LAMONT
ActiveLAMONT has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-207k) and a net result of €-83k. Equity is shrinking by ~81.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 9623 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
25
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.34 against 0.47 in 2023; short-term debt: 154.6% and cash: 1.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-54.9%
Return on assets
-21.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-207k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
1 d early
2022
59 d late
2021
32 d early
2020
53 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€-207k▼ 66.1%
2023 · €-125k
2018: €41k
2019: €18k
2020: €-13k
2021: €-42k
2022: €-32k
2023: €-125k
2018 → 2024
Total assets
€378k▼ 17.9%
2023 · €460k
2018: €672k
2019: €623k
2020: €585k
2021: €557k
2022: €476k
2023: €460k
2018 → 2024
Net result
€-83k▲ 11.3%
2023 · €-93k
2018: €6k
2019: €-23k
2020: €-31k
2021: €-30k
2022: €10k
2023: €-93k
2018 → 2024
Working capital
€-385k▼ 25.3%
2023 · €-307k
2018: €-108k
2019: €-117k
2020: €-122k
2021: €-132k
2022: €-111k
2023: €-307k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-13k-€-42k▼ 229%€-32k▲ 24.3%€-125k▼ 293%€-207k▼ 66.1%
Operating result€-22k-€-20k▲ 8.2%€23k€-93k€-73k▲ 21.5%
Net result€-31k-€-30k▲ 2.4%€10k€-93k€-83k▲ 11.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €73k in 2024 against €93k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €378k
Fixed assets
€178k▼ 3.4%
Current assets
€200k▼ 27.5%
Key figures and ratios
EBITDA
€-56k▲
2023 · €-77k
Cash flow
€-66k▲
2023 · €-77k
Solvency
-54.9%▼
2023 · -27.1%
Current ratio
0.34▼
2023 · 0.47
Quick ratio
0.17▼
2023 · 0.26
Debt / equity
-2.82▲
2023 · -4.69
ROA
-21.8%▼
2023 · -20.2%
Interest coverage
-4.53▲
2023 · -8.16
Debt
€586k▲
2023 · €585k
Debt ≤ 1 year
€585k▲
2023 · €583k
Staff costs
€84k▲
2023 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€460k€378k▼
Fixed assets21/28€184k€178k▼
Intangible fixed assets21€114k€101k▼
Tangible fixed assets22/27€71k€77k▲
Land and buildings22€70k€68k▼
Plant, machinery and equipment23€829€9k▲
Furniture and vehicles24€102-
Current assets29/58€276k€200k▼
Stocks and contracts in progress3€123k€98k▼
Stocks30/36€123k€98k▼
Amounts receivable within one year40/41€143k€95k▼
Trade receivables40€89k€40k▼
Other amounts receivable41€54k€55k▲
Cash at bank and in hand54/58€8k€7k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€460k€378k▼
Equity10/15€-125k€-207k▼
Contributions10/11€241k€241k=
Capital10€241k€241k=
Issued capital100€241k€241k=
Profit (loss) carried forward14€-366k€-448k▼
Amounts payable17/49€585k€586k▲
Amounts payable within one year42/48€583k€585k▲
Financial debts43€47k€31k▼
Credit institutions430/8€47k€31k▼
Trade debts44€497k€512k▲
Suppliers440/4€497k€512k▲
Taxes, remuneration and social security45€11k€13k▲
Taxes450/3€464€3k▲
Remuneration and social security454/9€10k€10k▲
Other amounts payable47/48€28k€28k▲
Accrued charges and deferred income492/3€2k€852▼
Income statement
Code20232024
Remuneration, social security and pensions62€81k€84k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€34k€33k▼
Other operating charges640/8€11k€13k▲
Non-recurring operating charges66A-€102
Gross operating margin9900€48k€74k▲
Operating profit (loss)9901€-93k€-73k▲
Financial income75/76B€10k€3k▼
Recurring financial income75€3k€3k▼
Non-recurring financial income76B€6k-
Financial charges65/66B€9k€12k▲
Recurring financial charges65€9k€12k▲
Profit (loss) for the period before taxes9903€-93k€-83k▲
Profit (loss) for the period9904€-93k€-83k▲
Profit (loss) for the period to be appropriated9905€-93k€-83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-366k€-448k▼
Profit (loss) brought forward from the previous period14P€-273k€-366k▼
Social balance
Average headcount (FTE)90873.53.5=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-93k ▼1011%
Net result drops to €-93k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 59 days late
2022
31-12
Financial
Back to profitnet €10k
Net result €10k after 3 loss-making years.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 2 establishment units since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prinsenstraat(STE) 249190 StekeneGround area
1,366 m²
Building footprint
258 m²
Volume, LiDAR
1,681 m³
2 parcels, Flanders, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
LAMONT
since 19922.058.448.777
LAMONT Marque LACO
since 20162.250.776.518
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46322C0876/00F000 | Flanders | 971 m² | 1 · 137 m² | 7.8 m · 2 fl. |
| 55032A0203/00S005indicative | Wallonia | 395 m² | 1 · 121 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBinche2.250.776.518
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Of 1,266 companies in sector 47300 we hold annual accounts for 946. 508 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-07-1992
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.