Lakk
ActiveLakk has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €-33k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 379 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency9=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.83 against 0.76 in 2024), and 97.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€33k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 379 sector peers (2025).
NBB · sector comparisonPosition among 379 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
31 d late
2023
37 d late
2022
30 d late
2021
12 d late
2020
24 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-33k▼ 13.3%
2024 · €-29k
2018: €-73k
2019: €-5k
2020: €-13k
2021: €-48k
2022: €35k
2023: €105k
2024: €-29k
2018 → 2025
Working capital
€-101k▲ 23.7%
2024 · €-132k
2018: €-523k
2019: €-496k
2020: €-550k
2021: €-468k
2022: €-375k
2023: €-189k
2024: €-132k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-43k-€-8k▲ 81.5%€97k€68k▼ 29.9%€35k▼ 48.3%
Operating result€-18k-€72k€128k▲ 77.7%€16k▼ 87.8%€-34k
Net result€-48k-€35k€105k▲ 197%€-29k€-33k▼ 13.3%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €34k after €16k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.36M
Fixed assets
€876k▲ 2.5%
Current assets
€480k▲ 16.5%
Equity and liabilities €1.36M
Equity
€35k▼ 48.3%
Debt
€1.32M▲ 10.2%
The debt ratio rises from 94.6% to 97.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€134k▼
2024 · €217k
Cash flow
€135k▼
2024 · €172k
Solvency
2.6%▼
2024 · 5.4%
Current ratio
0.83▲
2024 · 0.76
Quick ratio
0.73▲
2024 · 0.66
Debt / equity
37.56▲
2024 · 17.61
ROE
-93.5%▼
2024 · -42.7%
ROA
-2.4%▼
2024 · -2.3%
Interest coverage
7.07▼
2024 · 8.70
Debt
€1.32M▲
2024 · €1.20M
Debt ≤ 1 year
€581k▲
2024 · €544k
Debt > 1 year
€740k▲
2024 · €654k
Income taxes
€-20k▼
2024 · €20k
Staff costs
€205k▲
2024 · €158k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.27M€1.36M▲
Fixed assets21/28€854k€876k▲
Tangible fixed assets22/27€853k€874k▲
Land and buildings22€35k€74k▲
Plant, machinery and equipment23€188k€150k▼
Furniture and vehicles24€25k€18k▼
Leasing and similar rights25€606k€631k▲
Financial fixed assets28€2k€2k=
Current assets29/58€412k€480k▲
Stocks and contracts in progress3€54k€54k=
Stocks30/36€54k€54k=
Amounts receivable within one year40/41€247k€304k▲
Trade receivables40€240k€273k▲
Other amounts receivable41€7k€32k▲
Cash at bank and in hand54/58€99k€111k▲
Deferred charges and accrued income490/1€11k€11k▼
Equity and liabilities
Total equity and liabilities10/49€1.27M€1.36M▲
Equity10/15€68k€35k▼
Contributions10/11€50k€50k=
Outside capital11€50k€50k=
Other1109/19€50k€50k=
Reserves13€21k€21k=
Distributable reserves133€21k€21k=
Profit (loss) carried forward14€-2k€-35k▼
Amounts payable17/49€1.20M€1.32M▲
Amounts payable after more than one year17€654k€740k▲
Financial debts170/4€654k€740k▲
Amounts payable within one year42/48€544k€581k▲
Current portion of amounts payable after more than one year42€149k€96k▼
Trade debts44€185k€249k▲
Suppliers440/4€185k€249k▲
Advances received on contracts in progress46€10k€3k▼
Taxes, remuneration and social security45€10k€42k▲
Taxes450/3-€25k
Remuneration and social security454/9€10k€17k▲
Other amounts payable47/48€191k€191k=
Income statement
Code20242025
Remuneration, social security and pensions62€158k€205k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€201k€168k▼
Other operating charges640/8€20k€15k▼
Gross operating margin9900€394k€354k▼
Operating profit (loss)9901€16k€-34k▼
Financial income75/76B€241€48▼
Recurring financial income75€241€48▼
Financial charges65/66B€25k€19k▼
Recurring financial charges65€25k€19k▼
Profit (loss) for the period before taxes9903€-9k€-53k▼
Income taxes67/77€20k€-20k▼
Profit (loss) for the period9904€-29k€-33k▼
Profit (loss) for the period to be appropriated9905€-29k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-35k▼
Profit (loss) brought forward from the previous period14P€27k€-2k▼
Social balance
Average headcount (FTE)90873.03.7▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
06-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 37 days late
2023
31-12
Financial
Highest result since 2018net €105k ▲197%
Operating result €128k, net result €105k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Back to profitnet €35k
Net result €35k after 4 loss-making years.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 12 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pathoekeweg 25F8000 BruggeGround area
8,117 m²
Building footprint
4,064 m²
Volume, LiDAR
14,118 m³
2 parcels, Flanders · tallest building 14.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pathoekeweg 25 B, 8000 Brugge
since 20012.095.241.273
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31807I0060/00T000 | Flanders | 5,353 m² | 1 · 2,696 m² | 14.6 m · 2 fl. |
| 31807I0060/00S000 | Flanders | 2,764 m² | 1 · 1,368 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,000 EUR awarded · 1,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 500 EUR | 500 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
4 live approvals · 4 endedSpuiter carrosserie (vwo)
Spuiter carrosserie duaal (so)
Voorbewerker carrosserie (vwo)
Voorbewerker carrosserie duaal (so)
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CARROSSERIE DES ALLIES
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BE 0800.309.485
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HD Car-Tech
BE 0645.922.406
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AUTO REPAIR
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Pelt · Eq €37k
Of 1,872 companies in sector 95314 we hold annual accounts for 843. 573 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2001
Fiscal year end31-12
Activities, NACEBEL
45204
50200
95314Bodywork repair (including spraying and painting)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50103
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.