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LANIM RISK MANAGEMENT

Active Private limited companyfounded 2011active for 15 yearsAvenue Belle Vue 46, 1410 WaterlooKBO/BCE: BE 0837.390.805

Lifetime

14 annual accounts with figures on one time axis
peak €109,613 (2016)
€105,703▲ 40.8%
peak €190,103 (2025)
€190,103▲ 203%
peak €620,749 (2025)
€620,749▲ 44.1%
€6,032▲ 107%
Board1 name since 2016
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €75,061 to €105,703Result from €62,799 to €190,103Equity from €430,646 to €620,749Debts from €2,912 to €6,032Investments €6,500

Key points

from the 2025 annual accounts

Equity

€620,749 ▲ 44.1%

LANIM RISK MANAGEMENT has made a profit in every financial year since 2012.

Result

€190,103 ▲ 203%
€62,8002024€190,0002025

The result rose in 2025 from €62,799 to €190,103.

Investments

€6,500 2.2 × depreciation

Green is investment, beige is depreciation.

2025 accounts filed 31 days after the deadline

Checked score

96
Excellent
Financially stronger than 64% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

94+9equity 69.1% of total assets
68-3short-term debt 0.7% · cash 14.3%
71+20return on assets 21.2%

Score breakdown

raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €898,392
Equity €620,749 (69.1% of total assets)
Figures for financial year 2025 (filed on 05-09-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 58% of them on solvency, 64% on liquidity, 51% on profitability and 85% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,811 companies had the same profile as LANIM RISK MANAGEMENT has now. Each dot stands for 45 companies, two years later.

96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of LANIM RISK MANAGEMENT itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,811 companies, not a prediction for LANIM RISK MANAGEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €55,000 on 30-day terms is acceptable

Short-term debt is 0.7% and cash 14.3% of total assets. 30.9% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €898,392
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €620,749 (69.1% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 05-09-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
20 days late
2023
25 days late
2022
30 days late
2021
29 days late
2020
27 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 28 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DN
Director, since 28-06-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0837390805
Resignations & appointments General meeting of 28-07-2023 · Gazette deed
Change of role: Dominique NIEMEGEERTS, from manager to director Director discharge: Dominique NIEMEGEERTS (manager) · General meeting of 26-06-2023 · Gazette deed
First establishment Avenue Belle Vue 46, Waterloo
All 26 events

Official details

Source: KBO
Status
Active since 27-06-2011Normal situation
Activity
“De faire pour son compte ou pour compte d’autrui,toutes les opérations se rattachant directement…” (deed in French)From the articles, 16 activitiesNo NACE code in the KBO yet
Establishment unit
2.201.004.1351410 Waterloo, since 29-06-2011
Financial year end
31 December
Peppol
Reachable since 16-07-2025
Company details

Annual accounts 2025

≈ €260,000estimated
€898,392▲ 25.9%
Filing
Filed on 31-08-2026
Financials

Insights on LANIM RISK MANAGEMENT

LANIM RISK MANAGEMENT files the micro format. That format states no turnover. The gross margin rose from €54,737 in 2012 to €105,703 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LANIM RISK MANAGEMENT

What is the company number of LANIM RISK MANAGEMENT?
The company number of LANIM RISK MANAGEMENT is 0837.390.805. The VAT number is the same number with BE in front: BE 0837.390.805.
Where is LANIM RISK MANAGEMENT based?
The registered office is at Avenue Belle Vue 46, 1410 Waterloo.Company details
What is the legal form of LANIM RISK MANAGEMENT?
LANIM RISK MANAGEMENT is a private limited company (BV).
When was LANIM RISK MANAGEMENT founded?
LANIM RISK MANAGEMENT was founded on 27-06-2011.
Is LANIM RISK MANAGEMENT still active?
Yes, LANIM RISK MANAGEMENT is an active enterprise in the KBO register.
What is the turnover of LANIM RISK MANAGEMENT?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €105,703 and 2,205 comparable companies of the same size. It probably lies between €180,000 and €410,000. It is a rough estimate.Financials
Is LANIM RISK MANAGEMENT profitable?
In financial year 2025, LANIM RISK MANAGEMENT made a profit of €190,103.
Where can I find the annual accounts of LANIM RISK MANAGEMENT?
LANIM RISK MANAGEMENT filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LANIM RISK MANAGEMENT due?
LANIM RISK MANAGEMENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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