LARGE SOIF
ActiveSummary
The computed 12-month bankruptcy probability of LARGE SOIF is 2.1% (moderate). The 2025 annual accounts show equity of €28,165 and a net result of €8,778. Its solvency ranks better than 31% of 18537 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability65▼-12
Solvency37▲+3
Growth52
Track record82
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.73 in 2024; short-term debt: 61.1% and cash: 2.4% of total assets), but 88.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
23 d early
2024
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 12 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€28,165▲ 45.3%
2024 · €19,387
Total assets
€239,543▲ 6.3%
2024 · €225,356
Net result
€8,778▼ 39.0%
2024 · €14,387
Working capital
€92,254▼ 3.1%
2024 · €95,193
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€18,500-€14,528▼ 21.5%
Net result€14,387within the sector's middle half-€8,778within the sector's middle half▼ 39.0%
Equity€19,387within the sector's middle half-€28,165within the sector's middle half▲ 45.3%
Total assets€225,356within the sector's middle half-€239,543within the sector's middle half▲ 6.3%
Debt€205,968-€211,378▲ 2.6%
Working capital€95,193-€92,254▼ 3.1%
Solvency8.6%within the sector's middle half-11.8%within the sector's middle half▲ 3.2pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €239,543
Fixed assets
€987 ▲ 103%
Current assets
€238,556 ▲ 6.1%
Equity and liabilities €239,543
Equity
€28,165 ▲ 45.3%
Debt
€211,378 ▲ 2.6%
Debt's share of the balance-sheet total falls from 91.4% to 88.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15,071▼
2024 · €18,622
Cash flow
€9,321▼
2024 · €14,509
Current ratio
1.63▼
2024 · 1.73
Quick ratio
0.75▲
2024 · 0.64
Debt to equity
7.50▼
2024 · 10.62
ROE
31.2%▼
2024 · 74.2%
ROA
3.7%▼
2024 · 6.4%
Interest coverage
4.98▼
2024 · 63.30
Debt ≤ 1 year
€146,302▲
2024 · €129,675
Debt > 1 year
€64,184▼
2024 · €76,293
Income taxes
€2,726▼
2024 · €3,819
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,541 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 95% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
3.3%
went bankrupt
1.1%
stopped otherwise
95%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,541 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €122 | €543 | ▲ 346% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €1,628 | - |
| Other operating charges640/8 | €485 | €938 | ▲ 93.1% |
| Gross operating margin9900 | €19,107 | €17,636 | ▼ 7.7% |
| Operating profit (loss)9901 | €18,500 | €14,528 | ▼ 21.5% |
| Financial income75/76B | €0 | - | - |
| Recurring financial income75 | €0 | - | - |
| Financial charges65/66B | €294 | €3,025 | ▲ 928% |
| Recurring financial charges65 | €294 | €3,025 | ▲ 928% |
| Profit (loss) for the period before taxes9903 | €18,206 | €11,504 | ▼ 36.8% |
| Income taxes67/77 | €3,819 | €2,726 | ▼ 28.6% |
| Profit (loss) for the period9904 | €14,387 | €8,778 | ▼ 39.0% |
| Profit (loss) for the period to be appropriated9905 | €14,387 | €8,778 | ▼ 39.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €225,356 | €239,543 | ▲ 6.3% |
| Fixed assets21/28 | €487 | €987 | ▲ 103% |
| Tangible fixed assets22/27 | €487 | €987 | ▲ 103% |
| Furniture and vehicles24 | €487 | €987 | ▲ 103% |
| Current assets29/58 | €224,869 | €238,556 | ▲ 6.1% |
| Stocks and contracts in progress3 | €141,970 | €128,274 | ▼ 9.6% |
| Stocks30/36 | €141,970 | €128,274 | ▼ 9.6% |
| Amounts receivable within one year40/41 | €80,727 | €104,426 | ▲ 29.4% |
| Trade receivables40 | €80,211 | €104,422 | ▲ 30.2% |
| Other amounts receivable41 | €516 | €4 | ▼ 99.3% |
| Cash at bank and in hand54/58 | €1,710 | €5,855 | ▲ 242% |
| Deferred charges and accrued income490/1 | €462 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €225,356 | €239,543 | ▲ 6.3% |
| Equity10/15 | €19,387 | €28,165 | ▲ 45.3% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €14,387 | €23,165 | ▲ 61.0% |
| Amounts payable17/49 | €205,968 | €211,378 | ▲ 2.6% |
| Amounts payable after more than one year17 | €76,293 | €64,184 | ▼ 15.9% |
| Financial debts170/4 | - | €34,219 | - |
| Other amounts payable178/9 | €76,293 | €29,965 | ▼ 60.7% |
| Amounts payable within one year42/48 | €129,675 | €146,302 | ▲ 12.8% |
| Current portion of amounts payable after more than one year42 | - | €15,781 | - |
| Financial debts43 | - | €25,000 | - |
| Credit institutions430/8 | - | €25,000 | - |
| Trade debts44 | €124,142 | €94,168 | ▼ 24.1% |
| Suppliers440/4 | €124,142 | €94,168 | ▼ 24.1% |
| Taxes, remuneration and social security45 | €3,819 | €11,353 | ▲ 197% |
| Taxes450/3 | €3,819 | €11,353 | ▲ 197% |
| Other amounts payable47/48 | €1,714 | - | - |
| Accrued charges and deferred income492/3 | - | €892 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €14,387 | €8,778 | ▼ 39.0% |
| + Depreciation and write-downs630 | €122 | €543 | ▲ 346% |
| Operating cash flow (approximation) | €14,509 | €9,321 | ▼ 35.8% |
| Investment in fixed assets (approximation) | - | -€1,043 | - |
| Change in cash | - | €4,145 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
State Gazette act
Resignation: Dominique Aubry (director)Power of attorney4 facts ▸
State Gazette act
Resignation: Dominique Aubry (director)
Power of attorney4 facts ▸
- General meeting, 31-12-2025
- Director resignation, Dominique Aubry (director)
- Power of attorney, Julie Michielsens
- Other statement, points divers, n'appellent aucun commentaire particulier
08-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2023
Ground area
1,020 m²
Building footprint
160 m²
Parcel 25742A0305/00C000, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
LARGE SOIF
since 20232.353.792.991
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25742A0305/00C000 | Wallonia | 1,020 m² | 1 · 160 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Dominique Aubry |
|
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Of 1,510 companies in sector 47252 we hold annual accounts for 652. 390 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-11-2023
Fiscal year end30-06
Activities, NACEBEL 2025
47252Retail sale of beverages, general range
46341Wholesale of wines and spirits
E-invoicing
Reachable via Peppol
Peppol ID
0208:1002227160
Registered
19-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.