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LANA

Active
Private limited companyfounded 199431 yrs activeHerentalsesteenweg 57, 2460 Kasterlee, BelgiumKBO/BCE: BE 0453.575.958
Summary

LANA has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€71,114) and a net result of €259. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 9% of 11502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability69▲+69
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.53 against 0.17 in 2024; short-term debt: 69% and cash: 8.1% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-108.3%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 11502 sector peers (2025).
NBB · sector comparison
Position among 11502 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
49 d early
2024
14 d early
2023
34 d early
2022
28 d late
2021
11 d early
2020
16 d late
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LANA was incorporated on 7 October 1994.1 Total assets rose from EUR 12,906 in 2018 to EUR 65,690 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€71,114▲ 0.4%
2024 · -€71,373
Total assets
€65,690▲ 145%
2024 · €26,791
Net result
€259
2024 · -€5,959
Working capital
-€21,347▲ 72.9%
2024 · -€78,630
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€5,733▼ 36.6%-€14,524-€5,415▲ 62.7%-€6,373▼ 17.7%-€530▲ 91.7%
Net result€5,948within the sector's middle half▼ 32.8%-€14,214below the sector's middle half-€5,039below the sector's middle half▲ 64.5%-€5,959below the sector's middle half▼ 18.3%€259within the sector's middle half
Equity-€46,161below the sector's middle half▲ 11.4%-€60,375below the sector's middle half▼ 30.8%-€65,414below the sector's middle half▼ 8.3%-€71,373below the sector's middle half▼ 9.1%-€71,114below the sector's middle half▲ 0.4%
Total assets€36,438below the sector's middle half▼ 8.0%€40,156below the sector's middle half▲ 10.2%€31,912below the sector's middle half▼ 20.5%€26,791below the sector's middle half▼ 16.0%€65,690within the sector's middle half▲ 145%
Debt€82,599▼ 9.9%€100,531▲ 21.7%€97,326▼ 3.2%€98,164▲ 0.9%€136,804▲ 39.4%
Working capital-€53,608below the sector's middle half▲ 8.0%-€73,008below the sector's middle half▼ 36.2%-€73,015below the sector's middle half=-€78,630below the sector's middle half▼ 7.7%-€21,347below the sector's middle half▲ 72.9%
Solvency-126.7%below the sector's middle half▲ 4.9pp-150.4%below the sector's middle half▼ 23.7pp-205.0%below the sector's middle half▼ 54.6pp-266.4%below the sector's middle half▼ 61.4pp-108.3%below the sector's middle half▲ 158.1pp
Current ratio0.33below the sector's middle half▲ 0.030.18below the sector's middle half▼ 0.150.19below the sector's middle half▲ 0.010.17below the sector's middle half▼ 0.020.53below the sector's middle half▲ 0.36
Return on assets (ROA)16.3%above the sector's middle half▼ 6.0pp-35.4%below the sector's middle half▼ 51.7pp-15.8%below the sector's middle half▲ 19.6pp-22.2%below the sector's middle half▼ 6.5pp0.4%within the sector's middle half▲ 22.6pp
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2021: €5,733€5,733Net result 2021: €5,948€5,948Operating result 2022: -€14,524-€14,524Net result 2022: -€14,214-€14,214Operating result 2023: -€5,415-€5,415Net result 2023: -€5,039-€5,039Operating result 2024: -€6,373-€6,373Net result 2024: -€5,959-€5,959Operating result 2025: -€530-€530Net result 2025: €259€25920212022202320242025-€8,000-€6,000-€4,000-€2,000€0Operating result 2023: -€5,415-€5,420Net result 2023: -€5,039-€5,040Operating result 2024: -€6,373-€6,370Net result 2024: -€5,959-€5,960Operating result 2025: -€530-€530Net result 2025: €259€259202320242025
