Lapierre Aaron
ActiveSummary
The computed 12-month bankruptcy probability of Lapierre Aaron is 2.4% (moderate). The 2025 annual accounts show equity of €6k and a net result of €116. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 17% of 27786 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency40▲+6
Growth52=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.77 against 0.71 in 2024; short-term debt: 72.7% and cash: 0.5% of total assets), and 85.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.7%
Return on assets
0.3%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-01-2026, 22 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
22 d early
2024
35 d early
2023
21 d early
2022
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▲ 2.1%
2024 · €6k
2022: €5k
2023: €6k
2024: €6k
2022 → 2025
Total assets
€39k▼ 37.7%
2024 · €63k
2022: €91k
2023: €85k
2024: €63k
2022 → 2025
Net result
€116▲ 2,271%
2024 · €5
2022: €5k
2023: €190
2024: €5
2022 → 2025
Working capital
€-7k▲ 48.3%
2024 · €-13k
2022: €-9k
2023: €-15k
2024: €-13k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€5k-€6k▲ 3.5%€6k▲ 0.1%€6k▲ 2.1%
Operating result€7k-€2k▼ 68.5%€2k▼ 32.4%€3k▲ 68.7%
Net result€5k-€190▼ 96.2%€5▼ 97.4%€116▲ 2,271%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 69% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€17k ▼ 44.8%
Current assets
€22k ▼ 30.6%
Equity and liabilities €39k
Equity
€6k ▲ 2.1%
Debt
€33k ▼ 41.6%
Debt's share of the balance-sheet total falls from 91.0% to 85.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▲
2024 · €16k
Cash flow
€14k▼
2024 · €14k
Current ratio
0.77▲
2024 · 0.71
Quick ratio
0.33▼
2024 · 0.40
Debt to equity
5.81▼
2024 · 10.15
ROE
2.0%▲
2024 · 0.1%
ROA
0.3%▲
2024 · 0.0%
Interest coverage
9.10▼
2024 · 9.49
Debt ≤ 1 year
€29k▼
2024 · €44k
Debt > 1 year
€5k▼
2024 · €13k
Income taxes
€1k▲
2024 · €828
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€63k€39k▼
Fixed assets21/28€31k€17k▼
Tangible fixed assets22/27€31k€17k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€25k€14k▼
Current assets29/58€32k€22k▼
Stocks and contracts in progress3€14k€12k▼
Stocks30/36€6k€6k▼
Contracts in progress37€8k€7k▼
Amounts receivable within one year40/41€6k€9k▲
Trade receivables40€109€7k▲
Other amounts receivable41€6k€2k▼
Cash at bank and in hand54/58€12k€216▼
Equity and liabilities
Total equity and liabilities10/49€63k€39k▼
Equity10/15€6k€6k▲
Contributions10/11€500€500=
Reserves13€5k€5k▲
Distributable reserves133€5k€5k▲
Amounts payable17/49€57k€33k▼
Amounts payable after more than one year17€13k€5k▼
Financial debts170/4€13k€5k▼
Amounts payable within one year42/48€44k€29k▼
Current portion of amounts payable after more than one year42€12k€8k▼
Trade debts44€19k€7k▼
Suppliers440/4€19k€7k▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€12k€12k▼
Accrued charges and deferred income492/3-€381
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Other operating charges640/8€53€610▲
Gross operating margin9900€16k€17k▲
Operating profit (loss)9901€2k€3k▲
Financial income75/76B€992€431▼
Recurring financial income75€992€431▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€833€1k▲
Income taxes67/77€828€1k▲
Profit (loss) for the period9904€5€116▲
Profit (loss) for the period to be appropriated9905€5€116▲
Appropriation of the result
Profit (loss) to be appropriated9906€5€116▲
Transfer to equity691/2€5€116▲
To other reserves6921€5€116▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
27-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €5 ▼97.4%
Net result drops to €5, the lowest in the series; recovery starts the following year.
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breestraat 48820 TorhoutGround area
753 m²
Building footprint
194 m²
Volume, LiDAR
749 m³
Parcel 31033A0340/00P000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Lapierre Aaron
since 20212.313.229.868
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31033A0340/00P000 | Flanders | 753 m² | 1 · 194 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,135 companies in sector 43910 we hold annual accounts for 5,488. 2,101 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2021
Fiscal year end30-06
Activities, NACEBEL 2025
43910Bricklaying and masonry work
23610Manufacture of other non-metallic mineral products
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.