LaNoLo
ActiveSummary
LaNoLo has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93,049 and a net result of €26,897. Its solvency ranks better than 31% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 19-12-2022 Normal situation
- Activity
- Retail sale of meat and meat products, excluding game and poultry NACE 47221and 2 others
- Joint committees
- 201 Paritair Comité voor de zelfstandige kleinhandel
- 119 Paritair Comité voor de handel in voedingswaren · annual accounts 30-06-2025
- Establishment unit
- 2.340.267.233 8970 Poperinge, since 02-01-2023
- Financial year end
- 30 June
- Peppol
- Reachable since 21-02-2026
Board and ownership
Board
- DEPUYDT Aurélie Stéphanie DavineDirector
- LAMPAERT PieterDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.0%
Annual accounts to 30-06-2025
- Gross margin
- €317,152
- ▲ 70.6%
- Turnover
- ≈ €1.4m
- estimated
- Profit
- €26,897
- ▼ 56.0%
- Equity
- €93,049
- ▲ 40.7%
- Total assets
- €462,762
- ▲ 47.8%
- Employees on 30-06-2025
- 7
- ▲ 250%
Score breakdownraises riskSize: 4.7 FTE, total assets €462,762Founded in 2022Equity €93,049 (20.1% of total assets)lowers riskLiquidity: current ratio 1.35, cash €129,738Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 64% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency
45-1
equity 20.1% of total assets
Liquidity
68+1
short-term debt 36.8% · cash 28.0%
Profitability
76-17
return on assets 5.8%
Bankruptcy probability within 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.0%● unchanged vs 06-2025
08-2025: 0.9%▼ -0.1 percentage points vs 07-2025
09-2025: 0.9%● unchanged vs 08-2025
10-2025: 1.0%▲ +0.1 percentage points vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.1%▲ +0.1 percentage points vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.2%▲ +0.1 percentage points vs 02-2026highest value
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.2%● unchanged vs 05-2026
07-2026: 1.1%▼ -0.1 percentage points vs 06-2026
08-2026: 0.9%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: 0.9%● unchanged vs 08-2026lowest value
10-2026: 1.0%▲ +0.1 percentage points vs 09-2026
11-2026: 1.0%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.35 (1.24 in 2024), below the usual 1.5. Short-term debt is 36.8% and cash 28% of total assets. 79.9% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 36% of them on solvency, 75% on liquidity, 63% on profitability and 83% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-11-2025, 74 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
74 days early
2024
197 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 136 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 18-11-2025 PDF all 2 filings
Turnover
≈ €1.4m
Estimated: probably between €930,000 and €2.2m
Total assets
€462,762▲ 47.8%
2024 · €313,132
Net result
€26,897▼ 56.0%
2024 · €61,153
Working capital
€60,129▲ 105%
2024 · €29,378
Multi-year overview
2024 to 2025, 2 financial yearsOperating result
€47,512
▼ 49.1%
2025
20242025
Net result
€26,897
▼ 56.0%
2025
middle half of the sector
20242025
Equity
€93,049
▲ 40.7%
2025
middle half of the sector
20242025
Total assets
€462,762
▲ 47.8%
2025
middle half of the sector
20242025
Debt
€369,713
▲ 49.7%
2025
20242025
Working capital
€60,129
▲ 105%
2025
middle half of the sector
20242025
Solvency
20.1%
▼ 1.0pp
2025
middle half of the sector
20242025
Current ratio
1.35
▲ 0.11
2025
middle half of the sector
20242025
Return on assets (ROA)
5.8%
▼ 13.7pp
2025
middle half of the sector
20242025
Staff (FTE)
4.7
▲ 16×
2025
middle half of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20242025