The operating result stays negative: a loss of €530 in 2025 against €6,373 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65,690
Fixed assets €41,711 ▲ 305%
Current assets €23,979 ▲ 45.5%
Key figures and ratios
2025 value · change against 2024
EBITDA
€8,283▲
2024 · -€2,011
Cash flow
€9,072▲
2024 · -€1,597
Quick ratio
0.26▲
2024 · 0.06
Debt to equity
-1.92▼
2024 · -1.38
Interest coverage
75.99▲
2024 · -12.34
Debt ≤ 1 year
€45,326▼
2024 · €95,110
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,448 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a profit under 5% of the balance sheet
2.1% went bankrupt
4.8% stopped otherwise
92% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,448 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€26,791€65,690▲
Fixed assets21/28€10,311€41,711▲
Tangible fixed assets22/27€9,609€41,009▲
Furniture and vehicles24€9,609€41,009▲
Financial fixed assets28€702€702=
Current assets29/58€16,480€23,979▲
Stocks and contracts in progress3€10,973€12,218▲
Stocks30/36€10,973€12,218▲
Amounts receivable within one year40/41€110€6,467▲
Trade receivables40-€549
Other amounts receivable41€110€5,918▲
Cash at bank and in hand54/58€5,397€5,294▼
Equity and liabilities
Total equity and liabilities10/49€26,791€65,690▲
Equity10/15-€71,373-€71,114▲
Contributions10/11€18,592€18,592=
Reserves13€14,177€14,177=
Non-distributable reserves130/1€13,007€13,007=
Other1319€13,007€13,007=
Distributable reserves133€1,170€1,170=
Profit (loss) carried forward14-€104,142-€103,883▲
Amounts payable17/49€98,164€136,804▲
Amounts payable after more than one year17€3,054-
Financial debts170/4€3,054-
Amounts payable within one year42/48€95,110€45,326▼
Current portion of amounts payable after more than one year42€4,017€44,711▲
Advances received on contracts in progress46€547-
Taxes, remuneration and social security45€1,068€615▼
Taxes450/3€1,068€615▼
Other amounts payable47/48€89,478-
Accrued charges and deferred income492/3-€91,478
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,362€8,813▲
Other operating charges640/8€796€651▼
Gross operating margin9900-€1,215€8,934▲
Operating profit (loss)9901-€6,373-€530▲
Financial income75/76B€577€898▲
Recurring financial income75€577€898▲
Financial charges65/66B€163€109▼
Recurring financial charges65€163€109▼
Profit (loss) for the period before taxes9903-€5,959€259▲
Profit (loss) for the period9904-€5,959€259▲
Profit (loss) for the period to be appropriated9905-€5,959€259▲
Appropriation of the result
Profit (loss) to be appropriated9906-€104,142-€103,883▲
Profit (loss) brought forward from the previous period14P-€98,183-€104,142▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,627€8,105€8,989€4,362€8,813▲ 102%
Other operating charges640/8€631€771€427€796€651▼ 18.2%
Gross operating margin9900€10,991-€5,648€4,001-€1,215€8,934▲ 835%
Operating profit (loss)9901€5,733-€14,524-€5,415-€6,373-€530▲ 91.7%
Financial income75/76B€1,072€682€620€577€898▲ 55.6%
Recurring financial income75€1,072€682€620€577€898▲ 55.6%
Financial charges65/66B€857€372€244€163€109▼ 33.1%
Recurring financial charges65€604€372€244€163€109▼ 33.1%
Non-recurring financial charges66B€253-----
Profit (loss) for the period before taxes9903€5,948-€14,214-€5,039-€5,959€259▲ 104%
Profit (loss) for the period9904€5,948-€14,214-€5,039-€5,959€259▲ 104%
Profit (loss) for the period to be appropriated9905€5,948-€14,214-€5,039-€5,959€259▲ 104%
Line20212022202320242025Change
Assets
Total assets20/58€36,438€40,156€31,912€26,791€65,690▲ 145%
Fixed assets21/28€9,956€23,662€14,673€10,311€41,711▲ 305%
Tangible fixed assets22/27€9,254€22,960€13,971€9,609€41,009▲ 327%
Furniture and vehicles24€9,254€22,960€13,971€9,609€41,009▲ 327%
