LANE4
ActiveLANE4 has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190k and a net result of €-93k. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 54% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-23
Solvency97▼-3
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 3.33 in 2024), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.8%
Return on assets
-29.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
21 d late
2022
31 d late
2021
22 d late
2020
32 d early
2019
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€190k▼ 32.9%
2024 · €283k
2018: €269k
2019: €241k
2020: €308k
2021: €322k
2022: €288k
2023: €270k
2024: €283k
2018 → 2025
Total assets
€318k▼ 14.1%
2024 · €370k
2018: €289k
2019: €426k
2020: €372k
2021: €355k
2022: €314k
2023: €338k
2024: €370k
2018 → 2025
Net result
€-93k
2024 · €13k
2018: €134k
2019: €131k
2020: €127k
2021: €27k
2022: €-34k
2023: €22k
2024: €13k
2018 → 2025
Working capital
€115k▼ 41.2%
2024 · €195k
2018: €251k
2019: €126k
2020: €181k
2021: €202k
2022: €176k
2023: €171k
2024: €195k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€322k-€288k▼ 10.6%€270k▼ 6.1%€283k▲ 4.8%€190k▼ 32.9%
Operating result€34k-€-17k€18k€19k▲ 5.5%€-102k
Net result€27k-€-34k€22k€13k▼ 42.5%€-93k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €102k after €19k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €318k
Fixed assets
€79k▼ 12.6%
Current assets
€239k▼ 14.6%
Equity and liabilities €318k
Equity
€190k▼ 32.9%
Debt
€128k▲ 47.3%
The debt ratio rises from 23.4% to 40.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-90k▼
2024 · €31k
Cash flow
€-82k▼
2024 · €25k
Solvency
59.8%▼
2024 · 76.6%
Current ratio
1.93▼
2024 · 3.33
Quick ratio
1.93▼
2024 · 3.33
Debt / equity
0.67▲
2024 · 0.31
ROE
-49.0%▼
2024 · 4.5%
ROA
-29.3%▼
2024 · 3.5%
Interest coverage
-3.41▼
2024 · 0.81
Debt
€128k▲
2024 · €87k
Debt ≤ 1 year
€124k▲
2024 · €84k
Income taxes
€264▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€370k€318k▼
Fixed assets21/28€91k€79k▼
Tangible fixed assets22/27€91k€79k▼
Land and buildings22€85k€76k▼
Plant, machinery and equipment23€414€201▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€279k€239k▼
Amounts receivable within one year40/41€169k€163k▼
Trade receivables40€153k€147k▼
Other amounts receivable41€16k€15k▼
Current investments50/53€103k€68k▼
Cash at bank and in hand54/58€5k€6k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€370k€318k▼
Equity10/15€283k€190k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Tax-exempt reserves132€69€69=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€263k€170k▼
Amounts payable17/49€87k€128k▲
Amounts payable within one year42/48€84k€124k▲
Trade debts44€23k€40k▲
Suppliers440/4€23k€40k▲
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€9k€9k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€51k€74k▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€104k
Other operating charges640/8€3k€3k▲
Gross operating margin9900€34k€17k▼
Operating profit (loss)9901€19k€-102k▼
Financial income75/76B€40k€35k▼
Recurring financial income75€40k€35k▼
Financial charges65/66B€39k€26k▼
Recurring financial charges65€39k€26k▼
Profit (loss) for the period before taxes9903€21k€-93k▼
Income taxes67/77€8k€264▼
Profit (loss) for the period9904€13k€-93k▼
Profit (loss) for the period to be appropriated9905€13k€-93k▼
Appropriation of the result
Profit (loss) to be appropriated9906€263k€170k▼
Profit (loss) brought forward from the previous period14P€250k€263k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-93k ▼825%
Net result drops to €-93k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 3.81
Current ratio from 1.68 to 3.81; short-term debt falls from €186k to €65k.
19-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotenbroek 81730 AsseGround area
513 m²
Building footprint
123 m²
Volume, LiDAR
586 m³
Parcel 23322B0057/00F000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LANE4
since 20162.252.482.431
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322B0057/00F000 | Flanders | 513 m² | 1 · 123 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755005UVCUA5S6X7273
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 40,056 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.