LAMA INC.
ActiveLAMA INC. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €17k and a net result of €5k. Equity is growing by ~34.5% per year across the filed fiscal years. Its solvency ranks better than 23% of 7974 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 7974 sector peers (2025).
NBB · sector comparisonPosition among 7974 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
55 d late
2023
69 d late
2022
21 d late
2021
29 d late
2020
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 38.4%
2024 · €12k
2020: €3k
2021: €-797
2022: €8k
2023: €11k
2024: €12k
2020 → 2025
Net result
€5k▲ 198%
2024 · €2k
2020: €-2k
2021: €-4k
2022: €8k
2023: €3k
2024: €2k
2020 → 2025
Total assets
€90k▼ 13.0%
2024 · €104k
2020: €16k
2021: €10k
2022: €21k
2023: €71k
2024: €104k
2020 → 2025
Solvency
18.7%▲ 7.0pp
2024 · 11.8%
2020: 17.6%
2021: -7.7%
2022: 35.9%
2023: 14.9%
2024: 11.8%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-797-€8k€11k▲ 41.6%€12k▲ 14.8%€17k▲ 38.4%
Operating result€-2k-€13k€9k▼ 32.2%€8k▼ 5.8%€12k▲ 46.4%
Net result€-4k-€8k€3k▼ 62.4%€2k▼ 49.6%€5k▲ 198%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 46% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90k
Fixed assets
€78k▼ 12.6%
Current assets
€12k▼ 15.9%
Equity and liabilities €90k
Equity
€17k▲ 38.4%
Debt
€73k▼ 19.9%
The debt ratio falls from 88.2% to 81.3%: equity grows while debt is paid down.
Key figures and ratios
Solvency
18.7%▲
2024 · 11.8%
ROE
27.8%▲
2024 · 12.9%
ROA
5.2%▲
2024 · 1.5%
Debt
€73k▼
2024 · €92k
Debt ≤ 1 year
€68k▼
2024 · €73k
Debt > 1 year
€6k▼
2024 · €19k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€90k▼
Fixed assets21/28€90k€78k▼
Tangible fixed assets22/27€40k€28k▼
Plant, machinery and equipment23€1k€667▼
Furniture and vehicles24€39k€28k▼
Financial fixed assets28€50k€50k=
Current assets29/58€14k€12k▼
Amounts receivable within one year40/41€7k€7k▲
Trade receivables40€971€5k▲
Other amounts receivable41€6k€2k▼
Cash at bank and in hand54/58€4k€3k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€104k€90k▼
Equity10/15€12k€17k▲
Contributions10/11€5k€5k=
Reserves13-€12k
Distributable reserves133-€12k
Profit (loss) carried forward14€7k€0▼
Amounts payable17/49€92k€73k▼
Amounts payable after more than one year17€19k€6k▼
Financial debts170/4€19k€6k▼
Amounts payable within one year42/48€73k€68k▼
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€9k€3k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€5k€0▼
Other amounts payable47/48€44k€47k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€1k€3k▲
Gross operating margin9900€22k€27k▲
Operating profit (loss)9901€8k€12k▲
Financial income75/76B€0€9▲
Recurring financial income75€0€9▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€5k€10k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€2k€5k▲
Profit (loss) for the period to be appropriated9905€2k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€12k▲
Profit (loss) brought forward from the previous period14P€6k€7k▲
Transfer to equity691/2-€12k
To other reserves6921-€12k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 69 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 21 days late
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Senatorlaan 723201 AarschotGround area
1,510 m²
Building footprint
274 m²
Volume, LiDAR
5,023 m³
Parcel 24060I0033/00X000, Flanders · tallest building 23.7 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
LAMA INC.
since 20192.296.909.916
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24060I0033/00X000 | Flanders | 1,510 m² | 1 · 274 m² | 23.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 6,794 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.