Financial fixed assets28€702€702€702€702€702=
Current assets29/58€26,482€16,494€17,239€16,480€23,979▲ 45.5%
Stocks and contracts in progress3€13,437€12,525€13,163€10,973€12,218▲ 11.3%
Stocks30/36€13,437€12,525€13,163€10,973€12,218▲ 11.3%
Amounts receivable within one year40/41€869€370€317€110€6,467▲ 5,779%
Trade receivables40€172-€317-€549-
Other amounts receivable41€697€370-€110€5,918▲ 5,280%
Cash at bank and in hand54/58€11,738€3,446€3,759€5,397€5,294▼ 1.9%
Deferred charges and accrued income490/1€438€153----
Equity and liabilities
Total equity and liabilities10/49€36,438€40,156€31,912€26,791€65,690▲ 145%
Equity10/15-€46,161-€60,375-€65,414-€71,373-€71,114▲ 0.4%
Contributions10/11€18,592€18,592€18,592€18,592€18,592=
Reserves13€14,177€14,177€14,177€14,177€14,177=
Non-distributable reserves130/1€14,177€14,177€13,007€13,007€13,007=
Reserves not available under the articles1311€1,170€1,170----
Other1319€13,007€13,007€13,007€13,007€13,007=
Distributable reserves133--€1,170€1,170€1,170=
Profit (loss) carried forward14-€78,930-€93,144-€98,183-€104,142-€103,883▲ 0.2%
Amounts payable17/49€82,599€100,531€97,326€98,164€136,804▲ 39.4%
Amounts payable after more than one year17€2,509€11,029€7,072€3,054--
Financial debts170/4€2,509€11,029€7,072€3,054--
Amounts payable within one year42/48€80,090€89,502€90,254€95,110€45,326▼ 52.3%
Current portion of amounts payable after more than one year42€6,110€6,406€3,957€4,017€44,711▲ 1,013%
Trade debts44--€2,907---
Suppliers440/4--€2,907---
Advances received on contracts in progress46-€3,605-€547--
Taxes, remuneration and social security45€281€364€18€1,068€615▼ 42.4%
Taxes450/3€281€364-€1,068€615▼ 42.4%
Remuneration and social security454/9--€18---
Other amounts payable47/48€73,699€79,127€83,372€89,478--
Accrued charges and deferred income492/3----€91,478-
Line20212022202320242025Change
Profit (loss) for the period9904€5,948-€14,214-€5,039-€5,959€259▲ 104%
+ Depreciation and write-downs630€4,627€8,105€8,989€4,362€8,813▲ 102%
Operating cash flow (approximation)€10,575-€6,109€3,950-€1,597€9,072▲ 668%
Investment in fixed assets (approximation)--€21,811€0€0-€40,213-
Change in cash--€8,292€313€1,638-€103▼ 106%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €259
Net result €259 after 3 loss-making years.
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial Weakest financial yearnet -€14,214
Net result drops to -€14,214, the lowest in the series; recovery starts the following year.
20-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
16-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial Highest result since 2018net €8,846 ▲65.9%
Operating result €9,045, net result €8,846, both a record.
28-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
24-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 1997
seat establishment The establishment unit on the map
Ground area
2,132 m²
Building footprint
197 m²
Volume, LiDAR
1,091 m³
Parcel 13018C0415/00P000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LANA
Herentalsesteenweg 57, 2460 KasterleeNACE 52410
since 19972.068.835.695
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13018C0415/00P000 Flanders 2,132 m² 1 · 197 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 687 companies in sector 46412 we hold annual accounts for 518. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-10-1994
Fiscal year end31-12
Activities, NACEBEL 2025
46412Wholesale of household textiles and bedding
47512Retail sale of household textiles and bedding
47721Retail sale of footwear
E-invoicing
Reachable via Peppol
Peppol ID 0208:0453575958
Also 9925:BE0453575958
Registered 08-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.