Operating result€93,351-€47,512▼ 49.1%
Net result€61,153within the sector's middle half-€26,897within the sector's middle half▼ 56.0%
Equity€66,153below the sector's middle half-€93,049within the sector's middle half▲ 40.7%
Total assets€313,132below the sector's middle half-€462,762within the sector's middle half▲ 47.8%
Debt€246,979-€369,713▲ 49.7%
Working capital€29,378within the sector's middle half-€60,129within the sector's middle half▲ 105%
Solvency21.1%within the sector's middle half-20.1%within the sector's middle half▼ 1.0pp
Current ratio1.24within the sector's middle half-1.35within the sector's middle half▲ 0.11
Return on assets (ROA)19.5%above the sector's middle half-5.8%within the sector's middle half▼ 13.7pp
Staff (FTE)0.3below the sector's middle half-4.7within the sector's middle half▲ 16×
above
within
below
The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 49% lower than in 2024.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €462,762
Fixed assets
€232,276 ▲ 43.4%
Current assets
€230,486 ▲ 52.5%
Equity and liabilities €462,762
Equity
€93,049 ▲ 40.7%
Debt
€369,713 ▲ 49.7%
Debt's share of the balance-sheet total rises from 78.9% to 79.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€102,123▼
2024 · €132,580
Cash flow
€81,508▼
2024 · €100,382
Quick ratio
1.13▲
2024 · 0.97
Debt to equity
3.97▲
2024 · 3.73
ROE
28.9%▼
2024 · 92.4%
Interest coverage
8.34▼
2024 · 8.56
Debt ≤ 1 year
€170,357▲
2024 · €121,766
Debt > 1 year
€199,356▲
2024 · €123,192
Income taxes
€8,725▼
2024 · €16,726
Staff costs
€212,110▲
2024 · €37,963
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 30-06-2024 | 30-06-2025 |
|---|---|---|
| Employees at the balance-sheet date | 2 | 7 |
| full-time | 1 | 7 |
| part-time | 1 | - |
| in full-time equivalents | 1.8 | 7 |
| Average over the year, in full-time equivalents | 0.3 | 4.7 |
| On a permanent contract | 2 | 2 |
| Joined | 2 | 20 |
| Left | 0 | 15 |
| Training hours | 4 | - |
Source: social balance sheet in the 2024 to 2025 annual accounts
Securities and guarantees
| Item | 30-06-2024 | 30-06-2025 |
|---|---|---|
| Debts secured on the company's own assets | €152,810 | €255,454 |
| Pledge on the business | €165,000 | €165,000 |
Source: notes to the 2024 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 30-06-2024 | 30-06-2025 |
|---|---|---|
| Tangible fixed assets | €325,707 | €124,899 |
| Intangible fixed assets | €25,000 | - |
| Financial fixed assets | €200 | - |
| Depreciation and write-downs of the year | €39,230 | €54,611 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2023 to 2025 · 3 entries · €499 awarded · €499 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €176 | €176 |
| 2024 | 1 | €176 | €176 |
| 2023 | 1 | €147 | €147 |
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Non-recurring operating income76A | €441 | €2,285 | ▲ 419% |
| Remuneration, social security and pensions62 | €37,963 | €212,110 | ▲ 459% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39,230 | €54,611 | ▲ 39.2% |
| Other operating charges640/8 | €5,700 | €2,918 | ▼ 48.8% |
| Non-recurring operating charges66A | €9,656 | - | - |
| Gross operating margin9900 | €185,899 | €317,152 | ▲ 70.6% |
| Operating profit (loss)9901 | €93,351 | €47,512 | ▼ 49.1% |
| Financial income75/76B | €20 | €351 | ▲ 17× |
| Recurring financial income75 | €20 | €351 | ▲ 17× |
| Financial charges65/66B | €15,492 | €12,241 | ▼ 21.0% |
| Recurring financial charges65 | €15,492 | €12,241 | ▼ 21.0% |
| Profit (loss) for the period before taxes9903 | €77,879 | €35,621 | ▼ 54.3% |
| Income taxes67/77 | €16,726 | €8,725 | ▼ 47.8% |
