Lamas
ActiveLamas has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €312k and a net result of €206k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 38% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency74▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 7.53 against 5.13 in 2024; short-term debt: 7.5% and cash: 54.6% of total assets), but 51.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.6%
Return on assets
32.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €312k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-04-2026, 105 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
105 d early
2024
34 d early
2023
14 d early
2022
5 d early
2021
36 d early
2020
11 d early
2019
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€312k▲ 39.3%
2024 · €224k
2018: €43k
2019: €56k
2020: €73k
2021: €45k
2022: €-14k
2023: €61k
2024: €224k
2018 → 2025
Total assets
€642k▲ 9.3%
2024 · €588k
2018: €56k
2019: €103k
2020: €122k
2021: €296k
2022: €382k
2023: €482k
2024: €588k
2018 → 2025
Net result
€206k▲ 26.1%
2024 · €163k
2018: €31k
2019: €13k
2020: €25k
2021: €-18k
2022: €-59k
2023: €110k
2024: €163k
2018 → 2025
Working capital
€316k▲ 33.1%
2024 · €237k
2018: €43k
2019: €52k
2020: €69k
2021: €44k
2022: €6k
2023: €72k
2024: €237k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€-14k€61k€224k▲ 269%€312k▲ 39.3%
Operating result€-14k-€-53k▼ 272%€135k€238k▲ 76.1%€271k▲ 13.9%
Net result€-18k-€-59k▼ 233%€110k€163k▲ 47.9%€206k▲ 26.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €642k
Fixed assets
€278k▼ 5.1%
Current assets
€364k▲ 23.6%
Equity and liabilities €642k
Equity
€312k▲ 39.3%
Debt
€330k▼ 9.3%
The debt ratio falls from 61.9% to 51.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€293k▲
2024 · €274k
Cash flow
€228k▲
2024 · €199k
Solvency
48.6%▲
2024 · 38.1%
Current ratio
7.53▲
2024 · 5.13
Quick ratio
7.53▲
2024 · 5.13
Debt / equity
1.06▼
2024 · 1.62
ROE
66.0%▼
2024 · 72.9%
ROA
32.1%▲
2024 · 27.8%
Interest coverage
24.78▲
2024 · 18.88
Debt
€330k▼
2024 · €364k
Debt ≤ 1 year
€48k▼
2024 · €57k
Debt > 1 year
€282k▼
2024 · €306k
Income taxes
€54k▼
2024 · €60k
Staff costs
€108k▲
2024 · €98k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€588k€642k▲
Fixed assets21/28€293k€278k▼
Intangible fixed assets21-€4k
Tangible fixed assets22/27€293k€273k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€284k€266k▼
Current assets29/58€295k€364k▲
Amounts receivable within one year40/41€20k€13k▼
Other amounts receivable41€20k€13k▼
Cash at bank and in hand54/58€259k€351k▲
Deferred charges and accrued income490/1€16k€475▼
Equity and liabilities
Total equity and liabilities10/49€588k€642k▲
Equity10/15€224k€312k▲
Contributions10/11€19k€19k=
Reserves13€205k€290k▲
Distributable reserves133€205k€290k▲
Profit (loss) carried forward14€617€4k▲
Amounts payable17/49€364k€330k▼
Amounts payable after more than one year17€306k€282k▼
Financial debts170/4€306k€282k▼
Amounts payable within one year42/48€57k€48k▼
Current portion of amounts payable after more than one year42€24k€25k▲
Trade debts44€8k€884▼
Suppliers440/4€8k€884▼
Taxes, remuneration and social security45€20k€21k▲
Taxes450/3€5k€3k▼
Remuneration and social security454/9€15k€17k▲
Other amounts payable47/48€5k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€98k€108k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€22k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€376k€406k▲
Operating profit (loss)9901€238k€271k▲
Financial income75/76B€141€1k▲
Recurring financial income75€141€1k▲
Financial charges65/66B€14k€12k▼
Recurring financial charges65€14k€12k▼
Profit (loss) for the period before taxes9903€224k€261k▲
Income taxes67/77€60k€54k▼
Profit (loss) for the period9904€163k€206k▲
Profit (loss) for the period to be appropriated9905€163k€206k▲
Appropriation of the result
Profit (loss) to be appropriated9906€163k€207k▲
Profit (loss) brought forward from the previous period14P€1€617▲
Transfer from equity791/2-€118k
Transfer to equity691/2€163k€203k▲
To other reserves6921€163k€203k▲
Profit to be distributed694/7-€118k
Return on contributions (dividend)694-€118k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €206k ▲26.1%
Operating result €271k, net result €206k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 5.13
Current ratio from 1.79 to 5.13; short-term debt falls from €91k to €57k.
31-12
Financial
Equity above €200kEq €224k ▲269%
2 profitable years in a row build equity to €224k.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €110k
Net result €110k after 2 loss-making years.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-59k
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuidervelodroom 642018 AntwerpenGround area
667 m²
Building footprint
457 m²
Volume, LiDAR
8,112 m³
2 parcels, Flanders · tallest building 23.0 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Lamas
since 20172.263.157.874
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1602/00N013 | Flanders | 429 m² | 1 · 391 m² | 23.0 m · 7 fl. |
| 11810K1728/00Z005 | Flanders | 238 m² | 1 · 65 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,938 companies in sector 86230 we hold annual accounts for 4,288. 3,684 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2017
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.tandant.be
E-mail:info@tandant.be