LAMON
ActiveLAMON has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €16k and a net result of €17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 68% of 19344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
93
/ 100
Excellent▼ -1 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency97▲+14
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.66 in 2023), and 44.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
55.5%
Return on assets
57.1%
Age of the figures
20 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €16k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
30 d early
2022
34 d early
2021
33 d early
2020
17 d late
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€16k▲ 20.2%
2023 · €14k
2018: €8k
2019: €5k
2020: €6k
2021: €6k
2022: €4k
2023: €14k
2018 → 2024
Total assets
€29k▼ 1.7%
2023 · €30k
2018: €12k
2019: €9k
2020: €13k
2021: €19k
2022: €15k
2023: €30k
2018 → 2024
Net result
€17k▼ 16.0%
2023 · €20k
2018: €8k
2019: €-3k
2020: €1k
2021: €-320
2022: €-3k
2023: €20k
2018 → 2024
Working capital
€15k▲ 35.0%
2023 · €11k
2018: €8k
2019: €5k
2020: €6k
2021: €3k
2022: €1k
2023: €11k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€6k-€6k▼ 5.0%€4k▼ 41.0%€14k▲ 275%€16k▲ 20.2%
Operating result€3k-€2k▼ 25.8%€-630€29k€24k▼ 14.7%
Net result€1k-€-320€-3k▼ 684%€20k€17k▼ 16.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 15% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €29k
Fixed assets
€2k▼ 38.2%
Current assets
€28k▲ 2.0%
Equity and liabilities €29k
Equity
€16k▲ 20.2%
Debt
€13k▼ 19.9%
The debt ratio falls from 54.7% to 44.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€25k▼
2023 · €30k
Cash flow
€18k▼
2023 · €21k
Solvency
55.5%▲
2023 · 45.3%
Current ratio
2.12▲
2023 · 1.66
Quick ratio
2.12▲
2023 · 1.66
Debt / equity
0.80▼
2023 · 1.21
ROE
103.0%▼
2023 · 147.3%
ROA
57.1%▼
2023 · 66.8%
Interest coverage
74.58▼
2023 · 96.95
Debt
€13k▼
2023 · €16k
Debt ≤ 1 year
€13k▼
2023 · €16k
Income taxes
€7k▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€30k€29k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€27k€28k▲
Amounts receivable within one year40/41€497€6k▲
Trade receivables40€465€465=
Other amounts receivable41€32€5k▲
Cash at bank and in hand54/58€26k€21k▼
Deferred charges and accrued income490/1€599€632▲
Equity and liabilities
Total equity and liabilities10/49€30k€29k▼
Equity10/15€14k€16k▲
Contributions10/11€100€100=
Reserves13€8k€8k=
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Profit (loss) carried forward14€5k€8k▲
Amounts payable17/49€16k€13k▼
Amounts payable within one year42/48€16k€13k▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€8k€10k▲
Remuneration and social security454/9€1k-
Other amounts payable47/48€277-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€698€602▼
Gross operating margin9900€30k€26k▼
Operating profit (loss)9901€29k€24k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€306€341▲
Recurring financial charges65€306€341▲
Profit (loss) for the period before taxes9903€28k€24k▼
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€20k€17k▼
Profit (loss) for the period to be appropriated9905€20k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€22k▲
Profit (loss) brought forward from the previous period14P€-5k€5k▲
Profit to be distributed694/7€10k€14k▲
Return on contributions (dividend)694€10k€14k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-3k ▼139%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meiboomstraat(ONK) 428840 StadenGround area
2,168 m²
Building footprint
150 m²
Volume, LiDAR
612 m³
Parcel 36014D0108/00H000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LAMON
since 20182.272.937.454
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36014D0108/00H000 | Flanders | 2,168 m² | 1 · 150 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AVS Invest
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SATOR
BE 0679.443.923
Knokke-Heist · Eq €16k
IMDEMCO
BE 0472.912.612
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CorLeonis
BE 0823.432.802
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Belliemo
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Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 3,611 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2018
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.