LAN INVEST
ActiveSummary
LAN INVEST has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.70M and a net result of €-107k. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 11.63 against 16.45 in 2024; short-term debt: 4.6% and cash: 12.8% of total assets), and 15.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.3%
Return on assets
-5.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-107k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
6 d early
2023
on the day
2022
31 d late
2021
18 d early
2020
31 d early
2019
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.70M▼ 5.9%
2024 · €1.81M
2018: €464k
2019: €533k
2020: €2.26M
2021: €2.13M
2022: €1.97M
2023: €1.91M
2024: €1.81M
2018 → 2025
Total assets
€2.02M▼ 7.5%
2024 · €2.18M
2018: €1.07M
2019: €1.73M
2020: €3.37M
2021: €2.96M
2022: €2.57M
2023: €2.35M
2024: €2.18M
2018 → 2025
Net result
€-107k▼ 8.4%
2024 · €-98k
2018: €127k
2019: €69k
2020: €1.72M
2021: €-126k
2022: €-158k
2023: €-64k
2024: €-98k
2018 → 2025
Working capital
€997k▼ 15.0%
2024 · €1.17M
2018: €133k
2019: €152k
2020: €2.92M
2021: €2.04M
2022: €1.44M
2023: €1.28M
2024: €1.17M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.13M-€1.97M▼ 7.4%€1.91M▼ 3.2%€1.81M▼ 5.2%€1.70M▼ 5.9%
Operating result€-112k-€-133k▼ 18.3%€-78k▲ 41.0%€-97k▼ 24.4%€-104k▼ 6.6%
Net result€-126k-€-158k▼ 25.5%€-64k▲ 59.8%€-98k▼ 54.5%€-107k▼ 8.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €104k in 2025 against €97k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.02M
Fixed assets
€928k ▼ 0.5%
Current assets
€1.09M ▼ 12.7%
Equity and liabilities €2.02M
Equity
€1.70M ▼ 5.9%
Debt
€317k ▼ 15.0%
Debt's share of the balance-sheet total falls from 17.1% to 15.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-30k▼
2024 · €-27k
Cash flow
€-33k▼
2024 · €-28k
Current ratio
11.63▼
2024 · 16.45
Quick ratio
11.48▼
2024 · 16.21
Debt to equity
0.19▼
2024 · 0.21
ROE
-6.3%▼
2024 · -5.4%
ROA
-5.3%▼
2024 · -4.5%
Interest coverage
-10.46▼
2024 · -5.62
Debt ≤ 1 year
€94k▲
2024 · €76k
Debt > 1 year
€223k▼
2024 · €297k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.18M€2.02M▼
Fixed assets21/28€933k€928k▼
Tangible fixed assets22/27€933k€928k▼
Land and buildings22€903k€901k▼
Plant, machinery and equipment23€13k€6k▼
Furniture and vehicles24€6k€4k▼
Other tangible fixed assets26€12k€17k▲
Current assets29/58€1.25M€1.09M▼
Stocks and contracts in progress3€19k€14k▼
Stocks30/36€19k€14k▼
Amounts receivable within one year40/41€655k€665k▲
Trade receivables40€652k€664k▲
Other amounts receivable41€3k€1k▼
Current investments50/53€140k€132k▼
Cash at bank and in hand54/58€416k€259k▼
Deferred charges and accrued income490/1€20k€20k▲
Equity and liabilities
Total equity and liabilities10/49€2.18M€2.02M▼
Equity10/15€1.81M€1.70M▼
Contributions10/11€51k€51k=
Reserves13€482k€482k=
Distributable reserves133€482k€482k=
Profit (loss) carried forward14€1.28M€1.17M▼
Amounts payable17/49€373k€317k▼
Amounts payable after more than one year17€297k€223k▼
Financial debts170/4€297k€223k▼
Amounts payable within one year42/48€76k€94k▲
Current portion of amounts payable after more than one year42€74k€75k▲
Trade debts44€917€15k▲
Suppliers440/4€917€15k▲
Taxes, remuneration and social security45€557€4k▲
Taxes450/3€557€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€74k▲
Other operating charges640/8€11k€14k▲
Gross operating margin9900€-16k€-16k▲
Operating profit (loss)9901€-97k€-104k▼
Financial income75/76B€4k€21▼
Recurring financial income75€4k€21▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€-98k€-107k▼
Profit (loss) for the period9904€-98k€-107k▼
Profit (loss) for the period to be appropriated9905€-98k€-107k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.28M€1.17M▼
Profit (loss) brought forward from the previous period14P€1.37M€1.28M▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-158k
Net result drops to €-158k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €1.72M ▲2398%
Net result €1.72M, the highest in the series.
31-12
Financial
Liquidity times 10current ratio 19.87
Current ratio from 2.09 to 19.87.
31-12
Financial
Equity above €2MEq €2.26M ▲323%
3 profitable years in a row build equity to €2.26M.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €500kEq €533k ▲14.9%
2 profitable years in a row build equity to €533k.
Show earlier events
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kronenburgstraat 272000 AntwerpenGround area
2,084 m²
Building footprint
283 m²
Volume, LiDAR
5,062 m³
Parcel 11804D2549/00A002, Flanders · tallest building 21.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
LAN INVEST
since 20032.114.757.376
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D2549/00A002 | Flanders | 2,084 m² | 1 · 283 m² | 21.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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RHODE INVEST
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DAPARE GESTION
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DAULFIN
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 22,003 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2002
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.