Lander
ActiveThe file of Lander contains 1 historical bankruptcy publication, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 1.2% (low). The 2025 annual accounts show equity of €93k and a net result of €773. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 35% of 27451 sector peers (fiscal year 2025).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-25
Solvency58▼-4
Growth52=
Track record85
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.52 against 1.78 in 2024; short-term debt: 43.1% and cash: 0% of total assets), but 66.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.1%
Return on assets
0.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
26 d late
2023
321 d late
2022
686 d late
2021
323 d late
2020
678 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€219k
EBIT margin
9.9%
Net result
€773▼ 91.1%
2024 · €9k
2018: €10k
2019: €15k
2020: €2k
2021: €12k
2022: €2k
2023: €6k
2024: €9k
2018 → 2025
Working capital
€63k▲ 0.5%
2024 · €63k
2018: €18k
2019: €26k
2020: €34k
2021: €42k
2022: €46k
2023: €54k
2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€219k-
Equity€75k-€77k▲ 2.8%€83k▲ 7.3%€92k▲ 10.5%€93k▲ 0.8%
Operating result€22k-€8k▼ 64.1%€12k▲ 48.1%€15k▲ 33.3%€6k▼ 63.8%
Net result€12k-€2k▼ 83.1%€6k▲ 169%€9k▲ 53.8%€773▼ 91.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €280k
Fixed assets
€96k▼ 8.8%
Current assets
€184k▲ 28.1%
Equity and liabilities €280k
Equity
€93k▲ 0.8%
Debt
€187k▲ 19.3%
The debt ratio rises from 63.1% to 66.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▼
2024 · €25k
Cash flow
€10k▼
2024 · €18k
Solvency
33.1%▼
2024 · 36.9%
Current ratio
1.52▼
2024 · 1.78
Quick ratio
1.52▼
2024 · 1.78
Debt / equity
2.02▲
2024 · 1.71
ROE
0.8%▼
2024 · 9.5%
ROA
0.3%▼
2024 · 3.5%
Interest coverage
3.43▼
2024 · 7.17
Debt
€187k▲
2024 · €157k
Debt ≤ 1 year
€121k▲
2024 · €81k
Debt > 1 year
€67k▼
2024 · €76k
Income taxes
€491▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€249k€280k▲
Fixed assets21/28€106k€96k▼
Tangible fixed assets22/27€106k€96k▼
Land and buildings22€104k€96k▼
Plant, machinery and equipment23€2k€284▼
Current assets29/58€143k€184k▲
Amounts receivable within one year40/41€143k€184k▲
Trade receivables40€143k€184k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€1€1=
Deferred charges and accrued income490/1€210€0▼
Equity and liabilities
Total equity and liabilities10/49€249k€280k▲
Equity10/15€92k€93k▲
Contributions10/11€6k€6k=
Reserves13€86k€86k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€84k€85k▲
Amounts payable17/49€157k€187k▲
Amounts payable after more than one year17€76k€67k▼
Financial debts170/4€76k€67k▼
Amounts payable within one year42/48€81k€121k▲
Current portion of amounts payable after more than one year42€9k€11k▲
Financial debts43€19k€20k▲
Credit institutions430/8€19k€20k▲
Trade debts44€0€16k▲
Suppliers440/4€0€16k▲
Taxes, remuneration and social security45€28k€28k▲
Taxes450/3€28k€28k▲
Other amounts payable47/48€24k€45k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€3k€33▼
Gross operating margin9900€28k€15k▼
Operating profit (loss)9901€15k€6k▼
Financial income75/76B€31€9▼
Recurring financial income75€31€9▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€12k€1k▼
Income taxes67/77€3k€491▼
Profit (loss) for the period9904€9k€773▼
Profit (loss) for the period to be appropriated9905€9k€773▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€773▼
Transfer to equity691/2€9k€773▼
To other reserves6921€9k€773▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €773 ▼91.1%
Net result drops to €773, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 321 days late
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 686 days late
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 323 days late
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 678 days late
07-04
Bankruptcy
Judicial dissolution
Ondernemingsrechtbank Gent, afdeling Kortrijk · van: LANDER BV- HOOGMOLENSTRAAT 90, 8790 WAREGEM
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Highest result since 2018net €15k ▲43.1%
Net result €15k, the highest in the series.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogmolenstraat 908790 WaregemGround area
4,601 m²
Building footprint
1,996 m²
Volume, LiDAR
695 m³
2 parcels, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Lander
since 20132.220.385.923
Lander
since 20212.321.748.349
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34453E0219/00H002 | Flanders | 4,166 m² | 1 · 1,889 m² | 6.4 m |
| 34453E0169/00N000 | Flanders | 434 m² | 1 · 107 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Evolutie en Technieken Kurt
BE 0771.805.442
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NEF Infra Technics
BE 0742.934.381
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EMC Electro-Techniek
BE 0758.979.270
Evergem · Eq €93k
SoluD
BE 0507.814.103
Herent · Eq €93k
Nico Meersman BV
BE 0770.830.096
Sint-Niklaas · Eq €93k
Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 8,822 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-06-2013
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
33140Repair and maintenance of electrical equipment
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.