Skip to content

LAHAYE

Active
Private limited companyfounded 199333 yrs activeEmile Clausstraat 18, 1050 Elsene, BelgiumKBO/BCE: BE 0452.511.235
Summary

LAHAYE has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €470,592 and a net result of €28,262. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 12788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability73▼-1
Solvency85▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.54 in 2024; short-term debt: 39.1% and cash: 2.2% of total assets), and 40.2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
59.8%
Return on assets
3.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
4 d late
2023
on the day
2022
127 d early
2021
119 d early
2020
46 d early
2019
93 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 55 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 July 1993, LAHAYE was incorporated.1 Total assets went from EUR 630,902 in 2019 to EUR 787,447 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€470,592▼ 9.7%
2024 · €521,270
Total assets
€787,447▼ 5.1%
2024 · €829,402
Net result
€28,262▼ 20.9%
2024 · €35,725
Working capital
€137,722▼ 14.6%
2024 · €161,225
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€27,621▼ 80.7%€147,274▲ 433%€122,874▼ 16.6%€53,414▼ 56.5%€44,343▼ 17.0%
Net result€14,379within the sector's middle half▼ 85.3%€101,537above the sector's middle half▲ 606%€85,260above the sector's middle half▼ 16.0%€35,725within the sector's middle half▼ 58.1%€28,262within the sector's middle half▼ 20.9%
Equity€422,586above the sector's middle half▼ 13.2%€455,032above the sector's middle half▲ 7.7%€485,545above the sector's middle half▲ 6.7%€521,270above the sector's middle half▲ 7.4%€470,592above the sector's middle half▼ 9.7%
Total assets€767,192above the sector's middle half▲ 4.6%€580,840above the sector's middle half▼ 24.3%€607,971above the sector's middle half▲ 4.7%€829,402above the sector's middle half▲ 36.4%€787,447above the sector's middle half▼ 5.1%
Debt€339,569▲ 41.1%€121,234▼ 64.3%€118,316▼ 2.4%€304,486▲ 157%€313,673▲ 3.0%
Working capital€152,149▼ 36.7%€210,427▲ 38.3%€262,001▲ 24.5%€161,225▼ 38.5%€137,722▼ 14.6%
Solvency55.1%within the sector's middle half▼ 11.4pp78.3%above the sector's middle half▲ 23.3pp79.9%above the sector's middle half▲ 1.5pp62.8%within the sector's middle half▼ 17.0pp59.8%within the sector's middle half▼ 3.1pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €27,621€27,621Net result 2021: €14,379€14,379Operating result 2022: €147,274€147,274Net result 2022: €101,537€101,537Operating result 2023: €122,874€122,874Net result 2023: €85,260€85,260Operating result 2024: €53,414€53,414Net result 2024: €35,725€35,725Operating result 2025: €44,343€44,343Net result 2025: €28,262€28,26220212022202320242025€0€50,000€100,000Operating result 2023: €122,874€123,000Net result 2023: €85,260€85,300Operating result 2024: €53,414€53,400Net result 2024: €35,725€35,700Operating result 2025: €44,343€44,300Net result 2025: €28,262€28,300202320242025
The operating result has fallen three years in a row; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €787,447
Fixed assets €341,920 ▼ 7.5%
Current assets €445,527 ▼ 3.1%
Equity and liabilities €787,447
Equity €470,592 ▼ 9.7%
Provisions €3,182 ▼ 12.7%
Debt €313,673 ▲ 3.0%
Debt's share of the balance-sheet total rises from 36.7% to 39.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€71,982▼
2024 · €82,795
Cash flow
€55,901▼
2024 · €65,106
Current ratio
1.45▼
2024 · 1.54
Debt to equity
0.67▲
2024 · 0.58
ROE
6.0%▼
2024 · 6.9%
ROA
3.6%▼
2024 · 4.3%
Interest coverage
33.80▼
2024 · 46.09
Debt ≤ 1 year
€307,805▲
2024 · €298,618
Income taxes
€14,474▼
2024 · €16,422
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,684 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet Code20242025
Assets
Total assets20/58€829,402€787,447▼
