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LAJAK

Active
Private limited companyfounded 20224 yrs activeAv des 4 Bonniers 4, 1428 Braine-l'Alleud, BelgiumKBO/BCE: BE 0789.397.678
Summary

The computed 12-month bankruptcy probability of LAJAK is 4.1% (elevated). The 2025 annual accounts show negative equity (-€3,657) and a net result of -€1,107. Equity is shrinking by ~66.7% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79=
Solvency24=
Growth44▲+6
Track record94
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 9.26; short-term debt: 0.8% and cash: 7.3% of total assets), but equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-0.8%
Return on assets
-0.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€3,657
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
15 d early
2024
34 d early
2023
8 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 14 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 August 2022, LAJAK was incorporated as a Private limited company.1 Fossoul Suzanne has served as director of the company since 2026.2 Revenue went from EUR 13,500 in 2023 to EUR 12,100 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 21-08-2026
  3. 3National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€12,100▲ 16.3%
2024 · €10,400
EBIT margin
-8.5%▲ 12.9pp
2024 · -21.4%
Net result
-€1,107▲ 51.7%
2024 · -€2,294
Working capital
€28,269
Trend over the years
In euros
In per cent
In euros
No line ticked in this group.
In per cent
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Turnover€13,500-€10,400▼ 23.0%€12,100▲ 16.3%
Operating result-€10,158--€2,222▲ 78.1%-€1,029▲ 53.7%
Net result-€10,256--€2,294▲ 77.6%-€1,107▲ 51.7%
EBIT margin-75.2%--21.4%▲ 53.9pp-8.5%▲ 12.9pp
Equity-€256--€2,550▼ 895%-€3,657▼ 43.4%
Total assets€439,118-€432,924▼ 1.4%€435,239▲ 0.5%
Debt€439,374-€435,474▼ 0.9%€438,896▲ 0.8%
Working capital€28,269
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2023: -€10,158-€10,158Net result 2023: -€10,256-€10,256Operating result 2024: -€2,222-€2,222Net result 2024: -€2,294-€2,294Operating result 2025: -€1,029-€1,029Net result 2025: -€1,107-€1,107202320242025-€15,000-€10,000-€5,000€0Operating result 2023: -€10,158-€10,200Net result 2023: -€10,256-€10,300Operating result 2024: -€2,222-€2,220Net result 2024: -€2,294-€2,290Operating result 2025: -€1,029-€1,030Net result 2025: -€1,107-€1,110202320242025
The operating result stays negative: a loss of €1,029 in 2025 against €2,222 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €435,239
Fixed assets €403,548 ▼ 1.8%
Current assets €31,691 ▲ 44.4%
Equity and liabilities
Equity-€3,657
Debt€438,896
Equity is negative: debt (€438,896) exceeds the balance-sheet total (€435,239).
Key figures and ratios
2025 value · change against 2024
EBITDA
€6,396▼
2024 · €7,933
Cash flow
€6,318▼
2024 · €7,861
Solvency
-0.8%▼
2024 · -0.6%
Current ratio
9.26
ROA
-0.3%▲
2024 · -0.5%
Interest coverage
82.00▼
2024 · 110.94
Debt ≤ 1 year
€3,422
Debt > 1 year
€434,374=
2024 · €434,374
A ratio outside any meaningful range has been withheld (balance sheet total €435,239, equity -€3,657).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.6% went bankrupt
3.6% stopped otherwise
92% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€432,924€435,239▲
Fixed assets21/28€410,973€403,548▼
Tangible fixed assets22/27€410,973€403,548▼
Land and buildings22€409,273€402,448▼
Furniture and vehicles24€1,700€1,100▼
Current assets29/58€21,951€31,691▲
Cash at bank and in hand54/58€21,951€31,691▲
Equity and liabilities
Total equity and liabilities10/49€432,924€435,239▲
Equity10/15-€2,550-€3,657▼
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€12,550-€13,657▼
Amounts payable17/49€435,474€438,896▲
Amounts payable after more than one year17€434,374€434,374=
Other amounts payable178/9€434,374€434,374=
Amounts payable within one year42/48-€3,422
Trade debts44-€3,422
Suppliers440/4-€3,422
Accrued charges and deferred income492/3€1,100€1,100=
Income statement Code20242025