| Profit (loss) for the period9904 | €61,153 | €26,897 | ▼ 56.0% |
| Profit (loss) for the period to be appropriated9905 | €61,153 | €26,897 | ▼ 56.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €313,132 | €462,762 | ▲ 47.8% |
| Fixed assets21/28 | €161,988 | €232,276 | ▲ 43.4% |
| Intangible fixed assets21 | €21,878 | €19,378 | ▼ 11.4% |
| Tangible fixed assets22/27 | €139,909 | €212,697 | ▲ 52.0% |
| Land and buildings22 | €19,211 | €26,981 | ▲ 40.4% |
| Plant, machinery and equipment23 | €116,555 | €107,825 | ▼ 7.5% |
| Furniture and vehicles24 | €4,143 | €36,282 | ▲ 776% |
| Leasing and similar rights25 | - | €41,609 | - |
| Financial fixed assets28 | €200 | €200 | = |
| Current assets29/58 | €151,144 | €230,486 | ▲ 52.5% |
| Stocks and contracts in progress3 | €33,196 | €38,619 | ▲ 16.3% |
| Stocks30/36 | €33,196 | €38,619 | ▲ 16.3% |
| Amounts receivable within one year40/41 | €9,942 | €50,045 | ▲ 403% |
| Trade receivables40 | €9,036 | €47,295 | ▲ 423% |
| Other amounts receivable41 | €906 | €2,750 | ▲ 203% |
| Cash at bank and in hand54/58 | €88,019 | €129,738 | ▲ 47.4% |
| Deferred charges and accrued income490/1 | €19,988 | €12,084 | ▼ 39.5% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €313,132 | €462,762 | ▲ 47.8% |
| Equity10/15 | €66,153 | €93,049 | ▲ 40.7% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | €61,153 | €88,049 | ▲ 44.0% |
| Distributable reserves133 | €61,153 | €88,049 | ▲ 44.0% |
| Amounts payable17/49 | €246,979 | €369,713 | ▲ 49.7% |
| Amounts payable after more than one year17 | €123,192 | €199,356 | ▲ 61.8% |
| Financial debts170/4 | €123,192 | €199,356 | ▲ 61.8% |
| Amounts payable within one year42/48 | €121,766 | €170,357 | ▲ 39.9% |
| Current portion of amounts payable after more than one year42 | €29,618 | €56,098 | ▲ 89.4% |
| Trade debts44 | €69,814 | €83,481 | ▲ 19.6% |
| Suppliers440/4 | €69,814 | €83,481 | ▲ 19.6% |
| Taxes, remuneration and social security45 | €13,348 | €23,454 | ▲ 75.7% |
| Taxes450/3 | €10,076 | €3,895 | ▼ 61.3% |
| Remuneration and social security454/9 | €3,272 | €19,559 | ▲ 498% |
| Other amounts payable47/48 | €8,986 | €7,325 | ▼ 18.5% |
| Accrued charges and deferred income492/3 | €2,021 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €61,153 | €26,897 | ▼ 56.0% |
| + Depreciation and write-downs630 | €39,230 | €54,611 | ▲ 39.2% |
| Operating cash flow (approximation) | €100,382 | €81,508 | ▼ 18.8% |
| Investment in fixed assets (approximation) | - | -€124,899 | - |
| Change in cash | - | €41,719 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 7,976 companies had the same profile as LaNoLo has now. Two years later, 94.3% were still going and 3.6% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
94.3%
was still going
1.8%
stopped otherwise
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LaNoLo itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for LaNoLo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
2 directors, no change since 2022
DEPUYDT Aurélie Stéphanie Davine
Current
Director · appointed in the act of 21-12-2022 · term without a fixed end · listed in the 2025 annual accounts, filed on 18-11-2025
LAMPAERT Pieter
Current
Director · appointed in the act of 21-12-2022 · term without a fixed end · listed in the 2025 annual accounts, filed on 18-11-2025
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 21-12-2022Owners and capital
Shareholders
At incorporation
act of 21-12-2022 ↗
- LAMPAERT Pieter 100 shares (50%) · €10,000
- DEPUYDT Aurélie Stéphanie Davine 100 shares (50%) · €10,000
Capital transactions
Capital over time