Fixed assets21/28€369,559€341,920▼
Tangible fixed assets22/27€369,559€341,920▼
Land and buildings22€366,553€341,920▼
Furniture and vehicles24€3,006€0▼
Current assets29/58€459,843€445,527▼
Amounts receivable within one year40/41€446,291€425,343▼
Trade receivables40€437,594€414,220▼
Other amounts receivable41€8,697€11,123▲
Cash at bank and in hand54/58€10,232€17,102▲
Deferred charges and accrued income490/1€3,320€3,082▼
Equity and liabilities
Total equity and liabilities10/49€829,402€787,447▼
Equity10/15€521,270€470,592▼
Contributions10/11€27,268€27,268=
Reserves13€446,923€396,245▼
Tax-exempt reserves132€5,355€4,665▼
Distributable reserves133€441,568€391,580▼
Profit (loss) carried forward14€47,079€47,079=
Provisions and deferred taxes16€3,646€3,182▼
Deferred taxes168€3,646€3,182▼
Amounts payable17/49€304,486€313,673▲
Amounts payable within one year42/48€298,618€307,805▲
Current portion of amounts payable after more than one year42€8,232€8,256▲
Financial debts43€1,213€3,253▲
Credit institutions430/8€1,213€3,253▲
Trade debts44€19,609€12,998▼
Suppliers440/4€19,609€12,998▼
Taxes, remuneration and social security45€28,306€4,665▼
Taxes450/3€19,285€4,665▼
Remuneration and social security454/9€9,021€0▼
Other amounts payable47/48€241,258€278,633▲
Accrued charges and deferred income492/3€5,868€5,868=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,381€27,639▼
Other operating charges640/8€5,290€5,121▼
Gross operating margin9900€88,085€77,103▼
Operating profit (loss)9901€53,414€44,343▼
Financial income75/76B€66€60▼
Recurring financial income75€66€60▼
Financial charges65/66B€1,796€2,130▲
Recurring financial charges65€1,796€2,130▲
Profit (loss) for the period before taxes9903€51,683€42,273▼
Transfer from deferred taxes780€464€464=
Income taxes67/77€16,422€14,474▼
Profit (loss) for the period9904€35,725€28,262▼
Transfer from tax-exempt reserves789€691€691=
Profit (loss) for the period to be appropriated9905€36,415€28,953▼
Appropriation of the result
Profit (loss) to be appropriated9906€83,494€76,032▼
Profit (loss) brought forward from the previous period14P€47,079€47,079=
Transfer from equity791/2€0€78,941▲
Transfer to equity691/2€36,415€28,953▼
To other reserves6921€36,415€28,953▼
Profit to be distributed694/7€0€78,941▲
Return on contributions (dividend)694€0€78,941▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,798€23,662€23,375€29,381€27,639▼ 5.9%
Other operating charges640/8-€5,855€4,546€5,290€5,121▼ 3.2%
Gross operating margin9900€53,277€176,791€150,794€88,085€77,103▼ 12.5%
Operating profit (loss)9901€27,621€147,274€122,874€53,414€44,343▼ 17.0%
Financial income75/76B-€2€1€66€60▼ 9.3%
Recurring financial income75€999€2€1€66€60▼ 9.3%
Financial charges65/66B-€1,161€764€1,796€2,130▲ 18.6%
Recurring financial charges65€1,493€1,161€764€1,796€2,130▲ 18.6%
Profit (loss) for the period before taxes9903€27,127€146,116€122,111€51,683€42,273▼ 18.2%
Transfer from deferred taxes780-€464€464€464€464=
Income taxes67/77€13,213€45,042€37,315€16,422€14,474▼ 11.9%
Profit (loss) for the period9904€14,379€101,537€85,260€35,725€28,262▼ 20.9%
Transfer from tax-exempt reserves789-€691€691€691€691=
Profit (loss) for the period to be appropriated9905€33,819€102,228€85,950€36,415€28,953▼ 20.5%
Line20212022202320242025Change
Assets
Total assets20/58€767,192€580,840€607,971€829,402€787,447▼ 5.1%
Fixed assets21/28€281,342€256,897€233,522€369,559€341,920▼ 7.5%
Tangible fixed assets22/27€281,342€256,897€233,522€369,559€341,920▼ 7.5%
Land and buildings22-€234,352€220,747€366,553€341,920▼ 6.7%
Furniture and vehicles24-€22,545€12,775€3,006€0▼ 100%
Current assets29/58€485,850€323,943€374,449€459,843€445,527▼ 3.1%
Amounts receivable within one year40/41€384,541€275,783€301,489€446,291€425,343▼ 4.7%
Trade receivables40-€273,432€299,340€437,594€414,220▼ 5.3%
