LANDER
ActiveSummary
The computed 12-month bankruptcy probability of LANDER is 2.8% (moderate). The 2025 annual accounts show negative equity (-€81,619) and a net result of -€15,341. Equity has been shrinking by about 24% per year since 2018. Its solvency ranks better than 10% of 22,774 sector peers (NACE 47, financial year 2025). The company has been active since 1977 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 13-09-1977 Normal situation
- Activity
- Retail sale of motorcycles and motorcycle parts and accessories NACE 47830and 8 others
- Establishment unit
- 2.016.424.914 4700 Eupen, since 13-09-1977
- Financial year end
- 31 December
- Peppol
- Reachable since 14-10-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.8%
- Gross margin
- €16,920
- ▲ 42.1%
- Turnover
- ≈ €290,000
- estimated
- Loss
- €15,341
- ▼ 10.2%
- Equity
- -€81,619
- ▼ 23.1%
- Total assets
- €124,484
- ▼ 8.4%
- Employees on 31-12-2025
- 1
- =
- Negative equity on 31-12-2025
- 2025 accounts filed 28 days after the deadline
Score breakdownraises riskLoss of €15,341, the second in a row (financial year 2025)Sector: Retail trade (NACE 47)Negative equity -€81,619lowers riskSize: total assets €124,484Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 6% on liquidity, 14% on profitability and 18% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 38 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 28 days after the deadline Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00439547.
Annual accounts 2025 filed on 28-08-2026 at the NBB all 48 filings
Every figure per financial year
The operating result for 2025 is a loss of €13,940, smaller than the loss of €15,871 in 2024.
The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 1 | 1 | 1 |
| part-time | 1 | 1 | 1 | 1 | 1 |
| in full-time equivalents | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 |
| Average over the year, in full-time equivalents | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 |
| On a permanent contract | 1 | 1 | 1 | 1 | 1 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2,027 | €25,359 | €3,483 | - | - |
| Depreciation and write-downs of the year | €1,042 | €1,810 | €3,765 | €4,012 | €4,106 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €20,052 | €20,252 | €22,839 | €22,190 | €24,732 | ▲ 11.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,206 | €5,828 | €6,166 | €1,042 | €1,810 | €3,765 | €4,012 | €4,106 | ▲ 2.4% |
| Other operating charges640/8 | - | - | - | €1,780 | €2,029 | €1,093 | €1,579 | €2,021 | ▲ 28.1% |
| Gross operating margin9900 | €58,442 | €126,399 | -€13,653 | €25,163 | €11,747 | €23,024 | €11,910 | €16,920 | ▲ 42.1% |
| Operating profit (loss)9901 | €15,004 | €96,170 | -€36,191 | €2,288 | -€12,344 | -€4,673 | -€15,871 | -€13,940 | ▲ 12.2% |
| Financial income75/76B | - | - | - | €65 | €88 | €69 | €62 | €92 | ▲ 48.0% |
| Recurring financial income75 | €530 | €137 | €99 | €65 | €88 | €69 | €62 | €92 | ▲ 48.0% |
| Financial charges65/66B | - | - | - | €1,785 | €2,452 | €1,475 | €1,284 | €1,494 | ▲ 16.3% |
| Recurring financial charges65 | €1,731 | €973 | €1,037 | €1,785 | €2,452 | €1,475 | €1,284 | €1,494 | ▲ 16.3% |
| Profit (loss) for the period before taxes9903 | €13,803 | €95,334 | -€37,128 | €568 | -€14,708 | -€6,079 | -€17,092 | -€15,341 | ▲ 10.2% |
| Income taxes67/77 | €113 | €17,068 | €116 | €117 | €90 | - | - | - | - |
| Profit (loss) for the period9904 | €13,690 | €78,267 | -€37,244 | €451 | -€14,798 | -€6,079 | -€17,092 | -€15,341 | ▲ 10.2% |
