Lander Brouckaert
ActiveThe computed 12-month bankruptcy probability of Lander Brouckaert is 2.0% (moderate). The 2025 annual accounts show equity of €85k and a net result of €54k. Equity is growing by ~33.8% per year across the filed fiscal years. Its solvency ranks better than 28% of 27358 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency48▼-52
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 12.04 in 2024), and 73.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.7%
Return on assets
17%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
4 d late
2023
23 d late
2022
27 d late
2021
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▼ 52.9%
2024 · €181k
2021: €63k
2022: €100k
2023: €133k
2024: €181k
2021 → 2025
Total assets
€319k▲ 60.7%
2024 · €199k
2021: €90k
2022: €130k
2023: €189k
2024: €199k
2021 → 2025
Net result
€54k▲ 12.1%
2024 · €48k
2021: €53k
2022: €37k
2023: €33k
2024: €48k
2021 → 2025
Working capital
€73k▼ 55.7%
2024 · €165k
2021: €33k
2022: €79k
2023: €108k
2024: €165k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€100k▲ 58.7%€133k▲ 32.8%€181k▲ 36.3%€85k▼ 52.9%
Operating result€74k-€51k▼ 30.7%€45k▼ 11.0%€68k▲ 49.3%€75k▲ 11.0%
Net result€53k-€37k▼ 30.2%€33k▼ 11.4%€48k▲ 47.2%€54k▲ 12.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €319k
Fixed assets
€16k▼ 12.0%
Current assets
€303k▲ 68.3%
Equity and liabilities €319k
Equity
€85k▼ 52.9%
Debt
€234k▲ 1,246%
The debt ratio rises from 8.7% to 73.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€84k▲
2024 · €76k
Cash flow
€63k▲
2024 · €56k
Solvency
26.7%▼
2024 · 91.3%
Current ratio
1.32▼
2024 · 12.04
Quick ratio
1.32▼
2024 · 12.04
Debt / equity
2.74▲
2024 · 0.10
ROE
63.4%▲
2024 · 26.7%
ROA
17.0%▼
2024 · 24.3%
Interest coverage
21.53▼
2024 · 32.31
Debt
€234k▲
2024 · €17k
Debt ≤ 1 year
€230k▲
2024 · €15k
Income taxes
€21k▲
2024 · €17k
Staff costs
€0▼
2024 · €368
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€199k€319k▲
Fixed assets21/28€19k€16k▼
Tangible fixed assets22/27€19k€16k▼
Land and buildings22€6k€8k▲
Plant, machinery and equipment23€302€29▼
Furniture and vehicles24€12k€9k▼
Current assets29/58€180k€303k▲
Amounts receivable within one year40/41€148k€33k▼
Trade receivables40€17k€32k▲
Other amounts receivable41€131k€1k▼
Cash at bank and in hand54/58€31k€268k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€199k€319k▲
Equity10/15€181k€85k▼
Contributions10/11€10k€10k=
Reserves13€170k€75k▼
Distributable reserves133€170k€75k▼
Profit (loss) carried forward14€1k€0▼
Amounts payable17/49€17k€234k▲
Amounts payable within one year42/48€15k€230k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€10k€22k▲
Taxes450/3€8k€20k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€0€205k▲
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€368€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€832€664▼
Gross operating margin9900€77k€84k▲
Operating profit (loss)9901€68k€75k▲
Financial income75/76B€197€4k▲
Recurring financial income75€197€4k▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€66k€75k▲
Income taxes67/77€17k€21k▲
Profit (loss) for the period9904€48k€54k▲
Profit (loss) for the period to be appropriated9905€48k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€55k▲
Profit (loss) brought forward from the previous period14P€901€1k▲
Transfer from equity791/2-€95k
Transfer to equity691/2€48k€0▼
To other reserves6921€48k€0▼
Profit to be distributed694/7-€150k
Return on contributions (dividend)694-€150k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2021net €54k ▲12.1%
Operating result €75k, net result €54k, both a record.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Liquidity quadruplescurrent ratio 12.04
Current ratio from 2.97 to 12.04; short-term debt falls from €55k to €15k.
30-06
Financial
Equity above €150kEq €181k ▲36.3%
4 profitable years in a row build equity to €181k.
23-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
30-06
Financial
Weakest financial yearnet €33k ▼11.4%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
30-06
Financial
Equity above €100kEq €100k ▲58.7%
2 profitable years in a row build equity to €100k.
03-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gloriestraat 38020 OostkampGround area
2,449 m²
Building footprint
177 m²
Volume, LiDAR
297 m³
Parcel 31025E0111/00R000, Flanders · tallest building 5.8 m. Linked by address, not a title deed.
1 establishment unit
Lander Brouckaert
since 20192.295.661.188
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31025E0111/00R000 | Flanders | 2,449 m² | 1 · 176 m² | 5.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
E.M.A SYSTEM
BE 0480.057.849
Rochefort · Eq €85k
DAVE SECURITY
BE 0820.305.046
Tielt · Eq €85k
SoccerZone
BE 0690.530.825
Anderlecht · Eq €85k
Dotronix
BE 0832.698.577
Mol · Eq €85k
LEOCATA CARMELO
BE 0896.266.835
Namur · Eq €85k
Of 22,728 companies in sector 43211 we hold annual accounts for 10,270. 8,767 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2019
Fiscal year end30-06
Activities, NACEBEL
43211General electrical installation work
43331Floor and wall tiling
46831Wholesale of construction materials, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:lander.brouckaert@gmail.com