LAO-tree
ActiveSummary
The computed 12-month bankruptcy probability of LAO-tree is 3.5% (moderate). The 2025 annual accounts show negative equity (€-22k) and a net result of €-12k. Equity is shrinking by ~198.7% per year across the filed fiscal years. Its solvency ranks better than 10% of 4522 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability66▲+22
Solvency20▼-2
Growth32=
Track record94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.25 against 0.28 in 2024; short-term debt: 80.8% and cash: 7.6% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-4.7%
Return on assets
-2.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-22k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
30 d early
2024
9 d late
2023
12 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-22k▼ 61.7%
2024 · €-13k
Total assets
€456k▼ 3.0%
2024 · €470k
Net result
€-12k▲ 85.1%
2024 · €-78k
Working capital
€-277k▼ 14.1%
2024 · €-243k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€80k-€-68k€-1k▲ 97.9%
Net result€61k-€-78k€-12k▲ 85.1%
Equity€64k-€-13k€-22k▼ 61.7%
Total assets€456k-€470k▲ 2.9%€456k▼ 3.0%
Debt€392k-€483k▲ 23.2%€477k▼ 1.3%
Working capital€-231k-€-243k▼ 5.2%€-277k▼ 14.1%
Staff (FTE)0.9-1.7▲ 88.9%1▼ 41.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €68k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €456k
Fixed assets
€365k ▼ 2.5%
Current assets
€91k ▼ 5.3%
Key figures and ratios
EBITDA
€114k▲
2024 · €37k
Cash flow
€104k▲
2024 · €27k
Solvency
-4.7%▼
2024 · -2.8%
Current ratio
0.25▼
2024 · 0.28
Debt to equity
-22.08▲
2024 · -36.16
ROA
-2.5%▲
2024 · -16.5%
Interest coverage
17.29▲
2024 · 5.25
Debt ≤ 1 year
€368k▲
2024 · €339k
Debt > 1 year
€109k▼
2024 · €145k
Income taxes
€3k▲
2024 · €3k
Staff costs
€11k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €11k | €21k | €11k | ▼ 50.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €93k | €105k | €116k | ▲ 10.4% |
| Other operating charges640/8 | €3k | €3k | €3k | ▲ 5.1% |
| Non-recurring operating charges66A | €1k | - | - | - |
| Gross operating margin9900 | €189k | €61k | €128k | ▲ 109% |
| Operating profit (loss)9901 | €80k | €-68k | €-1k | ▲ 97.9% |
| Financial income75/76B | €12 | €102 | €10 | ▼ 90.2% |
| Recurring financial income75 | €12 | €102 | €10 | ▼ 90.2% |
| Financial charges65/66B | €252 | €7k | €7k | ▼ 6.4% |
| Recurring financial charges65 | €252 | €7k | €7k | ▼ 6.4% |
| Profit (loss) for the period before taxes9903 | €79k | €-75k | €-8k | ▲ 89.2% |
| Income taxes67/77 | €18k | €3k | €3k | ▲ 21.0% |
| Profit (loss) for the period9904 | €61k | €-78k | €-12k | ▲ 85.1% |
| Profit (loss) for the period to be appropriated9905 | €61k | €-78k | €-12k | ▲ 85.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €456k | €470k | €456k | ▼ 3.0% |
| Fixed assets21/28 | €295k | €374k | €365k | ▼ 2.5% |
| Tangible fixed assets22/27 | €295k | €374k | €365k | ▼ 2.5% |
| Plant, machinery and equipment23 | €145k | €172k | €158k | ▼ 8.6% |
| Furniture and vehicles24 | €111k | €180k | €177k | ▼ 1.4% |
| Leasing and similar rights25 | €19k | €17k | €26k | ▲ 52.4% |
| Other tangible fixed assets26 | €19k | €5k | €4k | ▼ 14.4% |
| Financial fixed assets28 | €255 | €255 | €255 | = |
| Current assets29/58 | €161k | €96k | €91k | ▼ 5.3% |
| Amounts receivable within one year40/41 | €49k | €65k | €55k | ▼ 14.5% |
| Trade receivables40 | €44k | €58k | €39k | ▼ 33.0% |
| Other amounts receivable41 | €4k | €7k | €17k | ▲ 132% |
| Cash at bank and in hand54/58 | €109k | €29k | €35k | ▲ 20.4% |
| Deferred charges and accrued income490/1 | €4k | €2k | €696 | ▼ 69.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €456k | €470k | €456k | ▼ 3.0% |
| Equity10/15 | €64k | €-13k | €-22k | ▼ 61.7% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Reserves13 | €60k | €60k | €63k | ▲ 5.5% |
| Non-distributable reserves130/1 | - | - | €3k | - |
| Other1319 | - | - | €3k | - |
| Distributable reserves133 | €60k | €60k | €60k | = |
| Profit (loss) carried forward14 | €1k | €-76k | €-88k | ▼ 15.1% |
| Amounts payable17/49 | €392k | €483k | €477k | ▼ 1.3% |
| Amounts payable after more than one year17 | - | €145k | €109k | ▼ 24.4% |
| Financial debts170/4 | - | €145k | €109k | ▼ 24.4% |
| Amounts payable within one year42/48 | €392k | €339k | €368k | ▲ 8.6% |
| Current portion of amounts payable after more than one year42 | €149k | €24k | €115k | ▲ 371% |
| Trade debts44 | €25k | €2k | €8k | ▲ 234% |
| Suppliers440/4 | €25k | €2k | €8k | ▲ 234% |
| Taxes, remuneration and social security45 | €35k | €29k | €11k | ▼ 64.0% |
| Taxes450/3 | €33k | €25k | €9k | ▼ 64.9% |
| Remuneration and social security454/9 | €2k | €5k | €2k | ▼ 58.9% |
| Other amounts payable47/48 | €183k | €282k | €234k | ▼ 17.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €61k | €-78k | €-12k | ▲ 85.1% |
| + Depreciation and write-downs630 | €93k | €105k | €116k | ▲ 10.4% |
| Operating cash flow (approximation) | €154k | €27k | €104k | ▲ 282% |
| Investment in fixed assets (approximation) | - | €-184k | €-107k | ▲ 42.0% |
| Change in cash | - | €-81k | €6k | ▲ 107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 9 days late
2024
31-12
Financial
Weakest financial yearnet €-78k
Net result drops to €-78k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walhain · 1 establishment unit since 2023
Ground area
1,409 m²
Building footprint
244 m²
Volume, LiDAR
551 m³
2 parcels, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Bois des Pauvres -, 1450 Chastre
since 20232.351.001.767
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25017A0008/00E000 | Wallonia | 1,151 m² | 1 · 154 m² | - |
| 25109F0507/00D000 | Wallonia | 258 m² | 1 · 90 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,222 companies in sector 81300 we hold annual accounts for 4,363. 3,648 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
Scores and ratios are computed by Checked and are not a credit decision.