- 21-12-2022 Incorporation · €20,000 · 200 shares
Mandate history
2 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| DEPUYDT Aurélie Stéphanie Davine |
|
| LAMPAERT Pieter |
|
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Algemene vergadering mag één of meerdere vereffenaars aanduiden bevoegdheden omlijnen vergoeding bepalen, vereffenaar”
Articles of association, deed of 21-12-2022 (in Dutch)
Network & group
LaNoLo shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of LaNoLo. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2025
18-11
abbreviated format · 74 days before the deadline
2024
18-07
abbreviated format · 197 days before the deadline
2023
13-02
Gazette deed
MiscellaneousCorrection1 point ▸
Gazette deed
Miscellaneous
Correction1 point ▸
- Correction, 30-06-2024
2022
21-12
Gazette deed
IncorporationStarting capital €20,000 · Appointments: LAMPAERT Pieter (director) and DEPUYDT Aurélie Stéphanie Davine (director) · Founder11 points ▸
Gazette deed
Incorporation
Starting capital €20,000 · Appointments: LAMPAERT Pieter (director) and DEPUYDT Aurélie Stéphanie Davine (director) · Founder11 points ▸
- Founder, LAMPAERT Pieter
- Founder, DEPUYDT Aurélie Stéphanie Davine
- Incorporation, 13-12-2022
- Founding capital, €20,000
- Bank account, “FINTRO, BE38 1431 2179 0372” (deed in Dutch)
- Share issue, 200, “beschikbare eigen vermogensrekening vatbaar voor uitkering” (deed in Dutch)
- Registered office clause, “8970 Poperinge, Ieperstraat 179” (deed in Dutch)
- Board rule, 2
- Director appointment, LAMPAERT Pieter (director)
- Director appointment, DEPUYDT Aurélie Stéphanie Davine (director)
- Other provision, “oprichtingskosten”, 1400 (deed in Dutch)
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
LaNoLo in Dutch
Enterprise number
0794.956.471
Legal form
Private limited company
Status
Active, normale toestand
Founded
19-12-2022
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 21-12-2022 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 21-12-2022 (in Dutch)Registered office and establishments
Registered office
Ieperstraat 179, 8970 Poperinge, Belgium
Establishment unit
Keurslager Pure, Ieperstraat 179, 8970 Poperinge since 02-01-2023 · unit number 2.340.267.233
E-mail
info@keurslagerpure.bePoperinge
Phone
+32(57)333680Poperinge
Activities
NACEBEL 2025VAT activities
47221
Retail sale of meat and meat products, excluding game and poultry main activity
47222
Retail trade
56210
Event catering
Social security (RSZ) activities
47221
Retail sale of meat and meat products, excluding game and poultry main activity
Codes under NACEBEL 2008
VAT activities
47221
Retail trade main activity
47222
Retail trade
56210
Catering
Social security (RSZ) activities
47221
Retail trade main activity
Joint committees
201 Paritair Comité voor de zelfstandige kleinhandel
119 Paritair Comité voor de handel in voedingswaren annual accounts 30-06-2025
Invoicing and payment
VAT number
BE 0794.956.471
Financial year and general meeting
Accounts at the NBBFinancial year end
30-06
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
“- Ieder jaar wordt een gewone algemene vergadering van aandeelhouders gehouden op de zetel, de tweede vrijdag van de maand december om 18…”
deed of 21-12-2022 (in Dutch)Recognitions · licences · registrations
Food safety, FASFC
1 sitePoperingeunit number 2.340.267.233
Sites & property
Location
Buildings and parcels at the address
Ground area
555 m²
Building footprint
258 m²
Building volume
1,172 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 33021E0509/00R000 | Flanders | 555 m² | 1 · 258 m² | 10.6 m · 1 |