Other amounts receivable41-€2,351€2,149€8,697€11,123▲ 27.9%
Cash at bank and in hand54/58€92,525€41,338€69,576€10,232€17,102▲ 67.1%
Deferred charges and accrued income490/1-€6,822€3,383€3,320€3,082▼ 7.2%
Equity and liabilities
Total equity and liabilities10/49€767,192€580,840€607,971€829,402€787,447▼ 5.1%
Equity10/15€422,586€455,032€485,545€521,270€470,592▼ 9.7%
Contributions10/11-€27,268€27,268€27,268€27,268=
Reserves13€348,239€380,685€411,198€446,923€396,245▼ 11.3%
Non-distributable reserves130/1-€2,727€0---
Reserves not available under the articles1311-€2,727€0---
Tax-exempt reserves132-€6,736€6,046€5,355€4,665▼ 12.9%
Distributable reserves133-€371,222€405,153€441,568€391,580▼ 11.3%
Profit (loss) carried forward14€47,079€47,079€47,079€47,079€47,079=
Provisions and deferred taxes16€5,037€4,573€4,110€3,646€3,182▼ 12.7%
Deferred taxes168-€4,573€4,110€3,646€3,182▼ 12.7%
Amounts payable17/49€339,569€121,234€118,316€304,486€313,673▲ 3.0%
Amounts payable after more than one year17€0-----
Amounts payable within one year42/48€333,701€113,516€112,448€298,618€307,805▲ 3.1%
Current portion of amounts payable after more than one year42-€8,426€8,203€8,232€8,256▲ 0.3%
Financial debts43-€965€680€1,213€3,253▲ 168%
Credit institutions430/8-€965€680€1,213€3,253▲ 168%
Trade debts44€9,111€2,884€6,820€19,609€12,998▼ 33.7%
Suppliers440/4-€2,884€6,820€19,609€12,998▼ 33.7%
Taxes, remuneration and social security45-€17,695€28,015€28,306€4,665▼ 83.5%
Taxes450/3-€17,695€28,015€19,285€4,665▼ 75.8%
Remuneration and social security454/9---€9,021€0▼ 100%
Other amounts payable47/48-€83,545€68,730€241,258€278,633▲ 15.5%
Accrued charges and deferred income492/3-€7,718€5,868€5,868€5,868=
Line20212022202320242025Change
Profit (loss) for the period9904€14,379€101,537€85,260€35,725€28,262▼ 20.9%
+ Depreciation and write-downs630€20,798€23,662€23,375€29,381€27,639▼ 5.9%
Operating cash flow (approximation)€35,176€125,199€108,634€65,106€55,901▼ 14.1%
Investment in fixed assets (approximation)-€783€0-€165,418€0▲ 100%
Change in cash--€51,187€28,238-€59,344€6,870▲ 112%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
28-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
04-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial Equity above €500,000Eq €521,270 ▲7.4%
6 profitable years in a row build equity to €521,270.
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
26-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial Highest result since 2019net €101,537 ▲606%
Operating result €147,274, net result €101,537, both a record.
2021
04-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial Weakest financial yearnet €14,379 ▼85.3%
Net result drops to €14,379, the lowest in the series; recovery starts the following year.
2020
16-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
08-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
09-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1994
seat establishment The establishment unit on the map
Ground area
383 m²
Building footprint
135 m²
Volume, LiDAR
1,803 m³
Parcel 21447B0384/00D005, Brussels · tallest building 15.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Emile Clausstraat 18, 1050 Elsene
Design of textile patterns, clothing, jewellery, furniture and decorative items
since 19942.254.157.165
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21447B0384/00D005 Brussels 383 m² 1 · 135 m² 15.0 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

967600MNWCNCUNR6S564
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 22,076 companies in sector 69101 we hold annual accounts for 9,061. 6,016 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-07-1993
Fiscal year end30-06
Activities, NACEBEL 2025
69101Activities of lawyers
E-invoicing
Reachable via Peppol
Peppol ID 0208:0452511235
Registered 12-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.