LANCKMAN
ActiveLANCKMAN has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €510k and a net result of €-2k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 93% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-13
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 4.98 against 2.51 in 2024; short-term debt: 4.7% and cash: 13.7% of total assets), and 6.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
-0.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
61 d late
2022
30 d late
2021
61 d late
2020
61 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€510k▼ 0.4%
2024 · €512k
2018: €287k
2019: €316k
2020: €384k
2021: €450k
2022: €477k
2023: €508k
2024: €512k
2018 → 2025
Total assets
€543k▼ 5.0%
2024 · €571k
2018: €757k
2019: €736k
2020: €754k
2021: €743k
2022: €652k
2023: €641k
2024: €571k
2018 → 2025
Net result
€-2k
2024 · €55k
2018: €34k
2019: €29k
2020: €68k
2021: €66k
2022: €27k
2023: €31k
2024: €55k
2018 → 2025
Working capital
€101k▲ 32.9%
2024 · €76k
2018: €-76k
2019: €-79k
2020: €-27k
2021: €-20k
2022: €-10k
2023: €47k
2024: €76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€450k-€477k▲ 6.0%€508k▲ 6.5%€512k▲ 0.7%€510k▼ 0.4%
Operating result€98k-€42k▼ 57.3%€46k▲ 10.3%€83k▲ 80.5%€-804
Net result€66k-€27k▼ 59.5%€31k▲ 15.6%€55k▲ 77.4%€-2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €804 after €83k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €543k
Fixed assets
€416k▼ 6.5%
Current assets
€126k▲ 0.1%
Equity and liabilities €543k
Equity
€510k▼ 0.4%
Debt
€33k▼ 44.7%
The debt ratio falls from 10.4% to 6.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €113k
Cash flow
€27k▼
2024 · €84k
Solvency
93.9%▲
2024 · 89.6%
Current ratio
4.98▲
2024 · 2.51
Quick ratio
4.98▲
2024 · 2.47
Debt / equity
0.06▼
2024 · 0.12
ROE
-0.4%▼
2024 · 10.8%
ROA
-0.4%▼
2024 · 9.6%
Interest coverage
11.63▼
2024 · 51.30
Debt
€33k▼
2024 · €60k
Debt ≤ 1 year
€25k▼
2024 · €50k
Income taxes
€256▼
2024 · €27k
Staff costs
€2k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€571k€543k▼
Fixed assets21/28€445k€416k▼
Tangible fixed assets22/27€445k€416k▼
Land and buildings22€432k€411k▼
Plant, machinery and equipment23€8k€1k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€126k€126k▲
Stocks and contracts in progress3€2k€0▼
Stocks30/36€2k€0▼
Amounts receivable within one year40/41€7k€816▼
Trade receivables40€2k€636▼
Other amounts receivable41€5k€180▼
Current investments50/53-€50k
Cash at bank and in hand54/58€115k€74k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€571k€543k▼
Equity10/15€512k€510k▼
Contributions10/11€20k€20k=
Reserves13€492k€490k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€109k€109k=
Distributable reserves133€381k€379k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€60k€33k▼
Amounts payable within one year42/48€50k€25k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€7k€0▼
Credit institutions430/8€7k€0▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€13k€13k▲
Taxes450/3€13k€13k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€26k€9k▼
Accrued charges and deferred income492/3€9k€8k▼
Income statement
Code20242025
Remuneration, social security and pensions62€51k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k▼
Other operating charges640/8€10k€9k▼
Gross operating margin9900€173k€39k▼
Operating profit (loss)9901€83k€-804▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€82k€-2k▼
Income taxes67/77€27k€256▼
Profit (loss) for the period9904€55k€-2k▼
Profit (loss) for the period to be appropriated9905€55k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€-2k▼
Transfer from equity791/2€51k€2k▼
Transfer to equity691/2€55k€0▼
To other reserves6921€55k€0▼
Profit to be distributed694/7€51k€0▼
Return on contributions (dividend)694€51k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-2k ▼104%
Net result drops to €-2k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
31-12
Financial
Equity above €500kEq €508k ▲6.5%
6 profitable years in a row build equity to €508k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €68k ▲132%
Operating result €107k, net result €68k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voorstraat(Kor) 228500 KortrijkGround area
393 m²
Building footprint
393 m²
Volume, LiDAR
2,932 m³
Parcel 34353H1086/00G000, Flanders · tallest building 18.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VISHANDEL LANCKMAN
since 19892.045.479.679
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353H1086/00G000 | Flanders | 393 m² | 1 · 393 m² | 18.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
Bier Central Belgium
BE 0785.461.458
Antwerpen · Eq €510k
L&J SERVICES
BE 0865.079.454
Knokke-Heist · Eq €510k
Gabriels Farma
BE 0644.605.580
Edegem · Eq €509k
PMI Management Europe
BE 0507.842.114
Brussel · Eq €510k
RJW
BE 0830.214.981
Asse · Eq €509k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 5,819 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-1989
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:lanckmanjohan@hotmail.com