Financials
- Fiscal year
- 2024
- Total assets
- €20,541
- Loss
- -€755
- Solvency
- 58.3%
LAINOR
ActiveSummary
The computed 12-month bankruptcy probability of LAINOR is 3.3% (moderate). The 2024 annual accounts show equity of €11,967 and a net result of -€755. Equity is shrinking by ~16.2% per year across the filed fiscal years. The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known
Size
€20,541total assets 2024
- Equity
- €11,967
- Loss
- -€755
Turnover not published (abridged schema)
Structure
Accounts 65 d overdue0 of 3 deeds read
Why 49- Figures for FY 2024 (filed 29-08-2025)- No establishment unit in the KBO+ Size: total assets €20,541+ Founded in 1997Show the evidence
Checked score
Score 2024
49
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 35% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
83-2
equity 58.3% of total assets
Liquidity
50=
short-term debt 0.0% · cash 0.4%
Profitability
28+28
return on assets -3.7%
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.3%
12-2024: 3.3%● 0.0% vs 11-2024
01-2025: 3.3%● 0.0% vs 12-2024
02-2025: 3.3%● 0.0% vs 01-2025
03-2025: 3.5%▲ +8.5% vs 02-2025
04-2025: 3.4%▼ -4.3% vs 03-2025
05-2025: 3.4%● -0.0% vs 04-2025
06-2025: 3.7%▲ +8.3% vs 05-2025
07-2025: 4.2%▲ +13.8% vs 06-2025highest value
08-2025: 3.7%▼ -11.0% vs 07-2025
09-2025: 1.1%▼ -69.9% vs 08-2025
10-2025: 1.1%● 0.0% vs 09-2025
11-2025: 1.1%● 0.0% vs 10-2025
12-2025: 1.1%▼ -3.8% vs 11-2025lowest value
01-2026: 1.1%● 0.0% vs 12-2025lowest value
02-2026: 1.1%● 0.0% vs 01-2026lowest value
03-2026: 1.1%▲ +3.5% vs 02-2026
04-2026: 1.2%▲ +3.1% vs 03-2026
05-2026: 1.2%▼ -0.1% vs 04-2026
06-2026: 1.3%▲ +9.9% vs 05-2026
07-2026: 1.3%▲ +4.0% vs 06-2026
08-2026: 2.2%▲ +67.0% vs 07-2026
09-2026: 2.4%▲ +8.1% vs 08-2026
10-2026: 3.3%▲ +39.4% vs 09-2026
- Size: total assets €20,541 lowers the probability for this profile
- Figures for FY 2024 (filed 29-08-2025) raises the probability
- Founded in 1997 lowers the probability for this profile
- No establishment unit in the KBO raises the probability
Credit up to €500 at 30 days acceptable
short-term debt: 0% and cash: 0.4% of total assets, and 41.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 50%, liquidity 41%, profitability 20%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
192021222324
2019 to 2024 · latest year -€755
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
36 d late
2022
52 d late
2021
46 d late
2020
38 d late
2019
102 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 50 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2015
- 28-08-2025Annual accounts filed
- 05-09-2024Annual accounts filed
- 21-09-2023Annual accounts filed
Company details
- Legal form
- Private limited company
- Founded
- 20-03-1997
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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