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Lamont Matthias BV

Active
Private limited companyfounded 2017active for 9 yearsMoortelmeers 12, 8740 Pittem, BelgiumKBO/BCE: BE 0682.414.596
Summary

Lamont Matthias BV has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €207,139. Equity has been growing by about 31% per year since 2019. Its solvency ranks better than 79% of 9,895 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 02-10-2017 Normal situation
Activity
Installation of electric heating, air conditioning, cooling and ventilation NACE 43222and 2 others
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 30-09-2025
Establishment unit
2.269.280.455 8740 Pittem, since 02-10-2017
Financial year end
30 September
Peppol
Reachable since 29-11-2025

Board and ownership

Board
  • Lamont MatthiasDirector · since 25-09-2017

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-09-2025
Gross margin
€450,731
▼ 1.9%
Turnover
≈ €1.2m
estimated
Profit
€207,139
▼ 14.1%
Equity
€1.2m
▲ 20.7%
Total assets
€1.7m
▲ 16.0%
Employees on 30-09-2025
1
=
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 3.28, cash €785,741Figures for financial year 2025 (filed on 01-05-2026)Equity €1.2m (69.6% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 76% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 95+3
equity 69.6% of total assets
Liquidity 96-1
short-term debt 16.5% · cash 45.3%
Profitability 84-5
return on assets 12.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.2 percentage points vs 04-2026highest value 06-2026: 0.1%▼ -0.2 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.28 (3.8 in 2024), above the usual 1.5. Short-term debt is 16.5% and cash 45.3% of total assets. 30.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 76% of them on solvency, 93% on liquidity, 66% on profitability and 68% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.28, cash €785,741
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 01-05-2026)
NBB · annual accounts
lowers risk · Equity €1.2m (69.6% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
on the day
2024
2 days early
2023
4 days early
2022
34 days early
2021
31 days early
2020
1 day early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 27 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 89% of companies in specialised constructionsector median €251,290 · 9,897 companies €1.2m View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €207,139 7 years View

Recent changes

  1. · Gazette deed Resignation: Stephaan Lamont (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as Lamont Matthias BV: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €1.3m and €2.8m, founded between 2010 and 2019.

CompanyTotal assetsGross margin
Lamont Matthias BV Pittem€1.7m€0.5m
ENERGIEWEST Ichtegem€1.5m€0.3m
THOMAS CACKEBEKE Laarne€1.3m€0.4m
RS-Pro Aalter€1.5m€0.3m
KLIMATISATIE HEIRBAUT Sint-Niklaas€2.0m€0.5m
IKR Wingene€2.8m€0.6m
GRYSON DIMITRI Langemark-Poelkapelle€1.7m€0.6m
Full comparison

Key facts about Lamont Matthias BV

What is the company number of Lamont Matthias BV?
The company number of Lamont Matthias BV is 0682.414.596. The VAT number is the same number with BE in front: BE 0682.414.596.
Where is Lamont Matthias BV based?
The registered office is at Moortelmeers 12, 8740 Pittem.Company details
What does Lamont Matthias BV do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of Lamont Matthias BV?
The legal form of Lamont Matthias BV is Private limited company (BV).
When was Lamont Matthias BV founded?
Lamont Matthias BV was founded on 02-10-2017.
Is Lamont Matthias BV still active?
Yes, Lamont Matthias BV is an active enterprise in the KBO register.
How many employees does Lamont Matthias BV have?
Lamont Matthias BV had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Lamont Matthias BV fall under?
In its 30-09-2025 annual accounts, Lamont Matthias BV states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of Lamont Matthias BV?
The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €450,731 and 45 comparable companies (NACE 432). It probably lies between €980,000 and €1.5m.
Is Lamont Matthias BV profitable?
In financial year 2025, Lamont Matthias BV made a profit of €207,139.
Where can I find the annual accounts of Lamont Matthias BV?
Lamont Matthias BV filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Lamont Matthias BV due?
Lamont Matthias BV must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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