LAMLAW
ActiveLAMLAW has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €90k. Equity is shrinking by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 16% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency39▼-8
Growth58=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.2 in 2024; short-term debt: 85.4% and cash: 79.2% of total assets), and 86% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14%
Return on assets
39.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 12690 sector peers (2025).
NBB · sector comparisonPosition among 12690 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
25 d early
2024
44 d early
2023
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 37.1%
2024 · €51k
2023: €51k
2024: €51k
2023 → 2025
Total assets
€229k▼ 2.7%
2024 · €236k
2023: €213k
2024: €236k
2023 → 2025
Net result
€90k▼ 10.1%
2024 · €100k
2023: €46k
2024: €100k
2023 → 2025
Working capital
€22k▼ 39.4%
2024 · €36k
2023: €34k
2024: €36k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€51k-€51k▼ 0.3%€32k▼ 37.1%
Operating result€53k-€105k▲ 97.2%€100k▼ 5.4%
Net result€46k-€100k▲ 117%€90k▼ 10.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€11k▼ 21.4%
Current assets
€218k▼ 1.4%
Equity and liabilities €229k
Equity
€32k▼ 37.1%
Debt
€197k▲ 6.8%
The debt ratio rises from 78.4% to 86.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€106k▼
2024 · €111k
Cash flow
€96k▼
2024 · €106k
Solvency
14.0%▼
2024 · 21.6%
Current ratio
1.11▼
2024 · 1.20
Quick ratio
1.11▼
2024 · 1.20
Debt / equity
6.15▲
2024 · 3.62
ROE
281.5%▲
2024 · 197.0%
ROA
39.4%▼
2024 · 42.6%
Interest coverage
553.11▲
2024 · 449.67
Debt
€197k▲
2024 · €185k
Debt ≤ 1 year
€196k▲
2024 · €185k
Income taxes
€10k▲
2024 · €5k
Staff costs
€74k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€236k€229k▼
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€15k€11k▼
Land and buildings22€7k€4k▼
Furniture and vehicles24€8k€8k▼
Current assets29/58€221k€218k▼
Amounts receivable within one year40/41€48k€33k▼
Trade receivables40€48k€33k▼
Other amounts receivable41-€158
Cash at bank and in hand54/58€170k€182k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€236k€229k▼
Equity10/15€51k€32k▼
Contributions10/11€4k€4k=
Reserves13€47k€28k▼
Distributable reserves133€47k€28k▼
Amounts payable17/49€185k€197k▲
Amounts payable within one year42/48€185k€196k▲
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€76k€80k▲
Taxes450/3€56k€50k▼
Remuneration and social security454/9€21k€30k▲
Other amounts payable47/48€101k€109k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€51k€74k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€164k€181k▲
Operating profit (loss)9901€105k€100k▼
Financial income75/76B€766€961▲
Recurring financial income75€766€961▲
Financial charges65/66B€247€191▼
Recurring financial charges65€247€191▼
Profit (loss) for the period before taxes9903€106k€100k▼
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€100k€90k▼
Profit (loss) for the period to be appropriated9905€100k€90k▼
Appropriation of the result
Profit (loss) to be appropriated9906€100k€90k▼
Transfer from equity791/2€151€19k▲
Profit to be distributed694/7€101k€109k▲
Return on contributions (dividend)694€32k€54k▲
Directors or managers695€69k€55k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €100k ▲117%
Operating result €105k, net result €100k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Luxembourg 374020 LiègeGround area
162 m²
Building footprint
158 m²
Volume, LiDAR
4,056 m³
Parcel 62806C0654/00K006, Wallonia · tallest building 29.3 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
LAMLAW
since 20232.346.047.938
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62806C0654/00K006 | Wallonia | 162 m² | 1 · 158 m² | 29.3 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JAN DE GREEF ADVOCAAT
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SAMUEL ROSENBLATT
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Of 22,054 companies in sector 69101 we hold annual accounts for 9,053. 6,756 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2023
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.