Summary
LAKEROCK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €72,572 and a net result of €60,058. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 8091 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €72,572
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
11 d late
2024
28 d late
2023
3 d early
2022
25 d late
2021
46 d late
2020
209 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 53 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€72,572▲ 480%
2024 · €12,514
Net result
€60,058
2024 · -€9,637
Total assets
€213,614▼ 13.6%
2024 · €247,352
Solvency
34.0%▲ 28.9pp
2024 · 5.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€6,433▼ 130%€2,787€36,970▲ 1,226%€68,876▲ 86.3%€60,446▼ 12.2%
Net result-€6,574below the sector's middle half▼ 135%€2,615below the sector's middle half€26,404within the sector's middle half▲ 910%-€9,637below the sector's middle half€60,058within the sector's middle half
Equity-€6,868below the sector's middle half▼ 2,234%-€4,253below the sector's middle half▲ 38.1%€22,151below the sector's middle half€12,514below the sector's middle half▼ 43.5%€72,572within the sector's middle half▲ 480%
Total assets€43,794below the sector's middle half▼ 11.6%€93,463below the sector's middle half▲ 113%€157,018within the sector's middle half▲ 68.0%€247,352within the sector's middle half▲ 57.5%€213,614within the sector's middle half▼ 13.6%
Debt€50,662▲ 1.7%€97,716▲ 92.9%€134,868▲ 38.0%€174,238▲ 29.2%€141,041▼ 19.1%
Working capital-€45,238below the sector's middle half▼ 20.4%-€63,934below the sector's middle half▼ 41.3%-€80,890below the sector's middle half▼ 26.5%€18,654within the sector's middle half€33,312within the sector's middle half▲ 78.6%
Solvency-15.7%below the sector's middle half▼ 15.1pp-4.6%below the sector's middle half▲ 11.1pp14.1%below the sector's middle half▲ 18.7pp5.1%below the sector's middle half▼ 9.0pp34.0%within the sector's middle half▲ 28.9pp
Current ratio0.11below the sector's middle half▼ 0.140.35below the sector's middle half▲ 0.240.40below the sector's middle half▲ 0.051.11within the sector's middle half▲ 0.711.24within the sector's middle half▲ 0.13
Return on assets (ROA)-15.0%below the sector's middle half▼ 9.4pp2.8%within the sector's middle half▲ 17.8pp16.8%within the sector's middle half▲ 14.0pp-3.9%below the sector's middle half▼ 20.7pp28.1%above the sector's middle half▲ 32.0pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €213,614
Fixed assets
€39,260 ▼ 27.9%
Current assets
€174,354 ▼ 9.6%
Equity and liabilities €213,614
Equity
€72,572 ▲ 480%
Provisions
€0 ▼ 100%
Debt
€141,041 ▼ 19.1%
Debt's share of the balance-sheet total falls from 70.4% to 66.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
82.8%▲
2024 · -77.0%
Debt ≤ 1 year
€141,041▼
2024 · €174,238
Income taxes
€3,705▼
2024 · €17,507
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,481 | €5,392 | €21,064 | €17,178 | €17,353 | ▲ 1.0% |
| Other operating charges640/8 | €397 | €1,219 | €3,240 | €14,496 | €1,230 | ▼ 91.5% |
| Gross operating margin9900 | -€1,555 | €9,398 | €61,274 | €100,550 | €79,028 | ▼ 21.4% |
| Operating profit (loss)9901 | -€6,433 | €2,787 | €36,970 | €68,876 | €60,446 | ▼ 12.2% |
| Financial income75/76B | €0 | - | €0 | €101 | €0 | ▼ 99.9% |
| Recurring financial income75 | €0 | - | €0 | €101 | €0 | ▼ 99.9% |
| Financial charges65/66B | €141 | €159 | €811 | €61,107 | -€3,318 | ▼ 105% |
| Recurring financial charges65 | €141 | €159 | €811 | €61,107 | -€3,318 | ▼ 105% |
| Profit (loss) for the period before taxes9903 | -€6,574 | €2,628 | €36,159 | €7,870 | €63,763 | ▲ 710% |
| Income taxes67/77 | - | €13 | €9,755 | €17,507 | €3,705 | ▼ 78.8% |
| Profit (loss) for the period9904 | -€6,574 | €2,615 | €26,404 | -€9,637 | €60,058 | ▲ 723% |
| Profit (loss) for the period to be appropriated9905 | -€6,574 | €2,615 | €26,404 | -€9,637 | €60,058 | ▲ 723% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €43,794 | €93,463 | €157,018 | €247,352 | €213,614 | ▼ 13.6% |
