LANTOY
ActiveSummary
The annual accounts of LANTOY for fiscal year 2025 show a net loss of 50% of total assets. The 2025 annual accounts show equity of €62k and a net result of €-39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 77% of 31694 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-12
Solvency100▲+12
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.56 against 1.36 in 2024; short-term debt: 19.5% and cash: 6.8% of total assets), and 19.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.5%
Return on assets
-50.2%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-39k
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 26-11-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
26 d late
2024
26 d late
2023
23 d late
2022
21 d late
2021
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▼ 38.4%
2024 · €101k
2021: €3k
2022: €86k
2023: €139k
2024: €101k
2021 → 2025
Total assets
€77k▼ 51.8%
2024 · €160k
2021: €53k
2022: €140k
2023: €217k
2024: €160k
2021 → 2025
Net result
€-39k▼ 2.5%
2024 · €-38k
2021: €15k
2022: €83k
2023: €60k
2024: €-38k
2021 → 2025
Working capital
€23k▲ 10.2%
2024 · €21k
2021: €-41k
2022: €32k
2023: €4k
2024: €21k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€86k▲ 3,337%€139k▲ 61.6%€101k▼ 27.3%€62k▼ 38.4%
Operating result€21k-€107k▲ 415%€78k▼ 27.2%€-13k€-63k▼ 388%
Net result€15k-€83k▲ 459%€60k▼ 27.6%€-38k€-39k▼ 2.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €63k in 2025 against €13k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€39k ▼ 51.4%
Current assets
€39k ▼ 52.2%
Equity and liabilities €77k
Equity
€62k ▼ 38.4%
Debt
€15k ▼ 74.6%
Debt's share of the balance-sheet total falls from 37.0% to 19.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-53k▼
2024 · €2k
Cash flow
€-29k▼
2024 · €-23k
Current ratio
2.56▲
2024 · 1.36
Debt to equity
0.24▼
2024 · 0.59
ROE
-62.4%▼
2024 · -37.5%
ROA
-50.2%▼
2024 · -23.6%
Interest coverage
-75.30▼
2024 · 1.43
Debt ≤ 1 year
€15k▼
2024 · €59k
Income taxes
€414▼
2024 · €692
Staff costs
€87k▲
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€160k€77k▼
Fixed assets21/28€80k€39k▼
Tangible fixed assets22/27€54k€38k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€21k€10k▼
Other tangible fixed assets26€22k€20k▼
Financial fixed assets28€26k€1k▼
Current assets29/58€81k€39k▼
Amounts receivable within one year40/41€62k€32k▼
Trade receivables40€62k€6k▼
Other amounts receivable41-€26k
Cash at bank and in hand54/58€9k€5k▼
Deferred charges and accrued income490/1€10k€2k▼
Equity and liabilities
Total equity and liabilities10/49€160k€77k▼
Equity10/15€101k€62k▼
Contributions10/11€3k€3k=
Reserves13€136k€136k=
Distributable reserves133€136k€136k=
Profit (loss) carried forward14€-38k€-77k▼
Amounts payable17/49€59k€15k▼
Amounts payable within one year42/48€59k€15k▼
Current portion of amounts payable after more than one year42€15k-
Trade debts44€10k€11k▲
Suppliers440/4€10k€11k▲
Taxes, remuneration and social security45€10k€4k▼
Taxes450/3€10k€414▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€24k-
Income statement
Code20242025
Remuneration, social security and pensions62€77k€87k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€10k▼
Other operating charges640/8€9k€956▼
Gross operating margin9900€88k€36k▼
Operating profit (loss)9901€-13k€-63k▼
Financial income75/76B€9€25k▲
Recurring financial income75€9€65▲
Non-recurring financial income76B€9€25k▲
Financial charges65/66B€24k€699▼
Recurring financial charges65€1k€699▼
Non-recurring financial charges66B€23k-
Profit (loss) for the period before taxes9903€-37k€-38k▼
Income taxes67/77€692€414▼
Profit (loss) for the period9904€-38k€-39k▼
Profit (loss) for the period to be appropriated9905€-38k€-39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-77k▼
Profit (loss) brought forward from the previous period14P-€-38k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
26-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
31-03
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series.
2024
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2023
23-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
31-03
Financial
Equity above €100kEq €139k ▲61.6%
3 profitable years in a row build equity to €139k.
2022
21-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
31-03
Financial
Highest result since 2021net €83k ▲459%
Operating result €107k, net result €83k, both a record.
31-03
Financial
Liquidity times 9current ratio 1.60
Current ratio from 0.18 to 1.60.
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spelleplekkeweg(Odk) 128670 KoksijdeGround area
922 m²
Building footprint
154 m²
Volume, LiDAR
692 m³
Parcel 38018A0341/00A000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LANTOY
since 20202.300.060.238
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38018A0341/00A000 | Flanders | 922 m² | 1 · 154 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 168 EUR awarded · 168 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 168 EUR | 168 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,161 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2020
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.