LAMBRO
ActiveSummary
LAMBRO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €246k and a net result of €48k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 52% of 3674 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+17
Solvency57▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.86 against 1.51 in 2024; short-term debt: 41.1% and cash: 10.8% of total assets), and 68.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.8%
Return on assets
6.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
41 d late
2024
31 d early
2023
29 d late
2022
on the day
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€48k
2024 · €-9k
2018: €33k
2019: €7k
2020: €79k
2021: €30k
2022: €124k
2023: €66k
2024: €-9k
2018 → 2025
Working capital
€-45k
2024 · €155k
2018: €-16k
2019: €-93k
2020: €8k
2021: €54k
2022: €38k
2023: €75k
2024: €155k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€262k-€355k▲ 35.5%€421k▲ 18.7%€412k▼ 2.1%€246k▼ 40.4%
Operating result€115k-€196k▲ 70.2%€149k▼ 24.2%€75k▼ 49.4%€142k▲ 89.2%
Net result€30k-€124k▲ 315%€66k▼ 46.6%€-9k€48k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 89% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €772k
Fixed assets
€500k ▼ 36.9%
Current assets
€272k ▼ 40.9%
Equity and liabilities €772k
Equity
€246k ▼ 40.4%
Debt
€527k ▼ 37.3%
Debt's share of the balance-sheet total rises from 67.1% to 68.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€171k▼
2024 · €176k
Cash flow
€76k▼
2024 · €92k
Current ratio
0.86▼
2024 · 1.51
Quick ratio
0.40▼
2024 · 1.03
Debt to equity
2.14▲
2024 · 2.04
ROE
19.4%▲
2024 · -2.2%
ROA
6.2%▲
2024 · -0.7%
Interest coverage
2.62▲
2024 · 1.57
Debt ≤ 1 year
€318k▲
2024 · €305k
Debt > 1 year
€209k▼
2024 · €522k
Income taxes
€29k▲
2024 · €22k
Staff costs
€129k▼
2024 · €757k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.25M€772k▼
Fixed assets21/28€792k€500k▼
Tangible fixed assets22/27€792k€500k▼
Land and buildings22€741k€355k▼
Furniture and vehicles24€52k€84k▲
Assets under construction and advance payments27-€61k
Current assets29/58€460k€272k▼
Stocks and contracts in progress3€147k€144k▼
Stocks30/36€147k€144k▼
Amounts receivable within one year40/41€51k€29k▼
Trade receivables40€19k€11k▼
Other amounts receivable41€32k€17k▼
Cash at bank and in hand54/58€245k€83k▼
Deferred charges and accrued income490/1€17k€16k▼
Equity and liabilities
Total equity and liabilities10/49€1.25M€772k▼
Equity10/15€412k€246k▼
Contributions10/11€19k€9k▼
Reserves13€384k€237k▼
Non-distributable reserves130/1€2k€893▼
Reserves not available under the articles1311€2k€893▼
Tax-exempt reserves132€145k€118k▼
Distributable reserves133€238k€118k▼
Profit (loss) carried forward14€2k-
Investment grants15€8k-
Amounts payable17/49€840k€527k▼
Amounts payable after more than one year17€522k€209k▼
Financial debts170/4€522k€209k▼
Amounts payable within one year42/48€305k€318k▲
Current portion of amounts payable after more than one year42€121k€196k▲
Trade debts44€79k€31k▼
Suppliers440/4€79k€31k▼
Taxes, remuneration and social security45€105k€25k▼
Taxes450/3€42k€21k▼
Remuneration and social security454/9€63k€4k▼
Other amounts payable47/48€72€66k▲
Accrued charges and deferred income492/3€12k€130▼
Income statement
Code20242025
Non-recurring operating income76A€1k€346▼
Remuneration, social security and pensions62€757k€129k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€101k€28k▼
Other operating charges640/8€26k€11k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€959k€312k▼
Operating profit (loss)9901€75k€142k▲
Financial income75/76B€50k€10▼
Recurring financial income75€50k€10▼
Financial charges65/66B€112k€65k▼
Recurring financial charges65€112k€65k▼
Profit (loss) for the period before taxes9903€13k€77k▲
Income taxes67/77€22k€29k▲
Profit (loss) for the period9904€-9k€48k▲
Transfer from tax-exempt reserves789€2k-
Profit (loss) for the period to be appropriated9905€-7k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€49k▲
Profit (loss) brought forward from the previous period14P€1k€945▼
Transfer from equity791/2€8k-
Transfer to equity691/2-€49k
To other reserves6921-€49k
Social balance
Average headcount (FTE)908717.0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 41 days late
2025
31-12
Financial
Back to profitnet €48k
Net result €48k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-9k ▼114%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €124k ▲315%
Operating result €196k, net result €124k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €200kEq €232k ▲42.1%
3 profitable years in a row build equity to €232k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gerpinnes · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Alfred Thiébaut(GER) 96280 GerpinnesGround area
2,877 m²
Building footprint
314 m²
Volume, LiDAR
2,361 m³
2 parcels, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Brasserie de l'Hotel de Ville
since 20102.186.297.153
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52025D0020/00F004 | Wallonia | 2,783 m² | 1 · 188 m² | 9.5 m · 2 fl. |
| 52025C0022/00B000 | Wallonia | 94 m² | 1 · 126 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGerpinnes2.186.297.153
Legal Entity Identifier
254900OHSKF5PZ7H2129
Similar companies · same sector, comparable size
JOVER
BE 0451.890.534
Hove · Eq €245,809
Frites D'or Rekkem
BE 0887.087.269
Menen · Eq €245,984
LES ATELIERS DU MIDI
BE 0456.722.916
Sint-Gillis (bij-Brussel) · Eq €247,191
DE DORPSPOMP
BE 0884.260.017
Herselt · Eq €247,208
Cliché
BE 1016.183.084
Kortrijk · Eq €247,506
Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 2,857 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2008
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56301Cafés and bars
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.