LAPIS LAZULI
ActiveLAPIS LAZULI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €585k and a net result of €29k. Equity is growing by ~61.5% per year across the filed fiscal years. Its solvency ranks better than 39% of 8596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent▲ +1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▲+19
Solvency80▼-19
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 2.5 in 2024), but 59.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.5%
Return on assets
2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
19 d late
2023
on the day
2022
on the day
2021
1 d late
2020
26 d late
2019
257 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€585k▲ 5.1%
2024 · €556k
2019: €51k
2020: €25k
2021: €185k
2022: €287k
2023: €550k
2024: €556k
2019 → 2025
Total assets
€1.44M▲ 64.7%
2024 · €875k
2019: €328k
2020: €321k
2021: €512k
2022: €591k
2023: €1.12M
2024: €875k
2019 → 2025
Net result
€29k▲ 373%
2024 · €6k
2019: €125k
2020: €-25k
2021: €159k
2022: €103k
2023: €363k
2024: €6k
2019 → 2025
Working capital
€603k▲ 25.6%
2024 · €480k
2019: €-33k
2020: €-28k
2021: €149k
2022: €255k
2023: €506k
2024: €480k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€185k-€287k▲ 55.5%€550k▲ 91.5%€556k▲ 1.1%€585k▲ 5.1%
Operating result€222k-€172k▼ 22.7%€522k▲ 204%€58k▼ 89.0%€59k▲ 3.3%
Net result€159k-€103k▼ 35.6%€363k▲ 254%€6k▼ 98.3%€29k▲ 373%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.44M
Fixed assets
€81k▲ 7.7%
Current assets
€1.36M▲ 70.1%
Equity and liabilities €1.44M
Equity
€585k▲ 5.1%
Debt
€857k▲ 168%
The debt ratio rises from 36.5% to 59.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€102k▲
2024 · €80k
Cash flow
€71k▲
2024 · €28k
Solvency
40.5%▼
2024 · 63.5%
Current ratio
1.80▼
2024 · 2.50
Quick ratio
1.71▼
2024 · 2.38
Debt / equity
1.47▲
2024 · 0.57
ROE
4.9%▲
2024 · 1.1%
ROA
2.0%▲
2024 · 0.7%
Interest coverage
8.57▼
2024 · 10.54
Debt
€857k▲
2024 · €319k
Debt ≤ 1 year
€757k▲
2024 · €319k
Debt > 1 year
€100k
Income taxes
€42k▼
2024 · €44k
Staff costs
€895k▲
2024 · €847k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€875k€1.44M▲
Fixed assets21/28€76k€81k▲
Tangible fixed assets22/27€65k€71k▲
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€53k€62k▲
Other tangible fixed assets26€9k€6k▼
Financial fixed assets28€11k€11k=
Current assets29/58€800k€1.36M▲
Stocks and contracts in progress3€40k€69k▲
Stocks30/36€40k€69k▲
Amounts receivable within one year40/41€621k€1.26M▲
Trade receivables40-€116k
Other amounts receivable41€621k€1.14M▲
Cash at bank and in hand54/58€132k€32k▼
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€875k€1.44M▲
Equity10/15€556k€585k▲
Contributions10/11€19k€19k=
Reserves13€537k€566k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€535k€564k▲
Amounts payable17/49€319k€857k▲
Amounts payable after more than one year17-€100k
Financial debts170/4-€100k
Amounts payable within one year42/48€319k€757k▲
Financial debts43-€263
Credit institutions430/8-€263
Trade debts44-€552k
Suppliers440/4-€552k
Taxes, remuneration and social security45€290k€205k▼
Taxes450/3€196k€105k▼
Remuneration and social security454/9€94k€100k▲
Other amounts payable47/48€29k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€847k€895k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€43k▲
Other operating charges640/8€12k€10k▼
Gross operating margin9900€939k€1.01M▲
Operating profit (loss)9901€58k€59k▲
Financial income75/76B€4€23k▲
Recurring financial income75€4€23k▲
Financial charges65/66B€8k€12k▲
Recurring financial charges65€8k€12k▲
Profit (loss) for the period before taxes9903€50k€71k▲
Income taxes67/77€44k€42k▼
Profit (loss) for the period9904€6k€29k▲
Profit (loss) for the period to be appropriated9905€6k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€29k▲
Transfer to equity691/2€6k€29k▲
To other reserves6921€6k€29k▲
Social balance
Average headcount (FTE)908722.524.0▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 19 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Highest result since 2019net €363k ▲254%
Operating result €522k, net result €363k, both a record.
30-06
Financial
Equity above €500kEq €550k ▲91.5%
3 profitable years in a row build equity to €550k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Equity above €200kEq €287k ▲55.5%
2 profitable years in a row build equity to €287k.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
30-06
Financial
Back to profitnet €159k
Net result €159k after one loss-making year.
30-06
Financial
Equity above €150kEq €185k ▲628%
Equity rises from €25k to €185k.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 257 days late
30-06
Financial
Weakest financial yearnet €-25k ▼120%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 86 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Smederijstraat 212830 WillebroekGround area
440 m²
Building footprint
115 m²
Parcel 12342B0591/00V005, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
LAPIS LAZULI
since 20182.272.560.738
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342B0591/00V005 | Flanders | 440 m² | 1 · 115 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 275 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 275 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 33,239 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-05-2008
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.