Turnover70€10,400€12,100▲
Goods, raw materials, services and sundry goods60/61€720€3,916▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,155€7,425▼
Other operating charges640/8€1,748€1,788▲
Gross operating margin9900€9,680€8,184▼
Operating profit (loss)9901-€2,222-€1,029▲
Financial charges65/66B€72€78▲
Recurring financial charges65€72€78▲
Profit (loss) for the period before taxes9903-€2,294-€1,107▲
Profit (loss) for the period9904-€2,294-€1,107▲
Profit (loss) for the period to be appropriated9905-€2,294-€1,107▲
Appropriation of the result
Profit (loss) to be appropriated9906-€12,550-€13,657▼
Profit (loss) brought forward from the previous period14P-€10,256-€12,550▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Turnover70€13,500€10,400€12,100▲ 16.3%
Goods, raw materials, services and sundry goods60/61€9,771€720€3,916▲ 444%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,848€10,155€7,425▼ 26.9%
Other operating charges640/8€2,039€1,748€1,788▲ 2.3%
Gross operating margin9900€3,729€9,680€8,184▼ 15.5%
Operating profit (loss)9901-€10,158-€2,222-€1,029▲ 53.7%
Financial charges65/66B€99€72€78▲ 9.1%
Recurring financial charges65€99€72€78▲ 9.1%
Profit (loss) for the period before taxes9903-€10,256-€2,294-€1,107▲ 51.7%
Profit (loss) for the period9904-€10,256-€2,294-€1,107▲ 51.7%
Profit (loss) for the period to be appropriated9905-€10,256-€2,294-€1,107▲ 51.7%
Line202320242025Change
Assets
Total assets20/58€439,118€432,924€435,239▲ 0.5%
Fixed assets21/28€421,128€410,973€403,548▼ 1.8%
Tangible fixed assets22/27€421,128€410,973€403,548▼ 1.8%
Land and buildings22€418,828€409,273€402,448▼ 1.7%
Furniture and vehicles24€2,300€1,700€1,100▼ 35.3%
Current assets29/58€17,990€21,951€31,691▲ 44.4%
Cash at bank and in hand54/58€17,990€21,951€31,691▲ 44.4%
Equity and liabilities
Total equity and liabilities10/49€439,118€432,924€435,239▲ 0.5%
Equity10/15-€256-€2,550-€3,657▼ 43.4%
Contributions10/11€10,000€10,000€10,000=
Profit (loss) carried forward14-€10,256-€12,550-€13,657▼ 8.8%
Amounts payable17/49€439,374€435,474€438,896▲ 0.8%
Amounts payable after more than one year17€439,374€434,374€434,374=
Other amounts payable178/9€439,374€434,374€434,374=
Amounts payable within one year42/48--€3,422-
Trade debts44--€3,422-
Suppliers440/4--€3,422-
Accrued charges and deferred income492/3-€1,100€1,100=
Line202320242025Change
Profit (loss) for the period9904-€10,256-€2,294-€1,107▲ 51.7%
+ Depreciation and write-downs630€11,848€10,155€7,425▼ 26.9%
Operating cash flow (approximation)€1,591€7,861€6,318▼ 19.6%
Investment in fixed assets (approximation)-€0€0-
Change in cash-€3,961€9,740▲ 146%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-08
State Gazette act Resignation: Lavigne Jacques (director)
Appointment: Fossoul Suzanne (director) · Director discharge4 facts ▸
  • General meeting, 14-06-2026
  • Director resignation, Lavigne Jacques (director)
  • Director discharge, Lavigne Jacques (director)
  • Director appointment, Fossoul Suzanne (director)
16-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
08-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
Fossoul Suzanne
Director · since 21-08-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2022
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Av des 4 Bonniers 41428 Braine-l'Alleud
1 establishment unit
LAJAK
Av des 4 Bonniers 4, 1428 Braine-l'AlleudRenting and operating of own or leased residential real estate, excluding social housing
since 20222.337.646.451

Mandate history

2 people since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Fossoul Suzanne
  • Director, from 21-08-2026 to date
Lavigne Jacques
  • Director, until 21-08-2026
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Company details

Identification
Legal formPrivate limited company
Founded04-08-2022
Fiscal year end31-12
Contact
E-mail info@cofimpex.be
Phone +3223848711
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 30 September 2026 · Peppol Directory

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