| Profit (loss) for the period to be appropriated9905 | €13,690 | €78,267 | -€37,244 | €451 | -€14,798 | -€6,079 | -€17,092 | -€15,341 | ▲ 10.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €305,833 | €219,575 | €210,836 | €199,353 | €199,477 | €158,052 | €135,949 | €124,484 | ▼ 8.4% |
| Fixed assets21/28 | €53,806 | €6,828 | €3,251 | €4,236 | €27,785 | €27,504 | €23,492 | €19,386 | ▼ 17.5% |
| Tangible fixed assets22/27 | €52,806 | €5,828 | €2,251 | €3,236 | €26,785 | €26,504 | €22,492 | €18,386 | ▼ 18.3% |
| Plant, machinery and equipment23 | - | - | - | €2,500 | €3,383 | €5,696 | €4,056 | €2,322 | ▼ 42.8% |
| Furniture and vehicles24 | - | - | - | €736 | €223 | - | - | - | - |
| Other tangible fixed assets26 | - | - | - | - | €23,180 | €20,808 | €18,436 | €16,064 | ▼ 12.9% |
| Financial fixed assets28 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Current assets29/58 | €252,027 | €212,746 | €207,585 | €195,117 | €171,691 | €130,548 | €112,456 | €105,099 | ▼ 6.5% |
| Stocks and contracts in progress3 | €209,585 | €196,452 | €185,159 | €172,490 | €156,381 | €119,451 | €103,233 | €97,530 | ▼ 5.5% |
| Stocks30/36 | - | - | - | €172,490 | €156,381 | €119,451 | €103,233 | €97,530 | ▼ 5.5% |
| Amounts receivable within one year40/41 | €35,174 | €8,603 | €12,673 | €12,022 | €5,403 | €6,814 | €3,489 | €3,088 | ▼ 11.5% |
| Trade receivables40 | - | - | - | €12,022 | €5,403 | €6,592 | €3,489 | €3,084 | ▼ 11.6% |
| Other amounts receivable41 | - | - | - | - | - | €221 | - | €5 | - |
| Cash at bank and in hand54/58 | €4,056 | €5,032 | €7,364 | €7,814 | €8,001 | €3,134 | €4,617 | €4,380 | ▼ 5.1% |
| Deferred charges and accrued income490/1 | - | - | - | €2,792 | €1,906 | €1,150 | €1,117 | €100 | ▼ 91.0% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €305,833 | €219,575 | €210,836 | €199,353 | €199,477 | €158,052 | €135,949 | €124,484 | ▼ 8.4% |
| Equity10/15 | -€69,782 | €8,485 | -€28,760 | -€28,309 | -€43,106 | -€49,185 | -€66,278 | -€81,619 | ▼ 23.1% |
| Contributions10/11 | €43,381 | €43,381 | - | €43,381 | €43,381 | €43,381 | €43,381 | €43,381 | = |
| Reserves13 | €1,363 | €1,363 | €1,363 | €1,363 | €1,363 | €1,363 | €1,363 | €1,363 | = |
| Non-distributable reserves130/1 | - | - | - | €1,363 | €1,363 | €1,363 | €1,363 | €1,363 | = |
| Reserves not available under the articles1311 | - | - | - | €1,363 | €1,363 | €1,363 | €1,363 | €1,363 | = |
| Profit (loss) carried forward14 | -€114,527 | -€36,260 | -€73,504 | -€73,054 | -€87,851 | -€93,930 | -€111,022 | -€126,363 | ▼ 13.8% |
| Amounts payable17/49 | €375,615 | €211,090 | €239,596 | €227,662 | €242,583 | €207,237 | €202,226 | €206,103 | ▲ 1.9% |
| Amounts payable within one year42/48 | €375,602 | €211,090 | €239,596 | €226,783 | €242,525 | €207,105 | €202,226 | €206,103 | ▲ 1.9% |
| Trade debts44 | €152,292 | €92,751 | €80,560 | €56,388 | €57,122 | €26,179 | €30,689 | €22,428 | ▼ 26.9% |
| Suppliers440/4 | - | - | - | €56,388 | €57,122 | €26,179 | €30,689 | €22,428 | ▼ 26.9% |
| Advances received on contracts in progress46 | - | - | - | €17,778 | €12,894 | €10,265 | €3,751 | €1,160 | ▼ 69.1% |
| Taxes, remuneration and social security45 | - | - | - | €9,148 | €7,873 | €11,091 | €10,465 | €13,901 | ▲ 32.8% |
| Taxes450/3 | - | - | - | €5,007 | €3,615 | €6,405 | €6,542 | €8,665 | ▲ 32.4% |
| Remuneration and social security454/9 | - | - | - | €4,140 | €4,258 | €4,686 | €3,923 | €5,237 | ▲ 33.5% |
