LANNEAU J. & J.
ActiveLANNEAU J. & J. has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €18k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 70% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+10
Solvency90▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.25 against 2.5 in 2024; short-term debt: 24.3% and cash: 14.5% of total assets), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
11.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
30 d late
2022
26 d late
2021
30 d late
2020
4 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 22.4%
2024 · €78k
2018: €30k
2019: €43k
2020: €46k
2021: €55k
2022: €74k
2023: €72k
2024: €78k
2018 → 2025
Total assets
€147k▲ 0.6%
2024 · €146k
2018: €51k
2019: €69k
2020: €61k
2021: €112k
2022: €259k
2023: €161k
2024: €146k
2018 → 2025
Net result
€18k▲ 180%
2024 · €6k
2018: €6k
2019: €13k
2020: €3k
2021: €9k
2022: €19k
2023: €-2k
2024: €6k
2018 → 2025
Working capital
€81k▲ 34.2%
2024 · €60k
2018: €24k
2019: €35k
2020: €29k
2021: €36k
2022: €49k
2023: €50k
2024: €60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€74k▲ 33.7%€72k▼ 2.7%€78k▲ 8.7%€96k▲ 22.4%
Operating result€10k-€22k▲ 124%€650▼ 97.0%€11k▲ 1,626%€27k▲ 138%
Net result€9k-€19k▲ 107%€-2k€6k€18k▲ 180%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 138% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€31k▼ 33.3%
Current assets
€116k▲ 16.1%
Equity and liabilities €147k
Equity
€96k▲ 22.4%
Debt
€51k▼ 24.6%
The debt ratio falls from 46.5% to 34.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▲
2024 · €31k
Cash flow
€37k▲
2024 · €26k
Solvency
65.2%▲
2024 · 53.5%
Current ratio
3.25▲
2024 · 2.50
Quick ratio
1.48▲
2024 · 0.89
Debt / equity
0.53▼
2024 · 0.87
ROE
18.3%▲
2024 · 8.0%
ROA
11.9%▲
2024 · 4.3%
Interest coverage
28.76▲
2024 · 13.73
Debt
€51k▼
2024 · €68k
Debt ≤ 1 year
€36k▼
2024 · €40k
Debt > 1 year
€13k▼
2024 · €28k
Income taxes
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€147k▲
Fixed assets21/28€46k€31k▼
Tangible fixed assets22/27€46k€30k▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24€42k€27k▼
Other tangible fixed assets26-€2k
Financial fixed assets28€197€197=
Current assets29/58€100k€116k▲
Stocks and contracts in progress3€64k€63k▼
Stocks30/36€64k€63k▼
Amounts receivable within one year40/41€26k€29k▲
Trade receivables40€23k€26k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€7k€21k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€146k€147k▲
Equity10/15€78k€96k▲
Contributions10/11€19k€19k=
Reserves13€60k€77k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€60k€77k▲
Amounts payable17/49€68k€51k▼
Amounts payable after more than one year17€28k€13k▼
Financial debts170/4€28k€13k▼
Amounts payable within one year42/48€40k€36k▼
Current portion of amounts payable after more than one year42€14k€15k▲
Financial debts43€2k€0▼
Credit institutions430/8€2k€0▼
Trade debts44€20k€12k▼
Suppliers440/4€20k€12k▼
Advances received on contracts in progress46€0€3k▲
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€981€0▼
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€13k€9k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€47k€59k▲
Operating profit (loss)9901€11k€27k▲
Financial income75/76B€55€137▲
Recurring financial income75€55€137▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Non-recurring financial charges66B-€267
Profit (loss) for the period before taxes9903€9k€25k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€6k€18k▲
Profit (loss) for the period to be appropriated9905€6k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€18k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0-
Transfer to equity691/2€6k€18k▲
To other reserves6921€6k€18k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-09
Financial
Weakest financial yearnet €-2k ▼111%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
30-09
Financial
Highest result since 2018net €19k ▲107%
Net result €19k, the highest in the series.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 18 days late
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gulden-Sporenstraat 28530 HarelbekeGround area
142 m²
Building footprint
125 m²
Volume, LiDAR
664 m³
Parcel 34013A1291/00M002, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LANNEAU J. & J.
since 20152.241.336.537
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34013A1291/00M002 | Flanders | 142 m² | 1 · 125 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 967 EUR awarded · 934 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 240 EUR | 300 EUR |
| 2024 | 1 | 345 EUR | 285 EUR |
| 2023 | 1 | 127 EUR | 94 EUR |
| 2022 | 1 | 255 EUR | 255 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,799 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2015
Fiscal year end30-09
Activities, NACEBEL
43410Roofing work
43212Electrical installation work in industrial facilities
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43421Specialised construction activities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.