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LAMTA

Active
Private limited companyfounded 20242 yrs activeBoulevard Dolez 46, 7000 Mons, BelgiumKBO/BCE: BE 1009.484.047
Summary

The computed 12-month bankruptcy probability of LAMTA is 4.9% (elevated). The 2024 annual accounts show negative equity (-€19,661) and a net result of -€21,661. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability32
Solvency23
Growth-
Track record67
Bankruptcy probability, 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03; short-term debt: 35.4% and cash: 1.2% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-1.9%
Return on assets
-2.1%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 29 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LAMTA was incorporated on 17 May 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€19,661
Total assets
€1.0m
Net result
-€21,661
Working capital
-€356,884

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €1.0m
Fixed assets €1.0m
Current assets €12,760
Key figures and ratios
2024 value
EBITDA
€28,662
Cash flow
€13,917
Solvency
-1.9%
Current ratio
0.03
Debt to equity
-54.13
ROA
-2.1%
Interest coverage
1.94
Debt
€1.1m
Debt ≤ 1 year
€369,644
Debt > 1 year
€692,287

Peer companies

Historical observation

Of the 1,253 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 96% are still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a small loss
0.9% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,253 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 29 lines
Balance sheet Code2024
Assets
Total assets20/58€1.0m
Formation expenses20€1,019
Fixed assets21/28€1.0m
Tangible fixed assets22/27€1.0m
Land and buildings22€1.0m
Current assets29/58€12,760
Cash at bank and in hand54/58€12,760
Equity and liabilities
Total equity and liabilities10/49€1.0m
Equity10/15-€19,661
Contributions10/11€2,000
Profit (loss) carried forward14-€21,661
Amounts payable17/49€1.1m
Amounts payable after more than one year17€692,287
Financial debts170/4€692,287
Amounts payable within one year42/48€369,644
Current portion of amounts payable after more than one year42€42,001
Trade debts44€493
Suppliers440/4€493
Other amounts payable47/48€327,150
Accrued charges and deferred income492/3€2,264
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35,578
Gross operating margin9900€28,662
Operating profit (loss)9901-€6,916
Financial charges65/66B€14,745
Recurring financial charges65€14,745
Profit (loss) for the period before taxes9903-€21,661
Profit (loss) for the period9904-€21,661
Profit (loss) for the period to be appropriated9905-€21,661
Appropriation of the result
Profit (loss) to be appropriated9906-€21,661

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35,578
Gross operating margin9900€28,662
Operating profit (loss)9901-€6,916
Financial charges65/66B€14,745
Recurring financial charges65€14,745
Profit (loss) for the period before taxes9903-€21,661
Profit (loss) for the period9904-€21,661
Profit (loss) for the period to be appropriated9905-€21,661
Line2024
Assets
Total assets20/58€1.0m
Formation expenses20€1,019
Fixed assets21/28€1.0m
Tangible fixed assets22/27€1.0m
Land and buildings22€1.0m
Current assets29/58€12,760
Cash at bank and in hand54/58€12,760
Equity and liabilities
Total equity and liabilities10/49€1.0m
Equity10/15-€19,661
Contributions10/11€2,000
Profit (loss) carried forward14-€21,661
Amounts payable17/49€1.1m
Amounts payable after more than one year17€692,287
Financial debts170/4€692,287
Amounts payable within one year42/48€369,644
Current portion of amounts payable after more than one year42€42,001
Trade debts44€493
Suppliers440/4€493
Other amounts payable47/48€327,150
Accrued charges and deferred income492/3€2,264
Line2024
Profit (loss) for the period9904-€21,661
+ Depreciation and write-downs630€35,578
Operating cash flow (approximation)€13,917

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
311 m²
Building footprint
93 m²
Volume, LiDAR
1,680 m³
Parcel 53405C0001/00W040, Wallonia · tallest building 20.0 m, ±6 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
LAMTA
Boulevard Dolez 46, 7000 MonsRenting and operating of own or leased residential real estate, excluding social housing
since 20242.363.634.335
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53405C0001/00W040 Wallonia 311 m² 1 · 93 m² 19.9 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded17-05-2024
Fiscal year end31-12
Contact
E-mail le-saint-germain@skynet.be
Phone +3265315505
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.