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LAMIE

Active
Private limited companyfounded 199035 yrs activeBijlstraat 40, 2140 Antwerpen, BelgiumKBO/BCE: BE 0441.755.420

LAMIE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €-6k. Equity is shrinking by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
52 / 100
Fair= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.62 against 4.57 in 2024), and 20.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 35 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.8%
Return on assets
-29.5%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€6k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
14 d early
2023
28 d late
2022
6 d early
2021
11 d late
2020
18 d late
2019
42 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€17k▼ 27.0%
2024 · €23k
2018: €38k 2019: €39k 2020: €41k 2021: €42k 2022: €28k 2023: €26k 2024: €23k
2018 → 2025
Total assets
€21k▼ 23.8%
2024 · €28k
2018: €44k 2019: €44k 2020: €46k 2021: €47k 2022: €33k 2023: €30k 2024: €28k
2018 → 2025
Net result
€-6k▼ 125%
2024 · €-3k
2018: €1k 2019: €2k 2020: €2k 2021: €819 2022: €-14k 2023: €-2k 2024: €-3k
2018 → 2025
Working capital
€11k▼ 32.4%
2024 · €17k
2018: €29k 2019: €31k 2020: €33k 2021: €34k 2022: €19k 2023: €18k 2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€42k-€28k▼ 34.2%€26k▼ 6.6%€23k▼ 10.7%€17k▼ 27.0%
Operating result€882-€-14k€-2k▲ 87.5%€-3k▼ 51.5%€-6k▼ 127%
Net result€819-€-14k€-2k▲ 87.3%€-3k▼ 50.7%€-6k▼ 125%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-15k€-10k€-5k€0Operating result 2021: €882€882Net result 2021: €819€819Operating result 2022: €-14k€-14kNet result 2022: €-14k€-14kOperating result 2023: €-2k€-2kNet result 2023: €-2k€-2kOperating result 2024: €-3k€-3kNet result 2024: €-3k€-3kOperating result 2025: €-6k€-6kNet result 2025: €-6k€-6k20212022202320242025
The operating result stays negative: a loss of €6k in 2025 against €3k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21k
Fixed assets €6k▼ 13.0%
Current assets €15k▼ 27.1%
Equity and liabilities €21k
Equity €17k▼ 27.0%
Debt €4k▼ 8.0%
The debt ratio rises from 16.8% to 20.2%: equity shrinks faster than debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-5k
2024 · €-2k
Cash flow
€-5k
2024 · €-2k
Solvency
79.8%
2024 · 83.2%
Current ratio
3.62
2024 · 4.57
Quick ratio
3.62
2024 · 4.57
Debt / equity
0.25
2024 · 0.20
ROE
-36.9%
2024 · -12.0%
ROA
-29.5%
2024 · -10.0%
Interest coverage
-118.05
2024 · -41.96
Debt
€4k
2024 · €5k
Debt ≤ 1 year
€4k
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€28k€21k
Fixed assets21/28€6k€6k
Tangible fixed assets22/27€6k€6k
Land and buildings22€6k€5k
Plant, machinery and equipment23€696€445
Financial fixed assets28€74€74=
Current assets29/58€21k€15k
Cash at bank and in hand54/58€20k€14k
Deferred charges and accrued income490/1€992€1k
Equity and liabilities
Total equity and liabilities10/49€28k€21k
Equity10/15€23k€17k
Contributions10/11€19k€19k=
Reserves13€5k€5k=
Tax-exempt reserves132€5k€5k=
Profit (loss) carried forward14€-1k€-7k
Amounts payable17/49€5k€4k
Amounts payable within one year42/48€5k€4k
Other amounts payable47/48€5k€4k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€839€839=
Other operating charges640/8€5k€1k
Gross operating margin9900€3k€-4k
Operating profit (loss)9901€-3k€-6k
Financial charges65/66B€44€45
Recurring financial charges65€44€45
Profit (loss) for the period before taxes9903€-3k€-6k
Profit (loss) for the period9904€-3k€-6k
Profit (loss) for the period to be appropriated9905€-3k€-6k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-7k
Profit (loss) brought forward from the previous period14P-€-1k
Transfer from equity791/2€2k€0

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
25-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €-14k ▼1849%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
11-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
18-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
11-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
31-12
Financial Highest result since 2018net €2k ▲11.9%
Operating result €2k, net result €2k, both a record.
28-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
03-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2023
VAN WESENBEECK Kate
Director · since 07-12-2023
Current
07-12-2023 Appointed as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1990
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bijlstraat 402140 Antwerpen
Ground area
99 m²
Building footprint
79 m²
Volume, LiDAR
632 m³
Parcel 11312A0024/00G025, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LAMIE
Bijlstraat 40, 2140 AntwerpenIntermediation services for non-specialised retail
since 19902.050.137.461
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11312A0024/00G025 Flanders 98 m² 1 · 79 m² 12.9 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 5,457 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-10-1990
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.