| Other amounts payable47/48 | - | - | - | €143,468 | €164,636 | €159,570 | €157,321 | €168,614 | ▲ 7.2% |
| Accrued charges and deferred income492/3 | - | - | - | €879 | €58 | €133 | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,690 | €78,267 | -€37,244 | €451 | -€14,798 | -€6,079 | -€17,092 | -€15,341 | ▲ 10.2% |
| + Depreciation and write-downs630 | €11,206 | €5,828 | €6,166 | €1,042 | €1,810 | €3,765 | €4,012 | €4,106 | ▲ 2.4% |
| Operating cash flow (approximation) | €24,896 | €84,095 | -€31,079 | €1,493 | -€12,988 | -€2,314 | -€13,081 | -€11,235 | ▲ 14.1% |
| Investment in fixed assets (approximation) | - | €41,150 | -€2,589 | -€2,027 | -€25,359 | -€3,483 | €0 | €0 | - |
| Change in cash | - | €976 | €2,332 | €450 | €187 | -€4,868 | €1,484 | -€237 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 6,619 companies had the same profile as LANDER has now. Two years later, 84.5% were still going and 4.5% had gone bankrupt.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
Another 1.0% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LANDER itself: 2.8% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for LANDER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 48 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 28-08-2026 | 2026-00439547 | |
| 31-12-2024 | unclassified schema | 25-09-2025 | 2025-00513018 | |
| 31-12-2023 | unclassified schema | 02-09-2024 | 2024-00428251 | |
| 31-12-2022 | unclassified schema | 31-08-2023 | 2023-00392134 | |
| 31-12-2021 | unclassified schema | 24-08-2022 | 2022-20319244 | |
| 31-12-2020 | unclassified schema | 08-07-2021 | 2021-33100548 | |
| 31-12-2019 | abbreviated format | 24-11-2020 | 2020-71700184 | |
| 31-12-2018 | micro format | 27-08-2019 | 2019-51700269 | |
| 31-12-2017 | abbreviated format | 26-07-2018 | 2018-39400151 | |
| 31-12-2016 | abbreviated format | 28-08-2017 | 2017-50100108 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 25-01-2024 Capital conversion · verfügbare Eigenmittel
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Marc LANDER |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Feste oder variable Vergütungen aus allgemeinen Kosten, Generalversammlung”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Zustimmung aller anderen Aktionäre, entgeltlich oder unentgeltlich”
Articles of association, deed of 25-01-2024 (in German)
Network & group
LANDER shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of LANDER. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
25-01
Gazette deed
Company renamed from LANDER SPRL to LANDERChange of role: Marc LANDER, from nicht statutärer geschäftsführer to nicht statutärer verwalter · Purpose change · Capital conversion8 points ▸
- Name change, LANDER
- Purpose change
- Capital conversion, “verfügbare Eigenmittel” (deed in German)
- Capital
- Registered office clause, “4700 Eupen,Handelsstraße,6, bleibt festgesetzt” (deed in German)
- Director resignation, Marc LANDER (nicht statutärer geschäftsführer)
- Director appointment, Marc LANDER (nicht statutärer verwalter)
- Other provision, “koordinierte Statuten, in Datenbank der Statuten hochgeladen” (deed in German)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
43 activities
- Einzelhandel mit Krafträdern, Kraftradteilen und -zubehör; Instandhaltung und Reparatur von Krafträdern
- Großhandel mit Kaffee, Tee, Kakao und Gewürzen
- Großhandel mit Haushaltsmöbeln
- Sonstiger Nahrungsmitteleinzelhandel in spezialisierten Geschäften, a.n.g.
