LAHAMA
ActiveLAHAMA has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.10M and a net result of €23k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 61% of 4533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-2
Solvency77▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.65 in 2024; short-term debt: 45.2% and cash: 7.7% of total assets), and 48.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.6%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
21 d early
2023
26 d early
2022
8 d late
2021
24 d early
2020
16 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€23k▼ 30.9%
2024 · €33k
2018: €5k
2019: €-17k
2020: €25k
2021: €20k
2022: €50k
2023: €26k
2024: €33k
2018 → 2025
Working capital
€-412k▼ 21.2%
2024 · €-340k
2018: €-382k
2019: €-415k
2020: €-401k
2021: €-378k
2022: €-325k
2023: €-423k
2024: €-340k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€969k-€1.02M▲ 5.1%€1.04M▲ 2.5%€1.08M▲ 3.1%€1.10M▲ 2.1%
Operating result€49k-€90k▲ 82.0%€73k▼ 18.8%€112k▲ 53.8%€86k▼ 23.0%
Net result€20k-€50k▲ 150%€26k▼ 48.2%€33k▲ 27.7%€23k▼ 30.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.13M
Fixed assets
€1.58M▲ 7.3%
Current assets
€551k▼ 14.5%
Equity and liabilities €2.13M
Equity
€1.10M▲ 2.1%
Debt
€1.03M▼ 0.9%
The debt ratio falls from 49.1% to 48.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€116k▼
2024 · €140k
Cash flow
€52k▼
2024 · €61k
Solvency
51.6%▲
2024 · 50.9%
Current ratio
0.57▼
2024 · 0.65
Quick ratio
0.57▼
2024 · 0.65
Debt / equity
0.94▼
2024 · 0.97
ROE
2.1%▼
2024 · 3.1%
ROA
1.1%▼
2024 · 1.6%
Interest coverage
1.70▼
2024 · 1.82
Debt
€1.03M▼
2024 · €1.04M
Debt ≤ 1 year
€964k▼
2024 · €985k
Income taxes
€10k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.12M€2.13M▲
Fixed assets21/28€1.47M€1.58M▲
Tangible fixed assets22/27€1.47M€1.58M▲
Land and buildings22€945k€967k▲
Plant, machinery and equipment23€528k€524k▼
Furniture and vehicles24-€90k
Current assets29/58€645k€551k▼
Amounts receivable within one year40/41€114k€48k▼
Trade receivables40€31k€2k▼
Other amounts receivable41€83k€46k▼
Current investments50/53€298k€329k▲
Cash at bank and in hand54/58€208k€165k▼
Deferred charges and accrued income490/1€25k€10k▼
Equity and liabilities
Total equity and liabilities10/49€2.12M€2.13M▲
Equity10/15€1.08M€1.10M▲
Contributions10/11€873k€873k=
Capital10€873k€873k=
Issued capital100€873k€873k=
Reserves13€205k€228k▲
Non-distributable reserves130/1€10k€11k▲
Legal reserve130€10k€11k▲
Distributable reserves133€195k€216k▲
Amounts payable17/49€1.04M€1.03M▼
Amounts payable within one year42/48€985k€964k▼
Trade debts44€0€2k▲
Suppliers440/4€0€2k▲
Taxes, remuneration and social security45€28k€4k▼
Taxes450/3€28k€4k▼
Other amounts payable47/48€957k€957k=
Accrued charges and deferred income492/3€56k€68k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€29k▲
Other operating charges640/8€14k€23k▲
Gross operating margin9900€153k€138k▼
Operating profit (loss)9901€112k€86k▼
Financial income75/76B€13k€15k▲
Recurring financial income75€13k€15k▲
Financial charges65/66B€77k€68k▼
Recurring financial charges65€77k€68k▼
Profit (loss) for the period before taxes9903€48k€33k▼
Income taxes67/77€15k€10k▼
Profit (loss) for the period9904€33k€23k▼
Profit (loss) for the period to be appropriated9905€33k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€23k▼
Transfer to equity691/2€33k€23k▼
To the legal reserve6920€2k€1k▼
To other reserves6921€31k€21k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 8 days late
2022
31-12
Financial
Highest result since 2018net €50k ▲150%
Net result €50k, the highest in the series.
31-12
Financial
Equity above €1MEq €1.02M ▲5.1%
3 profitable years in a row build equity to €1.02M.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 16 days late
2020
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
31-12
Financial
Weakest financial yearnet €-17k ▼447%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Léon Desmottes(FB) 357911 Frasnes-lez-AnvaingGround area
395 m²
Building footprint
415 m²
Volume, LiDAR
4,506 m³
Parcel 51022D0510/00L000, Wallonia · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LAHAMA SA
since 19932.064.531.667
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51022D0510/00L000 | Wallonia | 395 m² | 1 · 415 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HAPPY HOME MANAGEMENT
BE 0675.818.893
Grobbendonk · Eq €1.10M
IMMO R.J.S.
BE 0474.711.367
Grez-Doiceau · Eq €1.10M
DIMA
BE 0424.649.568
Brugge · Eq €1.10M
BRON SERVICES & ESTATES
BE 0429.540.051
Brecht · Eq €1.10M
PLF-Invest
BE 1012.447.891
Bilzen-Hoeselt · Eq €1.10M
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,778 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-11-1993
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.