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LAMBERT PEB

Active
Private limited companyfounded 201412 yrs activeRue de Nalinnes 530, 6001 Charleroi, BelgiumKBO/BCE: BE 0554.937.295
Summary

LAMBERT PEB has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €425,869 and a net result of €89,204. Equity is growing by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 68% of 3507 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability87▼-1
Solvency93▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 3.14 against 3.31 in 2024; short-term debt: 31.4% and cash: 22.9% of total assets), and 31.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
68.3%
Return on assets
14.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
47 d late
2024
61 d late
2023
1 d late
2022
7 d early
2021
150 d late
2020
180 d late
2019
58 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 53 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 September (4 of the last 5 filed years within 54 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LAMBERT PEB was incorporated on 1 July 2014.1 Total assets rose from EUR 107,948 in 2018 to EUR 623,483 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€89,204▲ 15.1%
2024 · €77,495
Working capital
€418,083▲ 22.6%
2024 · €340,880
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€82,680▲ 18.8%€65,055▼ 21.3%€32,752▼ 49.7%€103,870▲ 217%€100,119▼ 3.6%
Net result€82,680above the sector's middle half▲ 66.8%€39,560above the sector's middle half▼ 52.2%€2,195within the sector's middle half▼ 94.5%€77,495within the sector's middle half▲ 3,430%€89,204above the sector's middle half▲ 15.1%
Equity€236,000above the sector's middle half▲ 44.5%€275,560above the sector's middle half▲ 16.8%€277,755above the sector's middle half▲ 0.8%€355,250within the sector's middle half▲ 27.9%€425,869above the sector's middle half▲ 19.9%
Total assets€242,601above the sector's middle half▲ 42.6%€295,264above the sector's middle half▲ 21.7%€368,685above the sector's middle half▲ 24.9%€504,508within the sector's middle half▲ 36.8%€623,483above the sector's middle half▲ 23.6%
Debt€6,601▼ 3.4%€19,703▲ 198%€90,930▲ 361%€149,258▲ 64.1%€197,614▲ 32.4%
Working capital€184,663above the sector's middle half▲ 34.0%€234,477above the sector's middle half▲ 27.0%€253,350above the sector's middle half▲ 8.0%€340,880within the sector's middle half▲ 34.5%€418,083above the sector's middle half▲ 22.6%
Solvency97.3%above the sector's middle half▲ 1.3pp93.3%above the sector's middle half▼ 4.0pp75.3%above the sector's middle half▼ 18.0pp70.4%above the sector's middle half▼ 4.9pp68.3%within the sector's middle half▼ 2.1pp
Current ratio40.47above the sector's middle half▲ 17.2214.19above the sector's middle half▼ 26.293.85above the sector's middle half▼ 10.343.31above the sector's middle half▼ 0.533.14within the sector's middle half▼ 0.18
Return on assets (ROA)34.1%above the sector's middle half▲ 5.0pp13.4%within the sector's middle half▼ 20.7pp0.6%within the sector's middle half▼ 12.8pp15.4%above the sector's middle half▲ 14.8pp14.3%within the sector's middle half▼ 1.1pp
above within below the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2021: €82,680€82,680Net result 2021: €82,680€82,680Operating result 2022: €65,055€65,055Net result 2022: €39,560€39,560Operating result 2023: €32,752€32,752Net result 2023: €2,195€2,195Operating result 2024: €103,870€103,870Net result 2024: €77,495€77,495Operating result 2025: €100,119€100,119Net result 2025: €89,204€89,20420212022202320242025€0€50,000€100,000Operating result 2023: €32,752€32,800Net result 2023: €2,195€2,200Operating result 2024: €103,870€104,000Net result 2024: €77,495€77,500Operating result 2025: €100,119€100,000Net result 2025: €89,204€89,200202320242025
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €623,483
Fixed assets €9,709 ▼ 40.4%
Current assets €613,775 ▲ 25.7%
Equity and liabilities €623,483
Equity €425,869 ▲ 19.9%
Debt €197,614 ▲ 32.4%
Debt's share of the balance-sheet total rises from 29.6% to 31.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€108,025▼
2024 · €115,139
Cash flow
€97,110▲
