Equity
€18,600 from €68,602 in 2021
Equity fell by 73% in 4 years.
LARDINOIS Julie
Lifetime
11 annual accounts with figures on one time axisGross marginpeak €57,625 (2022)
€49,839▼ 6.0%
Resultlowest -€2,032 (2015)
€36,409▼ 5.8%
Equitypeak €68,602 (2021)
€18,600unchanged
Debts
€47,435▲ 20.0%
Board1 name since 2020
1 directorLardinois Julie
Documentsfilings and deeds
21-08-202621 days late
2025micro format
Dividend €34,409Debts from €39,530 to €47,435
Key points
from the 2025 annual accountsTurnover
≈ €150,000 estimated
The micro format states no turnover.
Debts
€47,435 72% of the balance sheet
Suppliers 2%Taxes and wages 6%Other 91%
Filings
11 annual accounts since 2015
Eight of the last ten came late. The 2019 accounts came latest: 60 days after the end of the period.
At the same address
5 companies
Position in the sector
€18,600
Less equity than 83% of companies in human health. Sector median €124,598 · 20,751 companies.
Checked score
92
Excellent
Financially stronger than 36% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,179 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026highest value
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 21 days late; 1 of the last 3 accounts late
lowers risk
Sector: Human health activities (NACE 86)
Size: total assets €66,035
Figures for financial year 2025 (filed on 22-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 25% of them on solvency, 4% on liquidity, 80% on profitability and 37% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,053 companies had the same profile as LARDINOIS Julie has now. Each dot stands for 13 companies, two years later.
95.9%
were still trading
2.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of LARDINOIS Julie itself is lower: 0.1% within 12 months. It rests on far more data about LARDINOIS Julie than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,053 companies, not a prediction for LARDINOIS Julie. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.29 (1.32 in 2024), below the usual 1.5. Short-term debt is 71.8% and cash 9.9% of total assets. 71.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 20749 sector peers (2025).
NBB · sector comparisonPosition among 20749 sector peers
Solvency
better than 25%
← weakest
strongest →
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
21 days late
2024
58 days late
2023
29 days late
2022
on the day
2021
25 days late
2020
30 days late
2019
60 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0507657418
Capital contribution of €18,600
186 shares · Gazette deed
Incorporation
published on 06-01-2015 · Gazette deed
First establishment
Rue des Grosses Pierres 17, Trooz
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| LARDINOIS Julie Trooz | €66,035 | €49,839 | 28.2% | - |
| Cabinet Dentaire CÔTE Durbuy | €72,289 | €50,261 | 42.7% | - |
| ALEX B 25 DENTAL Liège | €60,106 | €57,463 | 40.4% | - |
| Cabinet Dentaire Vansimpsen Saint-Georges-sur-Meuse | €83,132 | €44,543 | 36.1% | - |
| Cetik Dental Acad Lasne | €79,592 | €53,227 | 4.2% | - |
| Lies MEYNEN Antwerp | €70,966 | €37,587 | 26.2% | - |
| Agnes Kintzinger Ixelles | €87,937 | €42,522 | 24.5% | - |
These companies have the same main activity as LARDINOIS Julie: dental practice (NACE 86230). They are comparable in size and age: total assets between €60,100 and €87,900, founded between 2014 and 2017.
Official details
Source: KBO- Status
- Active since 22-12-2014Normal situation
- Activity
- Dental practiceNACE 86230
- Establishment unit
- 2.238.233.4284870 Trooz, since 22-12-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Insights on LARDINOIS Julie
LARDINOIS Julie files the micro format. That format states no turnover. The gross margin rose from €12,092 in 2015 to €49,839 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LARDINOIS Julie
- What is the company number of LARDINOIS Julie?
- The company number of LARDINOIS Julie is 0507.657.418. The VAT number is the same number with BE in front: BE 0507.657.418.
- Where is LARDINOIS Julie based?
- The registered office is at Rue des Grosses Pierres 17, 4870 Trooz.Company details
- What does LARDINOIS Julie do?
- According to the KBO register, the main activity is dental practice (NACE 86230).
- What is the legal form of LARDINOIS Julie?
- LARDINOIS Julie is a private limited company (BV).
- When was LARDINOIS Julie founded?
- LARDINOIS Julie was founded on 22-12-2014.
- Is LARDINOIS Julie still active?
- Yes, LARDINOIS Julie is an active enterprise in the KBO register.
- What is the turnover of LARDINOIS Julie?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €49,839 and 47 comparable companies (NACE 86). It probably lies between €110,000 and €220,000. In financial year 2024 turnover was €0.Financials
- Is LARDINOIS Julie profitable?
- In financial year 2025, LARDINOIS Julie made a profit of €36,409.
- Where can I find the annual accounts of LARDINOIS Julie?
- LARDINOIS Julie filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LARDINOIS Julie due?
- LARDINOIS Julie must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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