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LAMBERT

Active
Private limited companyfounded 1995active for 30 yearsBruggestraat 189, 8930 Menen, BelgiumKBO/BCE: BE 0456.777.948
Summary

The computed 12-month bankruptcy probability of LAMBERT is 1.7% (moderate). The 2024 annual accounts show equity of €233,815 and a net result of €8,838. Equity remains stable across the filed financial years (±0.5% per year). Its solvency ranks better than 41% of 9,539 sector peers (NACE 47, financial year 2024). The company has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742
1 site
Size
€748,577total assets 2024
Staff
0.5 FTE
Equity
€233,815
Profit
€8,838
Turnover not published (abbreviated or micro format)
Financial health
55 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.7%
Structure
Largest shareholder
SAHO · 33.33%
Accounts 74 days overdue0 of 5 deeds read
Why 55raises riskFigures for financial year 2024 (filed 31-10-2025)1 financial year not filed after the legal deadline; latest accounts 92 days late; 2 of the last 3 latelowers riskFounded in 1995Size: 0.5 FTE, total assets €748,577Show the evidence

Checked score

Score 2024
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 38% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Weak
Solvency 56+4
equity 31.2% of total assets
Liquidity 32+3
short-term debt 49.9% · cash 5.5%
Profitability 37+30
return on assets 1.2%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,192 companies, NACE 47, micro)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● unchanged vs 11-2024 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.1%▼ -0.1 percentage points vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.3%▲ +0.2 percentage points vs 06-2025 08-2025: 1.7%▲ +0.4 percentage points vs 07-2025 09-2025: 1.7%● unchanged vs 08-2025 10-2025: 2.0%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 0.5%▼ -1.5 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026lowest value 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.5 percentage points vs 07-2026 09-2026: 1.2%▲ +0.2 percentage points vs 08-2026 10-2026: 1.7%▲ +0.5 percentage points vs 09-2026
Credit of up to €12,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity tight (current ratio 1.19, compared with 1.22 in 2023, below the usual 1.5; short-term debt: 49.9% and cash: 5.5% of total assets), and 68.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 47% on solvency, 29% on liquidity, 28% on profitability and 49% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed 31-10-2025)
NBB · annual accounts
lowers risk · Founded in 1995
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 92 days late; 2 of the last 3 late
NBB · filings
lowers risk · Size: 0.5 FTE, total assets €748,577
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 74 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline13-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
92 days late
2023
61 days late
2022
17 days early
2021
201 days late
2020
86 days late
2019
256 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 113 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · abbreviated…
  2. Back to profitnet €8,838
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: Back in profit in 2024after -€78,480 in 2023 €8,838 View
  • Caution: Accounts not fileddeadline was 31-07-2026 74 days late View
  • Active since 1995founded 15-12-1995 30 years View

By topic

Financials

Financial year
2024
Total assets
€748,577
Profit
€8,838
Solvency
31.2%
Total assets▼ 9.4%
Net result
20182024
Go to Financials

Timeline

Events
33
Since
1997
  1. 31-12-2023Weakest financial year
  2. 14-07-2023Annual accounts filed
  3. 17-02-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of prescription glasses, lenses and sunglassesNACE 47742
Founded
15-12-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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