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Lammeko

Active
Private limited companyfounded 20241 yr activeTramstraat 14, 8020 Oostkamp, BelgiumKBO/BCE: BE 1015.469.145
Summary

The computed 12-month bankruptcy probability of Lammeko is 1.7% (moderate). The 2025 annual accounts show equity of €20,637 and a net result of €18,470. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency62
Growth-
Track record67
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 1.93; short-term debt: 33.3% and cash: 42.1% of total assets), but 62.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
37.1%
Return on assets
33.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
13 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 October 2024, Lammeko was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€20,637
Total assets
€55,606
Net result
€18,470
Working capital
€17,175

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €55,606
Fixed assets €19,922
Current assets €35,684
Equity and liabilities €55,606
Equity €20,637
Debt €34,968
Debt finances 62.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€33,539
Cash flow
€24,119
Current ratio
1.93
Debt to equity
1.69
ROE
89.5%
ROA
33.2%
Interest coverage
21.27
Debt ≤ 1 year
€18,509
Debt > 1 year
€16,459
Income taxes
€7,863
Staff costs
€1,600

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet Code2025
Assets
Total assets20/58€55,606
Fixed assets21/28€19,922
Tangible fixed assets22/27€19,922
Furniture and vehicles24€19,922
Current assets29/58€35,684
Cash at bank and in hand54/58€23,411
Deferred charges and accrued income490/1€12,273
Equity and liabilities
Total equity and liabilities10/49€55,606
Equity10/15€20,637
Contributions10/11€3,000
Reserves13€17,637
Distributable reserves133€17,637
Profit (loss) carried forward14€0
Amounts payable17/49€34,968
Amounts payable after more than one year17€16,459
Financial debts170/4€15,830
Other amounts payable178/9€630
Amounts payable within one year42/48€18,509
Current portion of amounts payable after more than one year42€4,713
Trade debts44€4,838
Suppliers440/4€4,838
Taxes, remuneration and social security45€8,124
Taxes450/3€8,124
Other amounts payable47/48€833
Income statement Code2025
Remuneration, social security and pensions62€1,600
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,648
Other operating charges640/8€128
Gross operating margin9900€35,267
Operating profit (loss)9901€27,891
Financial income75/76B€19
Recurring financial income75€19
Financial charges65/66B€1,577
Recurring financial charges65€1,577
Profit (loss) for the period before taxes9903€26,333
Income taxes67/77€7,863
Profit (loss) for the period9904€18,470
Profit (loss) for the period to be appropriated9905€18,470
Appropriation of the result
Profit (loss) to be appropriated9906€18,470
Transfer to equity691/2€17,637
To other reserves6921€17,637
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€1,600
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,648
Other operating charges640/8€128
Gross operating margin9900€35,267
Operating profit (loss)9901€27,891
Financial income75/76B€19
Recurring financial income75€19
Financial charges65/66B€1,577
Recurring financial charges65€1,577
Profit (loss) for the period before taxes9903€26,333
Income taxes67/77€7,863
Profit (loss) for the period9904€18,470
Profit (loss) for the period to be appropriated9905€18,470
Line2025
Assets
Total assets20/58€55,606
Fixed assets21/28€19,922
Tangible fixed assets22/27€19,922
Furniture and vehicles24€19,922
Current assets29/58€35,684
Cash at bank and in hand54/58€23,411
Deferred charges and accrued income490/1€12,273
Equity and liabilities
Total equity and liabilities10/49€55,606
Equity10/15€20,637
Contributions10/11€3,000
Reserves13€17,637
Distributable reserves133€17,637
Profit (loss) carried forward14€0
Amounts payable17/49€34,968
Amounts payable after more than one year17€16,459
Financial debts170/4€15,830
Other amounts payable178/9€630
Amounts payable within one year42/48€18,509
Current portion of amounts payable after more than one year42€4,713
Trade debts44€4,838
Suppliers440/4€4,838
Taxes, remuneration and social security45€8,124
Taxes450/3€8,124
Other amounts payable47/48€833
Line2025
Profit (loss) for the period9904€18,470
+ Depreciation and write-downs630€5,648
Operating cash flow (approximation)€24,119

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
13-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
810 m²
Building footprint
151 m²
Volume, LiDAR
745 m³
Parcel 31025G0187/00V000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Lammeko
Tramstraat 14, 8020 OostkampHuman health activities
since 20242.365.470.407
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31025G0187/00V000 Flanders 810 m² 1 · 151 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 1,505 EUR awarded · 1,085 EUR paid
Year Entries awardedpaid
2025 1 1,505 EUR1,085 EUR
Schemes
1 entry · 1,505 EUR · 1,085 EUR paid · Fonds voor Innoveren en Ondernemen

Identification & contact

Identification
Legal formPrivate limited company
Founded23-10-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015469145
Also 9925:BE1015469145
Registered 09-10-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.