LARMONEX
ActiveThe computed 12-month bankruptcy probability of LARMONEX is 2.6% (moderate). The 2024 annual accounts show equity of €13k and a net result of €70. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 72% of 36373 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability56▼-44
Solvency91▲+23
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.84 against 1.63 in 2023; short-term debt: 33.6% and cash: 13.7% of total assets), and 33.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
66.4%
Return on assets
0.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
133 d late
2022
24 d late
2021
25 d late
2020
19 d late
2019
46 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€39k▼ 51.5%
2018 · €81k
2018: €81k
2018 → 2019
EBIT margin
-2.1%▼ 3.1pp
2018 · 1.0%
2018: 1.0%
2018 → 2019
Net result
€70▼ 99.5%
2023 · €13k
2018: €1k
2019: €-947
2020: €-2k
2021: €-182
2022: €-6k
2023: €13k
2018 → 2024
Working capital
€12k▲ 10.7%
2023 · €11k
2018: €-12k
2019: €-10k
2020: €-2k
2021: €222
2022: €-5k
2023: €11k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€6k-€6k▼ 3.1%€-547€13k€13k▲ 0.6%
Operating result€-1k-€-129▲ 89.3%€-6k▼ 4,369%€14k€358▼ 97.5%
Net result€-2k-€-182▲ 91.6%€-6k▼ 3,301%€13k€70▼ 99.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 97% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €19k
Fixed assets
€882▼ 54.9%
Current assets
€18k▼ 34.2%
Equity and liabilities €19k
Equity
€13k▲ 0.6%
Debt
€6k▼ 62.4%
The debt ratio falls from 57.5% to 33.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1k▼
2023 · €16k
Cash flow
€1k▼
2023 · €15k
Solvency
66.4%▲
2023 · 42.5%
Current ratio
2.84▲
2023 · 1.63
Quick ratio
2.84▲
2023 · 1.63
Debt / equity
0.51▼
2023 · 1.35
ROE
0.6%▼
2023 · 104.3%
ROA
0.4%▼
2023 · 44.4%
Interest coverage
4.42▼
2023 · 17.74
Debt
€6k▼
2023 · €17k
Debt ≤ 1 year
€6k▼
2023 · €17k
Income taxes
€-36▼
2023 · €186
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€30k€19k▼
Fixed assets21/28€2k€882▼
Tangible fixed assets22/27€2k€792▼
Plant, machinery and equipment23€2k€792▼
Financial fixed assets28€90€90=
Current assets29/58€28k€18k▼
Amounts receivable within one year40/41€27k€16k▼
Trade receivables40€27k€16k▼
Cash at bank and in hand54/58€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€30k€19k▼
Equity10/15€13k€13k▲
Contributions10/11€7k€7k=
Reserves13€700€700=
Non-distributable reserves130/1€700€700=
Other1319€700€700=
Profit (loss) carried forward14€5k€5k▲
Amounts payable17/49€17k€6k▼
Amounts payable within one year42/48€17k€6k▼
Trade debts44€4k€289▼
Suppliers440/4€4k€289▼
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€186€423▲
Remuneration and social security454/9€2k€5k▲
Other amounts payable47/48€11k€921▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€2k€653▼
Gross operating margin9900€19k€2k▼
Operating profit (loss)9901€14k€358▼
Financial income75/76B€5-
Recurring financial income75€5-
Financial charges65/66B€923€324▼
Recurring financial charges65€923€324▼
Profit (loss) for the period before taxes9903€13k€34▼
Income taxes67/77€186€-36▼
Profit (loss) for the period9904€13k€70▼
Profit (loss) for the period to be appropriated9905€13k€70▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€5k▲
Profit (loss) brought forward from the previous period14P€-8k€5k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 133 days late
2023
31-12
Financial
Back to profitnet €13k
Net result €13k after 4 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.63
Current ratio from 0.75 to 1.63; short-term debt falls from €19k to €17k.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 21 days late
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Hymanslaan 221200 Sint-Lambrechts-WoluweGround area
347 m²
Building footprint
138 m²
Volume, LiDAR
1,328 m³
2 parcels, Brussels · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
LARMONEX
since 20102.185.073.072
de Rivierendreef 139, 1083 Ganshoren
since 20242.373.886.245
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21672C0039/00Y010 | Brussels | 223 m² | 1 · 101 m² | 15.1 m · 4 fl. |
| 21008A0333/00P005 | Brussels | 123 m² | 1 · 37 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Mollen Jonathan
BE 1017.863.560
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RM GROUP
BE 0767.697.788
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INKO TUINEN
BE 0823.734.985
Oosterzele · Eq €13k
JAMAR MOONS CONSTRUCTIONS
BE 0735.459.245
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G-U-I-D-O surfaces
BE 0442.003.363
Heist-op-den-Berg · Eq €13k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 4,501 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2010
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.