LAIBA
ActiveSummary
The computed 12-month bankruptcy probability of LAIBA is 4.0% (elevated). The 2024 annual accounts show equity of €15k and a net result of €13k. Its solvency ranks better than 44% of 26043 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability94
Solvency51
Growth-
Track record67
Bankruptcy probability, 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.21; short-term debt: 74.4% and cash: 8.5% of total assets), and 74.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.6%
Return on assets
22.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
57 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€317k
EBIT margin
5.4%
Net result
€13k
Working capital
€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €59k
Fixed assets
€6k
Current assets
€53k
Equity and liabilities €59k
Equity
€15k
Debt
€44k
Debt finances 74.4% of the balance-sheet total.
Key figures and ratios
Current ratio
1.21
Quick ratio
1.02
Debt to equity
2.91
ROE
88.5%
ROA
22.6%
Debt ≤ 1 year
€44k
Income taxes
€3k
Staff costs
€31k
Filed annual accounts As filed with the NBB · 2024 · 35 lines
Balance sheet
Code2024
Assets
Total assets20/58€59k
Fixed assets21/28€6k
Financial fixed assets28€6k
Current assets29/58€53k
Stocks and contracts in progress3€8k
Stocks30/36€8k
Amounts receivable within one year40/41€40k
Trade receivables40€39k
Other amounts receivable41€582
Cash at bank and in hand54/58€5k
Equity and liabilities
Total equity and liabilities10/49€59k
Equity10/15€15k
Contributions10/11€2k
Profit (loss) carried forward14€13k
Amounts payable17/49€44k
Amounts payable within one year42/48€44k
Trade debts44€27k
Suppliers440/4€27k
Taxes, remuneration and social security45€13k
Taxes450/3€4k
Remuneration and social security454/9€9k
Other amounts payable47/48€4k
Income statement
Code2024
Turnover70€317k
Goods, raw materials, services and sundry goods60/61€276k
Remuneration, social security and pensions62€31k
Other operating charges640/8€516
Gross operating margin9900€48k
Operating profit (loss)9901€17k
Financial charges65/66B€107
Recurring financial charges65€107
Profit (loss) for the period before taxes9903€17k
Income taxes67/77€3k
Profit (loss) for the period9904€13k
Profit (loss) for the period to be appropriated9905€13k
Appropriation of the result
Profit (loss) to be appropriated9906€13k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-09
State Gazette act
General meeting · Share transferShare transfer · Shareholding · Director in office5 facts ▸
State Gazette act
General meeting · Share transfer
Share transfer · Shareholding · Director in office5 facts ▸
- General meeting, 15-09-2026
- Share transfer, Aslam Fahad → Sheikh Babar Rashid
- Shareholding, 15-09-2026, parts sociales
- Shareholding, 15-09-2026, parts sociales
- Director in office, Aslam Fahad (director)
21-08
State Gazette act
Registered office · Capital & sharesShare transfer · Registered-office move3 facts ▸
State Gazette act
Registered office · Capital & shares
Share transfer · Registered-office move3 facts ▸
- General meeting, 14-08-2026
- Share transfer, YASAR IQBAL → Aslam Fahad
- Registered-office move, Rue de Bosnie 90 1060 Saint-Gilles
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
State Gazette actNBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 2. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosniëstraat 901060 Sint-Gillis (bij-Brussel)Ground area
224 m²
Building footprint
223 m²
Volume, LiDAR
2,573 m³
Parcel 21562A0227/00H005, Brussels · tallest building 20.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LAIBA
since 20242.365.009.656
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0227/00H005 | Brussels | 224 m² | 1 · 223 m² | 20.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Shareholders according to the acts
Share transfer
act of 21-08-2026 ↗
- YASAR IQBAL to Aslam Fahad 95 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Gillis2.365.009.656
Similar companies · same sector, comparable size
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BE 0759.904.433
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BE 0778.629.688
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GLOBAL INTERNATIONAL SERVICES
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MOUNTAIN LIFE
BE 1005.303.446
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BE 0783.684.180
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Of 10,519 companies in sector 47110 we hold annual accounts for 5,857. 3,894 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.