Lambrecht Chloë
ActiveLambrecht Chloë has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €45k. Equity is growing by ~53.7% per year across the filed fiscal years. Its solvency ranks better than 19% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency14▼-28
Growth78=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.72 against 1.13 in 2024), and 86.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.1%
Return on assets
12.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 31527 sector peers (2025).
NBB · sector comparisonPosition among 31527 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
84 d early
2024
24 d early
2023
15 d early
2022
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▼ 44.2%
2024 · €85k
2022: €7k
2023: €48k
2024: €85k
2022 → 2025
Total assets
€363k▲ 10.3%
2024 · €329k
2022: €328k
2023: €314k
2024: €329k
2022 → 2025
Net result
€45k▲ 20.3%
2024 · €38k
2022: €5k
2023: €40k
2024: €38k
2022 → 2025
Working capital
€-40k
2024 · €7k
2022: €-57k
2023: €-25k
2024: €7k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€7k-€48k▲ 545%€85k▲ 79.3%€48k▼ 44.2%
Operating result€12k-€60k▲ 413%€54k▼ 10.1%€63k▲ 17.5%
Net result€5k-€40k▲ 725%€38k▼ 6.2%€45k▲ 20.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 17% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €363k
Fixed assets
€259k▼ 2.8%
Current assets
€104k▲ 67.1%
Equity and liabilities €363k
Equity
€48k▼ 44.2%
Debt
€315k▲ 29.5%
The debt ratio rises from 74.0% to 86.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€71k▲
2024 · €61k
Cash flow
€53k▲
2024 · €45k
Solvency
13.1%▼
2024 · 26.0%
Current ratio
0.72▼
2024 · 1.13
Quick ratio
0.72▼
2024 · 1.13
Debt / equity
6.61▲
2024 · 2.85
ROE
95.4%▲
2024 · 44.2%
ROA
12.5%▲
2024 · 11.5%
Interest coverage
12.45▲
2024 · 10.30
Debt
€315k▲
2024 · €243k
Debt ≤ 1 year
€143k▲
2024 · €55k
Debt > 1 year
€169k▼
2024 · €186k
Income taxes
€12k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€329k€363k▲
Fixed assets21/28€267k€259k▼
Tangible fixed assets22/27€267k€259k▼
Land and buildings22€267k€259k▼
Current assets29/58€62k€104k▲
Amounts receivable within one year40/41€8k€10k▲
Trade receivables40€8k€10k▲
Other amounts receivable41-€989
Current investments50/53€45k€65k▲
Cash at bank and in hand54/58€9k€28k▲
Equity and liabilities
Total equity and liabilities10/49€329k€363k▲
Equity10/15€85k€48k▼
Contributions10/11€3k€3k=
Reserves13€83k€45k▼
Distributable reserves133€83k€45k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€243k€315k▲
Amounts payable after more than one year17€186k€169k▼
Financial debts170/4€186k€169k▼
Amounts payable within one year42/48€55k€143k▲
Current portion of amounts payable after more than one year42€26k€26k▲
Trade debts44€876€2k▲
Suppliers440/4€876€2k▲
Taxes, remuneration and social security45€5€0▼
Taxes450/3€5€0▼
Other amounts payable47/48€28k€115k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€513€528▲
Gross operating margin9900€62k€71k▲
Operating profit (loss)9901€54k€63k▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€48k€57k▲
Income taxes67/77€10k€12k▲
Profit (loss) for the period9904€38k€45k▲
Profit (loss) for the period to be appropriated9905€38k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€45k▲
Transfer from equity791/2-€38k
Transfer to equity691/2€38k€0▼
To other reserves6921€38k€0▼
Profit to be distributed694/7-€83k
Return on contributions (dividend)694-€83k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €45k ▲20.3%
Operating result €63k, net result €45k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Polenplein 118800 RoeselareGround area
1,535 m²
Building footprint
752 m²
Volume, LiDAR
10,239 m³
2 parcels, Flanders · tallest building 24.7 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
Lambrecht Chloë
since 20212.322.213.256
Lambrecht Chloë
since 20262.391.279.533
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36009A0013/00Y003 | Flanders | 994 m² | 1 · 274 m² | 7.0 m · 2 fl. |
| 36502B0209/00W000 | Flanders | 541 m² | 1 · 478 m² | 24.7 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COBO-MANAGEMENT
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SEGMAT
BE 0771.967.570
Koksijde · Eq €48k
GM CONSULT PLUS
BE 0759.972.531
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BLACK SHEEP PRODUCTIONS
BE 0473.762.846
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 37,776 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.