Financials
- Financial year
- 2025
- Total assets
- €762,704
- Profit
- €44,625
- Solvency
- 16.5%
Total assets▼ 9.6%
Net result
20182025
Summary
LAM Insurance is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €125,657 and a net result of €44,625. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 3,041 sector peers (NACE 66, financial year 2025). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
3 sites
Size
≈ €410,000turnover 2025, estimated
- Staff
- 0.7 FTE
- Equity
- €125,657
- Profit
- €44,625
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- PIRLOTTE CorinneDirector
- SOYEZ VincentDirector
2025 accounts filed 31 days late1 of 5 deeds summarised
Signalsraises riskWeak solvency vs sector2025 accounts filed 31 days latelowers riskGrowing equityShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Three signals.
lowers riskraises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 3041 sector peers (2025).
NBB · sector comparisonPosition among 3041 sector peers
Solvency
better than 23%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €125,657
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
31 days late
2023
27 days late
2022
21 days late
2021
31 days late
2020
31 days late
2019
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2018 to 2025net €44,625 ▲31.9%
- Equity above €100,000equity €125,657 ▲51.9%
Key points
By topic
Board & ownership
- Board
- 2 members
- PIRLOTTE CorinneDirector
- SOYEZ VincentDirector
Timeline
- Events
- 22
- Since
- 2009
- Next accounts
- by 31-07-2027
- 31-08-2025Annual accounts filed
- 27-08-2024Annual accounts filed
- 21-08-2023Annual accounts filed
Company details
- Sites
- 3
- Legal form
- Private limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 12-02-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 28
- Annual meeting
- Third Thursday of May
- Purpose
- “Elke vorm van adviesverlening aangaande kredieten en verzekeringen, evenals alle verwante…” (deed in Dutch)
Key facts about LAM Insurance
- What is the company number of LAM Insurance?
- 0895.912.190. In Belgium the VAT number is the company number with BE in front: BE 0895.912.190.
- Where is LAM Insurance based?
- The registered office is at Sint-Amandsplein 21, 1853 Grimbergen.Company details
- What does LAM Insurance do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of LAM Insurance?
- Private limited company (BV).
- When was LAM Insurance founded?
- On 12-02-2008.
- Is LAM Insurance still active?
- Yes, LAM Insurance is an active enterprise in the KBO register.
- How many employees does LAM Insurance have?
- On average 0.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of LAM Insurance?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is LAM Insurance profitable?
- In financial year 2025, LAM Insurance made a profit of €44,625.
- Where can I find the annual accounts of LAM Insurance?
- LAM Insurance filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LAM Insurance due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to LAM Insurance
Comparable companies
- OfinaTorhout
- SIACI UNDERWRITINGAntwerpen
- VOLPIN FINASSUREstinnes
- VERZEKERINGSSERVICEHeist-op-den-Berg
- Devillé - SleewaegenHalle
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.