LAIA ADVISORY
ActiveLAIA ADVISORY has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-2k) and a net result of €-42k. Its solvency ranks better than 10% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency23▼-59
Growth32
Track record82
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 3.02 against 2.59 in 2024; short-term debt: 33% and cash: 90.7% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.7%
Return on assets
-31.9%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-2k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-2k
2024 · €40k
2024: €40k
2024 → 2025
Total assets
€133k▲ 87.8%
2024 · €71k
2024: €71k
2024 → 2025
Net result
€-42k
2024 · €37k
2024: €37k
2024 → 2025
Working capital
€89k▲ 107%
2024 · €43k
2024: €43k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€40k-€-2k
Operating result€52k-€-26k
Net result€37k-€-42k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26k after €52k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133k
Fixed assets
€548▼ 42.5%
Current assets
€133k▲ 89.6%
Key figures and ratios
EBITDA
€-26k▼
2024 · €53k
Cash flow
€-42k▼
2024 · €38k
Solvency
-1.7%▼
2024 · 56.8%
Current ratio
3.02▲
2024 · 2.59
Quick ratio
3.02▲
2024 · 2.59
Debt / equity
-19.69▼
2024 · 0.76
ROA
-31.9%▼
2024 · 52.5%
Interest coverage
-10.19▼
2024 · 43.74
Debt
€44k▲
2024 · €31k
Debt ≤ 1 year
€44k▲
2024 · €27k
Income taxes
€14k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€133k▲
Fixed assets21/28€953€548▼
Tangible fixed assets22/27€953€548▼
Furniture and vehicles24€953€548▼
Current assets29/58€70k€133k▲
Amounts receivable within one year40/41€2k€12k▲
Trade receivables40€2k-
Other amounts receivable41€1€12k▲
Cash at bank and in hand54/58€68k€121k▲
Equity and liabilities
Total equity and liabilities10/49€71k€133k▲
Equity10/15€40k€-2k▼
Contributions10/11€3k€3k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€7k€-35k▼
Provisions and deferred taxes16-€92k
Provisions for liabilities and charges160/5-€92k
Other liabilities and charges164/5-€92k
Amounts payable17/49€31k€44k▲
Amounts payable within one year42/48€27k€44k▲
Trade debts44€2k€621▼
Suppliers440/4€2k€621▼
Taxes, remuneration and social security45€25k€43k▲
Taxes450/3€22k€43k▲
Remuneration and social security454/9€3k-
Accrued charges and deferred income492/3€4k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€261€405▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€92k
Other operating charges640/8€3k€916▼
Gross operating margin9900€56k€67k▲
Operating profit (loss)9901€52k€-26k▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€51k€-29k▼
Income taxes67/77€14k€14k▼
Profit (loss) for the period9904€37k€-42k▼
Profit (loss) for the period to be appropriated9905€37k€-42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€-35k▼
Profit (loss) brought forward from the previous period14P-€7k
Transfer to equity691/2€30k-
To other reserves6921€30k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Afrikastraat 131060 Sint-Gillis (bij-Brussel)Ground area
113 m²
Building footprint
80 m²
Volume, LiDAR
1,057 m³
Parcel 21013B0357/00V005, Brussels · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LAIA ADVISORY
since 20232.351.568.129
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0357/00V005 | Brussels | 113 m² | 1 · 80 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500F8871CE9968B64
Similar companies · same sector, comparable size
4MACS
BE 0421.830.036
Eeklo · Eq €40k
Active Consulting & Heaters
BE 0895.417.985
Blégny · Eq €40k
MICHEL PETEIN
BE 0732.609.425
Flobecq · Eq €40k
Lasido
BE 1018.010.644
Jodoigne · Eq €40k
BKR CONSULTING
BE 1002.958.422
Wemmel · Eq €40k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 36,733 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2023
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.