2024 · €88,764
Debt to equity
0.46▲
2024 · 0.42
ROE
20.9%▼
2024 · 21.8%
Interest coverage
2243.51▼
2024 · 2332.63
Debt ≤ 1 year
€195,691▲
2024 · €147,335
Income taxes
€24,219▼
2024 · €26,745
Staff costs
€8,029▼
2024 · €9,729
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.3% went bankrupt
3.2% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€504,508€623,483▲
Fixed assets21/28€16,293€9,709▼
Tangible fixed assets22/27€16,293€9,709▼
Land and buildings22€617€427▼
Furniture and vehicles24€15,676€9,281▼
Current assets29/58€488,215€613,775▲
Amounts receivable within one year40/41€5,776€17,798▲
Trade receivables40€5,776€10,444▲
Other amounts receivable41-€7,354
Current investments50/53€300,000€450,000▲
Cash at bank and in hand54/58€181,509€142,779▼
Deferred charges and accrued income490/1€930€3,198▲
Equity and liabilities
Total equity and liabilities10/49€504,508€623,483▲
Equity10/15€355,250€425,869▲
Contributions10/11€6,200€6,200=
Reserves13€321,505€362,920▲
Non-distributable reserves130/1€93,565€134,980▲
Reserves not available under the articles1311€91,705€133,120▲
Other1319€1,860€1,860=
Distributable reserves133€227,940€227,940=
Profit (loss) carried forward14€27,545€56,749▲
Amounts payable17/49€149,258€197,614▲
Amounts payable within one year42/48€147,335€195,691▲
Trade debts44€17,617€25,062▲
Suppliers440/4€17,617€25,062▲
Taxes, remuneration and social security45€108,685€133,718▲
Taxes450/3€47,452€40,582▼
Remuneration and social security454/9€61,233€93,136▲
Other amounts payable47/48€21,033€36,910▲
Accrued charges and deferred income492/3€1,923€1,923=
Income statement Code20242025
Remuneration, social security and pensions62€9,729€8,029▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,269€7,906▼
Other operating charges640/8€302€402▲
Gross operating margin9900€125,170€116,455▼
Operating profit (loss)9901€103,870€100,119▼
Financial income75/76B€419€13,351▲
Recurring financial income75€419€13,351▲
Financial charges65/66B€49€48▼
Recurring financial charges65€49€48▼
Profit (loss) for the period before taxes9903€104,240€113,422▲
Income taxes67/77€26,745€24,219▼
Profit (loss) for the period9904€77,495€89,204▲
Profit (loss) for the period to be appropriated9905€77,495€89,204▲
Appropriation of the result
Profit (loss) to be appropriated9906€77,545€116,749▲
Profit (loss) brought forward from the previous period14P€50€27,545▲
Transfer from equity791/2-€18,585
Transfer to equity691/2€50,000€60,000▲
To other reserves6921€50,000€60,000▲
Profit to be distributed694/7-€18,585
Return on contributions (dividend)694-€18,585

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€767€2,249€9,729€8,029▼ 17.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,414€17,486€17,628€11,269€7,906▼ 29.8%
Other operating charges640/8€447€357€5,929€302€402▲ 32.8%
Gross operating margin9900€95,541€83,665€58,557€125,170€116,455▼ 7.0%
Operating profit (loss)9901€82,680€65,055€32,752€103,870€100,119▼ 3.6%
Financial income75/76B---€419€13,351▲ 3,087%
Recurring financial income75---€419€13,351▲ 3,087%
Financial charges65/66B-€42€49€49€48▼ 2.5%
Recurring financial charges65-€42€49€49€48▼ 2.5%
Profit (loss) for the period before taxes9903€82,680€65,013€32,702€104,240€113,422▲ 8.8%
Income taxes67/77-€25,453€30,507€26,745€24,219▼ 9.4%
Profit (loss) for the period9904€82,680€39,560€2,195€77,495€89,204▲ 15.1%
Profit (loss) for the period to be appropriated9905€82,680€39,560€2,195€77,495€89,204▲ 15.1%
Line20212022202320242025Change
Assets
Total assets20/58€242,601€295,264€368,685€504,508€623,483▲ 23.6%
Fixed assets21/28€53,260€43,006€26,328€16,293€9,709▼ 40.4%
Tangible fixed assets22/27€53,260€43,006€26,328€16,293€9,709▼ 40.4%
Land and buildings22--€807€617€427▼ 30.8%
Plant, machinery and equipment23€4,752€2,652€1,326---
Furniture and vehicles24€48,508€40,354€24,195€15,676€9,281▼ 40.8%
Current assets29/58€189,341€252,257€342,357€488,215€613,775▲ 25.7%
Stocks and contracts in progress3€321€441€441---
Stocks30/36€321€441€441---
Amounts receivable within one year40/41€41,828€30,178€33,350€5,776€17,798▲ 208%
Trade receivables40€41,828€210€3,825€5,776€10,444▲ 80.8%
Other amounts receivable41-€29,968€29,525-€7,354-
