Lamvin
ActiveLamvin has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €6k. Equity is growing by ~45.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency47▼-49
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
2 d early
2023
on the day
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 23.6%
2024 · €7k
2022: €961
2023: €3k
2024: €7k
2022 → 2025
Total assets
€23k▲ 147%
2024 · €9k
2022: €984
2023: €6k
2024: €9k
2022 → 2025
Net result
€6k▲ 103%
2024 · €3k
2022: €-4k
2023: €2k
2024: €3k
2022 → 2025
Working capital
€3k▼ 60.5%
2024 · €7k
2022: €961
2023: €3k
2024: €7k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€961-€3k▲ 259%€7k▲ 91.9%€5k▼ 23.6%
Operating result€-4k-€3k€4k▲ 51.1%€8k▲ 99.3%
Net result€-4k-€2k€3k▲ 27.5%€6k▲ 103%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 99% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€2k
Current assets
€21k
Equity and liabilities €23k
Equity
€5k▼ 23.6%
Debt
€18k▲ 560%
The debt ratio rises from 29.2% to 78.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€9k
Cash flow
€7k
Solvency
22.0%▼
2024 · 70.8%
Current ratio
1.15▼
2024 · 3.43
Quick ratio
1.15▼
2024 · 3.43
Debt / equity
3.56▲
2024 · 0.41
ROE
127.4%▲
2024 · 47.9%
ROA
28.0%▼
2024 · 33.9%
Interest coverage
60.84
Debt
€18k▲
2024 · €3k
Debt ≤ 1 year
€18k▲
2024 · €3k
Income taxes
€2k▲
2024 · €958
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9k€23k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Plant, machinery and equipment23-€2k
Current assets29/58€9k€21k▲
Amounts receivable within one year40/41€243€2k▲
Trade receivables40€243€2k▲
Cash at bank and in hand54/58€7k€12k▲
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€9k€23k▲
Equity10/15€7k€5k▼
Contributions10/11€5k€5k=
Reserves13€2k€58▼
Distributable reserves133€2k€58▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€3k€18k▲
Amounts payable within one year42/48€3k€18k▲
Trade debts44€18€2k▲
Suppliers440/4€18€2k▲
Taxes, remuneration and social security45€1k€6k▲
Taxes450/3€1k€6k▲
Other amounts payable47/48€1k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€139
Other operating charges640/8€118€564▲
Gross operating margin9900€4k€9k▲
Operating profit (loss)9901€4k€8k▲
Financial income75/76B€37€56▲
Recurring financial income75€37€56▲
Financial charges65/66B€147€141▼
Recurring financial charges65€147€141▼
Profit (loss) for the period before taxes9903€4k€8k▲
Income taxes67/77€958€2k▲
Profit (loss) for the period9904€3k€6k▲
Profit (loss) for the period to be appropriated9905€3k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€6k▲
Profit (loss) brought forward from the previous period14P€-2k€0▲
Transfer from equity791/2-€2k
Transfer to equity691/2€2k€42▼
To other reserves6921€2k€42▼
Profit to be distributed694/7-€8k
Return on contributions (dividend)694-€8k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2022net €6k ▲103%
Operating result €8k, net result €6k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kattendijkdok-Westkaai 812000 AntwerpenGround area
1.5 ha
Building footprint
584 m²
Volume, LiDAR
5 m³
Parcel 11807G0129/05_000, Flanders · tallest building 0.4 m. Linked by address, not a title deed.
1 establishment unit
Lamvin
since 20212.314.516.010
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0129/05_000 | Flanders | 1.5 ha | 1 · 584 m² | 0.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 5,034 EUR awarded · 5,034 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,635 EUR | 4,635 EUR |
| 2024 | 1 | 399 EUR | 399 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 2,023 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2021
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.