| Fixed assets21/28 | €38,370 | €59,681 | €103,041 | €54,459 | €39,260 | ▼ 27.9% |
| Tangible fixed assets22/27 | €38,370 | €59,681 | €103,041 | €54,459 | €39,260 | ▼ 27.9% |
| Plant, machinery and equipment23 | - | - | - | €1,171 | €2,938 | ▲ 151% |
| Furniture and vehicles24 | €641 | €21,478 | €63,917 | €44,064 | €28,237 | ▼ 35.9% |
| Other tangible fixed assets26 | €37,729 | €38,203 | €39,123 | €9,224 | €8,085 | ▼ 12.3% |
| Current assets29/58 | €5,423 | €33,782 | €53,977 | €192,892 | €174,354 | ▼ 9.6% |
| Amounts receivable within one year40/41 | €218 | €0 | - | €155,590 | €154,989 | ▼ 0.4% |
| Trade receivables40 | - | - | - | €155,590 | €150,113 | ▼ 3.5% |
| Other amounts receivable41 | €218 | €0 | - | - | €4,876 | - |
| Cash at bank and in hand54/58 | €5,205 | €31,960 | €53,112 | €36,421 | €18,437 | ▼ 49.4% |
| Deferred charges and accrued income490/1 | - | €1,822 | €866 | €881 | €928 | ▲ 5.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €43,794 | €93,463 | €157,018 | €247,352 | €213,614 | ▼ 13.6% |
| Equity10/15 | -€6,868 | -€4,253 | €22,151 | €12,514 | €72,572 | ▲ 480% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | -€9,368 | -€6,753 | €19,651 | €10,014 | €70,072 | ▲ 600% |
| Provisions and deferred taxes16 | - | - | - | €60,600 | €0 | ▼ 100% |
| Provisions for liabilities and charges160/5 | - | - | - | €60,600 | €0 | ▼ 100% |
| Other liabilities and charges164/5 | - | - | - | €60,600 | €0 | ▼ 100% |
| Amounts payable17/49 | €50,662 | €97,716 | €134,868 | €174,238 | €141,041 | ▼ 19.1% |
| Amounts payable within one year42/48 | €50,662 | €97,716 | €134,868 | €174,238 | €141,041 | ▼ 19.1% |
| Trade debts44 | €348 | €6,836 | €732 | €10,926 | €1,584 | ▼ 85.5% |
| Suppliers440/4 | €348 | €6,836 | €732 | €10,926 | €1,584 | ▼ 85.5% |
| Taxes, remuneration and social security45 | €0 | €22,331 | €23,926 | €22,308 | €647 | ▼ 97.1% |
| Taxes450/3 | €0 | €15,797 | €21,576 | €22,308 | €647 | ▼ 97.1% |
| Remuneration and social security454/9 | - | €6,533 | €2,349 | €0 | - | - |
| Other amounts payable47/48 | €50,314 | €68,549 | €110,209 | €141,004 | €138,810 | ▼ 1.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,574 | €2,615 | €26,404 | -€9,637 | €60,058 | ▲ 723% |
| + Depreciation and write-downs630 | €4,481 | €5,392 | €21,064 | €17,178 | €17,353 | ▲ 1.0% |
| Operating cash flow (approximation) | -€2,093 | €8,007 | €47,468 | €7,541 | €77,411 | ▲ 927% |
| Investment in fixed assets (approximation) | - | -€26,703 | -€64,424 | €31,404 | -€2,154 | ▼ 107% |
| Change in cash | - | €26,755 | €21,152 | -€16,690 | -€17,985 | ▼ 7.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
08-07
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 29-05-2026
- Registered-office move, Puntweg,22-9070 Destelbergen(Heusden)
2025
31-12
Financial
Back to profitnet €60,058
Net result €60,058 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet -€9,637
Net result drops to -€9,637, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 1.11
Current ratio from 0.40 to 1.11.
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Back to profitnet €2,615
Net result €2,615 after 2 loss-making years.
15-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 46 days late
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 209 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2020
Ground area
3,835 m²
Building footprint
345 m²
Volume, LiDAR
1,945 m³
Parcel 44028D0548/00V000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Puntweg(HEU) 22, 9070 Destelbergen
since 20202.298.809.631
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028D0548/00V000 | Flanders | 3,835 m² | 1 · 345 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500FF486CD8ES9F43
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 11,498 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0742491448
Registered
21-12-2024
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.