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LAICITE

Active
Private limited companyfounded 2000active for 26 yearsPollinkhovestraat 1, 8647 Lo-Reninge, BelgiumKBO/BCE: BE 0471.573.319
Summary

The computed 12-month bankruptcy probability of LAICITE is 4.4% (elevated). The 2024 annual accounts show equity of €20,967 and a net result of -€16,671. Equity is shrinking by about 4.8% per year across the filed financial years. The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
“Het huren en verhuren,laten bouwen en verbouwen,aankopen en verkopen,verkavelen van onroerende goederen,alsmede het verhandelen…” (deed in Dutch)
From the articles, 9 activitiesNo NACE code in the KBO yet1 site
Size
€3,000turnover 2024
Equity
€20,967
Loss
-€16,671
Financial health
37 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.4%
Structure
Accounts 113 days overdue
Why 37raises riskFigures for financial year 2024 (filed 10-07-2025)1 financial year not filed after the legal deadline; latest accounts 10 days late; 2 of the last 3 latelowers riskSize: turnover €3,000, total assets €124,214Founded in 2000Show the evidence

Checked score

Score 2024
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 24% of its sector peers (no NACE code, micro)
Financial strength · tick = 2023
Weak
Solvency 42-8
equity 16.9% of total assets
Liquidity 48-17
short-term debt 14.4% · cash 0.6%
Profitability 1-4
return on assets -13.4%
Bankruptcy probability, 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 5.4%highest value 12-2024: 5.4%● unchanged vs 11-2024highest value 01-2025: 5.4%● unchanged vs 12-2024highest value 02-2025: 5.4%● unchanged vs 01-2025highest value 03-2025: 5.4%● unchanged vs 02-2025highest value 04-2025: 5.4%● unchanged vs 03-2025highest value 05-2025: 2.6%▼ -2.8 percentage points vs 04-2025 06-2025: 2.7%▲ +0.1 percentage points vs 05-2025 07-2025: 3.2%▲ +0.5 percentage points vs 06-2025 08-2025: 1.6%▼ -1.6 percentage points vs 07-2025lowest value 09-2025: 1.6%● unchanged vs 08-2025lowest value 10-2025: 1.6%● unchanged vs 09-2025lowest value 11-2025: 1.6%● unchanged vs 10-2025lowest value 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 1.8%▲ +0.1 percentage points vs 04-2026 06-2026: 2.0%▲ +0.2 percentage points vs 05-2026 07-2026: 2.4%▲ +0.4 percentage points vs 06-2026 08-2026: 2.6%▲ +0.2 percentage points vs 07-2026 09-2026: 3.3%▲ +0.7 percentage points vs 08-2026 10-2026: 4.4%▲ +1.1 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity insufficient (current ratio 0.32, compared with 1.06 in 2023, below 1; short-term debt: 14.4% and cash: 0.6% of total assets), and 83.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 26% on solvency, 30% on liquidity, 9% on profitability and 29% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: turnover €3,000, total assets €124,214
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed 10-07-2025)
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 10 days late; 2 of the last 3 late
NBB · filings
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€16,671
raises risk · Annual accounts not filed
The financial year that closed on 30-11-2025 was due at the National Bank by 30-06-2026. Nothing is on record, 113 days later.
NBB · 9 filings
Position against the passed deadline
30-11-2025 year end30-06-2026 deadline21-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-11-2024 was due by 30-06-2025 and was filed on 10-07-2025, 10 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
not filed
2024
10 days late
2023
295 days late
2022
661 days late
2021
563 days late
2020
27 days late
2019
398 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 326 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Appointment: MEERT Alfons (director)Capital conversion · Power of…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: Accounts not fileddeadline was 30-06-2026 113 days late View
  • Caution: 2 loss-making years in a rowloss financial year 2024 -€16,671 View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2024
Turnover
€3,000
Loss
-€16,671
Solvency
16.9%
Turnover=
Net result
20212024
Go to Financials

Timeline

Events
29
Since
2001
  1. 21-04-2025Annual accounts filed
  2. 21-04-2025Annual accounts filed
  3. 14-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
31-03-2000
Year ends
30-11
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
29
Purpose
“Het huren en verhuren,laten bouwen en verbouwen,aankopen en verkopen,verkavelen van…” (deed in Dutch)
Go to Articles of association

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