Current investments50/53---€300,000€450,000▲ 50.0%
Cash at bank and in hand54/58€143,056€216,308€304,082€181,509€142,779▼ 21.3%
Deferred charges and accrued income490/1€4,136€5,330€4,485€930€3,198▲ 244%
Equity and liabilities
Total equity and liabilities10/49€242,601€295,264€368,685€504,508€623,483▲ 23.6%
Equity10/15€236,000€275,560€277,755€355,250€425,869▲ 19.9%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Capital10€6,200€6,200€6,200---
Issued capital100€18,600€18,600€18,600---
Uncalled capital101€12,400€12,400€12,400---
Reserves13€229,800€248,385€271,505€321,505€362,920▲ 12.9%
Non-distributable reserves130/1€1,860€20,445€43,565€93,565€134,980▲ 44.3%
Legal reserve130€1,860€1,860€1,860---
Reserves not available under the articles1311-€18,585€41,705€91,705€133,120▲ 45.2%
Other1319---€1,860€1,860=
Distributable reserves133€227,940€227,940€227,940€227,940€227,940=
Profit (loss) carried forward14-€20,976€50€27,545€56,749▲ 106%
Amounts payable17/49€6,601€19,703€90,930€149,258€197,614▲ 32.4%
Amounts payable within one year42/48€4,678€17,781€89,007€147,335€195,691▲ 32.8%
Current portion of amounts payable after more than one year42-€4,678€4,678---
Trade debts44€4,678-€15,680€17,617€25,062▲ 42.3%
Suppliers440/4€4,678-€15,680€17,617€25,062▲ 42.3%
Taxes, remuneration and social security45-€13,102€68,580€108,685€133,718▲ 23.0%
Taxes450/3-€13,102€32,772€47,452€40,582▼ 14.5%
Remuneration and social security454/9--€35,808€61,233€93,136▲ 52.1%
Other amounts payable47/48--€69€21,033€36,910▲ 75.5%
Accrued charges and deferred income492/3€1,923€1,923€1,923€1,923€1,923=
Line20212022202320242025Change
Profit (loss) for the period9904€82,680€39,560€2,195€77,495€89,204▲ 15.1%
+ Depreciation and write-downs630€12,414€17,486€17,628€11,269€7,906▼ 29.8%
Operating cash flow (approximation)€95,094€57,046€19,823€88,764€97,110▲ 9.4%
Investment in fixed assets (approximation)--€7,232-€950-€1,234-€1,321▼ 7.1%
Change in cash-€73,252€87,774-€122,573-€38,730▲ 68.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 47 days late
2025
31-12
Financial Highest result since 2018net €89,204 ▲15.1%
Net result €89,204, the highest in the series.
30-09
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
01-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial Weakest financial yearnet €2,195 ▼94.5%
Net result drops to €2,195, the lowest in the series; recovery starts the following year.
24-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 150 days late
27-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 180 days late
2021
31-12
Financial Equity above €200,000Eq €236,000 ▲44.5%
4 profitable years in a row build equity to €236,000.
2020
31-12
Financial Liquidity triplescurrent ratio 23.25
Current ratio from 9.20 to 23.25; short-term debt falls from €10,310 to €6,194.
31-12
Financial Equity above €150,000Eq €163,345 ▲43.5%
3 profitable years in a row build equity to €163,345.
03-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial Equity above €100,000Eq €113,791 ▲15.5%
2 profitable years in a row build equity to €113,791.
02-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
10-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 71 days late
2017
18-10
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 79 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
524 m²
Building footprint
319 m²
Volume, LiDAR
2,648 m³
Parcel 52392C0752/00L000, Wallonia · tallest building 16.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lambert PEB
Rue de Nalinnes 530, 6001 CharleroiActivities of head offices; management consultancy activities
since 20142.236.021.729
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52392C0752/00L000 Wallonia 524 m² 1 · 319 m² 16.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,560 companies in sector 74999 we hold annual accounts for 1,935. 1,251 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-07-2014
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
Contact
Phone 0498/32.78.77Charleroi
E-invoicing
Reachable via Peppol
Peppol ID 0208:0554937295
Registered 13-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.