LAPIDIS
ActiveLAPIDIS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-3k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 25% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+57
Solvency50▼-3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.07 in 2024; short-term debt: 67.4% and cash: 10.7% of total assets), and 75.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.5%
Return on assets
-2.6%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-3k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 9450 sector peers (2025).
NBB · sector comparisonPosition among 9450 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
44 d early
2023
26 d early
2022
61 d early
2021
2 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 9.7%
2024 · €35k
2018: €22k
2019: €35k
2020: €52k
2021: €57k
2022: €52k
2023: €49k
2024: €35k
2018 → 2025
Total assets
€129k▲ 4.3%
2024 · €124k
2018: €112k
2019: €122k
2020: €116k
2021: €132k
2022: €126k
2023: €130k
2024: €124k
2018 → 2025
Net result
€-3k▲ 76.0%
2024 · €-14k
2018: €-9k
2019: €13k
2020: €17k
2021: €5k
2022: €-4k
2023: €-3k
2024: €-14k
2018 → 2025
Working capital
€8k▲ 50.5%
2024 · €5k
2018: €19k
2019: €29k
2020: €38k
2021: €32k
2022: €30k
2023: €32k
2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€52k▼ 7.7%€49k▼ 5.9%€35k▼ 28.9%€32k▼ 9.7%
Operating result€8k-€-2k€-1k▲ 38.1%€-12k▼ 731%€-1k▲ 88.7%
Net result€5k-€-4k€-3k▲ 28.5%€-14k▼ 358%€-3k▲ 76.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€34k▼ 25.5%
Current assets
€95k▲ 22.0%
Equity and liabilities €129k
Equity
€32k▼ 9.7%
Debt
€97k▲ 9.8%
The debt ratio rises from 71.7% to 75.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10k▲
2024 · €-3k
Cash flow
€8k▲
2024 · €-5k
Solvency
24.5%▼
2024 · 28.3%
Current ratio
1.09▲
2024 · 1.07
Quick ratio
1.09▲
2024 · 1.07
Debt / equity
3.08▲
2024 · 2.53
ROE
-10.8%▲
2024 · -40.6%
ROA
-2.6%▲
2024 · -11.5%
Interest coverage
5.47▲
2024 · -1.62
Debt
€97k▲
2024 · €89k
Debt ≤ 1 year
€87k▲
2024 · €73k
Debt > 1 year
€9k▼
2024 · €15k
Income taxes
€143▲
2024 · €135
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€124k€129k▲
Fixed assets21/28€46k€34k▼
Tangible fixed assets22/27€46k€34k▼
Furniture and vehicles24€46k€34k▼
Financial fixed assets28€150€150=
Current assets29/58€78k€95k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€57k€78k▲
Trade receivables40€13k€32k▲
Other amounts receivable41€44k€46k▲
Cash at bank and in hand54/58€19k€14k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€124k€129k▲
Equity10/15€35k€32k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€15k€11k▼
Amounts payable17/49€89k€97k▲
Amounts payable after more than one year17€15k€9k▼
Financial debts170/4€15k€9k▼
Amounts payable within one year42/48€73k€87k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€13k€26k▲
Suppliers440/4€13k€26k▲
Taxes, remuneration and social security45€8k€2k▼
Taxes450/3€8k€2k▼
Other amounts payable47/48€45k€52k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€12k▲
Other operating charges640/8€927€672▼
Gross operating margin9900€-2k€11k▲
Operating profit (loss)9901€-12k€-1k▲
Financial income75/76B€21€0▼
Recurring financial income75€21€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-14k€-3k▲
Income taxes67/77€135€143▲
Profit (loss) for the period9904€-14k€-3k▲
Profit (loss) for the period to be appropriated9905€-14k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€11k▼
Profit (loss) brought forward from the previous period14P€29k€15k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €17k ▲33.3%
Operating result €23k, net result €17k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tulpenlaan 293090 OverijseGround area
1,280 m²
Building footprint
192 m²
Volume, LiDAR
1,210 m³
Parcel 23062N0035/00A021, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lapidis
since 20092.178.720.859
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062N0035/00A021 | Flanders | 1,280 m² | 1 · 192 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ATELIER PARALLEL - SOCIETE D'ARCHITECTES PROFESSIONNELLE
BE 0476.459.545
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Architectengroep A4
BE 0748.502.478
Leuven · Eq €32k
Lorenzo Stroobant
BE 1008.916.893
Antwerpen · Eq €32k
FRILANS
BE 0760.341.923
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WESTARCH
BE 0801.954.725
Aalter · Eq €32k
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,974 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-05-2009
Fiscal year end30-09
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:office@lapidis.be
Phone:+32.2.325.81.75