- Einzelhandel mit Wohnmöbeln in spezialisierten Geschäften
- Schankwirtschaften
- Einzelhandel mit Kraftfahrzeugen mit einem Gesamtgewicht von 3,5 t oder weniger
- Großhandel mit Haushaltsmöbeln
- Großhandel mit Teppichen
- Großhandel mit Beleuchtungskörpern
- Großhandel mit Holz
- Einzelhandel mit Bekleidungsstoffen in spezialisierten Geschäften
- Einzelhandel mit Haustextilien in spezialisierten Geschäften
- Einzelhandel mit sonstigen Textilien in spezialisierten Geschäften
- Einzelhandel mit Bau- und Gartenmaterialien aus Holz in spezialisierten Geschäften
- Einzelhandel mit Boden- und Wandfliesen in spezialisierten Geschäften
- Einzelhandel mit Parkett-, Laminat- und Korkböden in spezialisierten Geschäften
- Einzelhandel mit Eisenwaren und Werkzeugen in spezialisierten Geschäften
- Einzelhandel mit Farben und Farbwaren in spezialisierten Geschäften
- Einzelhandel mit Sanitärartikeln und Installationszubehör in spezialisierten Geschäften
- Einzelhandel mit sonstigen Baumaterialien in spezialisierten Geschäften
- Einzelhandel mit Vorhängen, Teppichen, Fußbodenbelägen und Tapeten
- Einzelhandel mit sonstigen Baumaterialien in spezialisierten Geschäften
- Einzelhandel mit elektrischen Haushaltsgeräten
- Einzelhandel mit neuen Kunstgegenständen in spezialisierten Geschäften
- Versand- und Internet-Einzelhandel
- Restaurants mit Vollbedienung.
- 46341 Großhandel mit Wein und Spirituosen
- 47251 Einzelhandel mit Wein und Spirituosen im Facheinzelhandel
- 47252 Einzelhandel mit Getränken im Facheinzelhandel, allgemeines Sortiment
- 4725201 Einzelhandel mit allen Getränken, alkoholisch oder alkoholfrei, einschließlich Hauslieferungen
- 4789 Sonstiger Einzelhandel an Verkaufsständen und auf Märkten
- 47890 Sonstiger Einzelhandel an Verkaufsständen und auf Märkten
- 4789001 Sonstiger Einzelhandel auf Märkten und an Verkaufsständen
- 479 Einzelhandel außerhalb von Geschäften, Verkaufsfächern oder Märkten
- 4791 Einzelhandel im Fernabsatz
- 47910 Einzelhandel über Versandhandel oder Internet
- 4791001 Einzelhandel mit Waren aller Art durch Versandhandel. Die Produkte und Artikel werden an den Käufer versandt, der seine Wahl anhand von Werbung, Fach- oder sonstigen Katalogen usw. trifft.
- 4791002 Direktverkauf per Telefon oder über Radio und Fernsehen.
- 4791003 Einzelhandel mit Waren aller Art über das Internet (E-Commerce)
- 4791004 Einzelhandelsversteigerungen über das Internet
- 01309 Sonstige Vermehrung von Pflanzen
- 0130901 Anbau von Pflanzen zum Anpflanzen und zu Zierzwecken: Büsche, Sträucher, Zierpflanzen für Innenräume, Bäume usw.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Food safety, FASFC
1 siteSites & property
This address was not found in the Belgian address register (BOSA BEST).
Handelsstrasse 64700 Eupen