Summary
Lajules is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €60,979 and a net result of €55,644. Its solvency ranks better than 75% of 8091 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
12 d late
2024
43 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€60,979▲ 1,043%
2024 · €5,334
Net result
€55,644▲ 2,284%
2024 · €2,334
Total assets
€78,249▲ 817%
2024 · €8,531
Solvency
77.9%▲ 15.4pp
2024 · 62.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€4,635-€72,211▲ 1,458%
Net result€2,334below the sector's middle half-€55,644within the sector's middle half▲ 2,284%
Equity€5,334below the sector's middle half-€60,979within the sector's middle half▲ 1,043%
Total assets€8,531below the sector's middle half-€78,249below the sector's middle half▲ 817%
Debt€3,196-€17,271▲ 440%
Working capital€5,334within the sector's middle half-€61,041within the sector's middle half▲ 1,044%
Solvency62.5%within the sector's middle half-77.9%above the sector's middle half▲ 15.4pp
Current ratio2.67within the sector's middle half-4.55above the sector's middle half▲ 1.88
Return on assets (ROA)27.4%above the sector's middle half-71.1%above the sector's middle half▲ 43.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 1,458% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €78,249
Equity
€60,979 ▲ 1,043%
Debt
€17,271 ▲ 440%
Debt's share of the balance-sheet total falls from 37.5% to 22.1%. Equity and debt are higher.
Key figures and ratios
ROE
91.3%▲
2024 · 43.8%
Debt ≤ 1 year
€17,209▲
2024 · €3,196
Income taxes
€15,003▲
2024 · €1,189
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €62 | €287 | ▲ 363% |
| Gross operating margin9900 | €4,697 | €72,498 | ▲ 1,444% |
| Operating profit (loss)9901 | €4,635 | €72,211 | ▲ 1,458% |
| Financial charges65/66B | €1,111 | €1,564 | ▲ 40.7% |
| Recurring financial charges65 | €1,111 | €1,564 | ▲ 40.7% |
| Profit (loss) for the period before taxes9903 | €3,524 | €70,647 | ▲ 1,905% |
| Income taxes67/77 | €1,189 | €15,003 | ▲ 1,161% |
| Profit (loss) for the period9904 | €2,334 | €55,644 | ▲ 2,284% |
| Profit (loss) for the period to be appropriated9905 | €2,334 | €55,644 | ▲ 2,284% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €8,531 | €78,249 | ▲ 817% |
| Current assets29/58 | €8,531 | €78,249 | ▲ 817% |
| Amounts receivable within one year40/41 | €5,445 | €5,445 | = |
| Trade receivables40 | €5,445 | €5,445 | = |
| Cash at bank and in hand54/58 | €3,086 | €72,040 | ▲ 2,235% |
| Deferred charges and accrued income490/1 | - | €764 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €8,531 | €78,249 | ▲ 817% |
| Equity10/15 | €5,334 | €60,979 | ▲ 1,043% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €2,334 | €57,979 | ▲ 2,384% |
| Distributable reserves133 | €2,334 | €57,979 | ▲ 2,384% |
| Amounts payable17/49 | €3,196 | €17,271 | ▲ 440% |
| Amounts payable within one year42/48 | €3,196 | €17,209 | ▲ 438% |
| Trade debts44 | - | €99 | - |
| Suppliers440/4 | - | €99 | - |
| Taxes, remuneration and social security45 | €3,196 | €17,109 | ▲ 435% |
| Taxes450/3 | €3,196 | €17,109 | ▲ 435% |
| Accrued charges and deferred income492/3 | - | €62 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €2,334 | €55,644 | ▲ 2,284% |
| Operating cash flow (approximation) | €2,334 | €55,644 | ▲ 2,284% |
| Change in cash | - | €68,954 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2023
Ground area
1.4 ha
Building footprint
6,300 m²
Volume, LiDAR
1,094 m³
Parcel 72020C1408/00L020, Flanders · tallest building 30.7 m. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Lajules
since 20232.354.136.847
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C1408/00L020 | Flanders | 1.4 ha | 1 · 6,300 m² | 30.7 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Shelinvest
BE 0781.465.355
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VABOFF
BE 1003.411.847
Dendermonde · Eq €61,035
SOLFAY
BE 0835.234.732
Antwerpen · Eq €61,085
PH-Design
BE 0642.592.138
Heusden-Zolder · Eq €61,088
'T WATERGAT
BE 0451.169.665
Heuvelland · Eq €60,852
Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 11,014 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
63920Other information service activities
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:1002874288
Also
9925:BE1002874288
Registered
25-09-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.