LAN-DER
ActiveLAN-DER has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €91k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 66% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency78▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 1.59 in 2024; short-term debt: 47.4% and cash: 4% of total assets), and 47.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.6%
Return on assets
33.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €141k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
83 d late
2022
4 d early
2021
78 d late
2020
31 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€141k▲ 28.4%
2024 · €110k
2018: €78k
2019: €133k
2020: €145k
2021: €20k
2022: €21k
2023: €21k
2024: €110k
2018 → 2025
Total assets
€269k▼ 6.9%
2024 · €289k
2018: €160k
2019: €174k
2020: €306k
2021: €355k
2022: €393k
2023: €340k
2024: €289k
2018 → 2025
Net result
€91k▼ 38.7%
2024 · €149k
2018: €91k
2019: €100k
2020: €117k
2021: €250k
2022: €200k
2023: €165k
2024: €149k
2018 → 2025
Working capital
€139k▲ 31.3%
2024 · €106k
2018: €78k
2019: €133k
2020: €145k
2021: €19k
2022: €17k
2023: €16k
2024: €106k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€21k▲ 0.2%€21k▲ 3.1%€110k▲ 421%€141k▲ 28.4%
Operating result€313k-€249k▼ 20.4%€203k▼ 18.5%€180k▼ 11.2%€106k▼ 41.3%
Net result€250k-€200k▼ 20.0%€165k▼ 17.7%€149k▼ 9.5%€91k▼ 38.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 41% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €269k
Fixed assets
€2k▼ 43.6%
Current assets
€267k▼ 6.4%
Equity and liabilities €269k
Equity
€141k▲ 28.4%
Debt
€128k▼ 28.7%
The debt ratio falls from 61.9% to 47.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€108k▼
2024 · €183k
Cash flow
€93k▼
2024 · €151k
Solvency
52.6%▲
2024 · 38.1%
Current ratio
2.09▲
2024 · 1.59
Quick ratio
2.09▲
2024 · 1.59
Debt / equity
0.90▼
2024 · 1.62
ROE
64.5%▼
2024 · 135.3%
ROA
33.9%▼
2024 · 51.5%
Interest coverage
22.84▼
2024 · 50.81
Debt
€128k▼
2024 · €179k
Debt ≤ 1 year
€128k▼
2024 · €179k
Income taxes
€10k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€289k€269k▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€1k€216▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€285k€267k▼
Amounts receivable within one year40/41€244k€239k▼
Trade receivables40€25k€34k▲
Other amounts receivable41€219k€205k▼
Cash at bank and in hand54/58€23k€11k▼
Deferred charges and accrued income490/1€18k€17k▼
Equity and liabilities
Total equity and liabilities10/49€289k€269k▼
Equity10/15€110k€141k▲
Contributions10/11€19k€19k=
Reserves13€92k€123k▲
Distributable reserves133€92k€123k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€179k€128k▼
Amounts payable within one year42/48€179k€128k▼
Current portion of amounts payable after more than one year42€25k€20k▼
Trade debts44€61k€21k▼
Suppliers440/4€61k€21k▼
Taxes, remuneration and social security45€33k€27k▼
Taxes450/3€33k€27k▼
Other amounts payable47/48€60k€60k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€826€2k▲
Gross operating margin9900€183k€110k▼
Operating profit (loss)9901€180k€106k▼
Financial income75/76B€604€0▼
Recurring financial income75€604€0▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€177k€101k▼
Income taxes67/77€28k€10k▼
Profit (loss) for the period9904€149k€91k▼
Profit (loss) for the period to be appropriated9905€149k€91k▼
Appropriation of the result
Profit (loss) to be appropriated9906€149k€91k▼
Transfer to equity691/2€89k€31k▼
To other reserves6921€89k€31k▼
Profit to be distributed694/7€60k€60k=
Return on contributions (dividend)694€0-
Directors or managers695€60k€60k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €100kEq €110k ▲421%
7 profitable years in a row build equity to €110k.
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 83 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Highest result since 2018net €250k ▲113%
Operating result €313k, net result €250k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 4.21
Current ratio from 1.95 to 4.21; short-term debt falls from €82k to €41k.
31-12
Financial
Equity above €100kEq €133k ▲70.5%
2 profitable years in a row build equity to €133k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 212500 LierGround area
2,051 m²
Building footprint
229 m²
Volume, LiDAR
3,135 m³
Parcel 12393F0296/00V000, Flanders · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LAN-DER
since 20132.226.196.421
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393F0296/00V000 | Flanders | 2,051 m² | 1 · 229 m² | 17.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VERDONCK WARENHUIS
BE 0447.479.806
Balen · Eq €142k
Ducksday
BE 0835.154.756
Keerbergen · Eq €141k
LES AUTRES
BE 1004.942.566
Gent · Eq €142k
We R Monkey
BE 0691.969.888
Antwerpen · Eq €142k
THE BREEZE
BE 0832.092.229
Blankenberge · Eq €141k
Of 6,503 companies in sector 47716 we hold annual accounts for 2,440. 1,858 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2013
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
62020IT consultancy
62200Computer consultancy and computer facilities management
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.