
Financial fixed assets28€2.2m€2.4m▲ 9.0%
Current assets29/58€293,385€212,029▼ 27.7%
Amounts receivable within one year40/41€290,500€194,500▼ 33.0%
Trade receivables40€21,000€50,000▲ 138%
Other amounts receivable41€269,500€144,500▼ 46.4%
Cash at bank and in hand54/58€2,885€17,529▲ 508%
Equity and liabilities
Total equity and liabilities10/49€2.5m€2.6m▲ 4.7%
Equity10/15€446,296€445,994▼ 0.1%
Contributions10/11€140,000€140,000=
Reserves13-€305,994-
Distributable reserves133-€305,994-
Profit (loss) carried forward14€306,296€0▼ 100%
Amounts payable17/49€2.1m€2.2m▲ 5.7%
Amounts payable after more than one year17€1.7m€1.5m▼ 9.1%
Financial debts170/4€1.7m€1.5m▼ 9.1%
Amounts payable within one year42/48€417,906€642,860▲ 53.8%
Current portion of amounts payable after more than one year42-€255,485-
Trade debts44€2,850€2,850=
Suppliers440/4€2,850€2,850=
Taxes, remuneration and social security45€33,156€2,625▼ 92.1%
Taxes450/3€33,156€2,625▼ 92.1%
Other amounts payable47/48€381,900€381,900=
Accrued charges and deferred income492/3-€44,482-
Line20232024Change
Profit (loss) for the period9904€306,296-€302▼ 100%
Operating cash flow (approximation)€306,296-€302▼ 100%
Investment in fixed assets (approximation)--€200,000-
Change in cash-€14,644-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Steenokkerzeel · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
5,244 m²
Building footprint
3,371 m²
Volume, LiDAR
23,736 m³
Parcel 23051B0367/00M000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
Larubber
Haachtsesteenweg 162, 1820 SteenokkerzeelHoldings
since 20232.340.554.867
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23051B0367/00M000 Flanders 5,244 m² 1 · 3,371 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings · 3 subsidiaries in the tree

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 2

All subsidiaries, including indirect ones 3

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the 2024 annual accounts of Larubber and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,721 companies in this sector we hold annual accounts for 19,804. 13,701 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded16-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0797186976
Also 9925:BE0797186976
Registered 23-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.