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LAGUMED

Active
Private limited companyfounded 200322 years activeSint-Lambertusstraat 135, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0861.760.569
Summary

LAGUMED has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €708,289 and a net result of €144,898. Equity is growing by ~56.9% per year across the filed fiscal years. Its solvency ranks better than 35% of 20,374 sector peers (NACE 86, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Specialist medical practice
NACE 86220
3 sites
Size
€1.6mtotal assets 2025
Equity
€708,289
Profit
€144,898
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 23 days early0 of 1 deed read
Why 92- 1 of the last 3 late- Liquidity: current ratio 3.74, cash €34,714, halved+ Sector Human health activities (NACE 86)+ Size: total assets €1.6mShow the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 39% of its sector peers (NACE 86, micro)
Financial strength · tick = 2024
Strong
Solvency 69+8
equity 44.4% of total assets
Liquidity 52-3
short-term debt 10.5% · cash 2.2%
Profitability 80-3
return on assets 9.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,979 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.1%▼ -0.2 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 3.74 against 2.53 in 2024; short-term debt: 10.5% and cash: 2.2% of total assets), but 55.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 36% on solvency, 26% on liquidity, 26% on profitability and 69% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Sector Human health activities (NACE 86)
KBO
raises risk · 1 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 3.74, cash €34,714, halved
NBB · annual accounts
lowers risk · Size: total assets €1.6m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
53 days late
2023
21 days early
2022
20 days early
2021
4 days early
2020
30 days late
2019
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2018net €170,760 ▲42.5%

Key points

  • Positive: Among the best 12% on equitysector median €124,492 · 20,377 companies €708,289 View
  • Positive: 8 profitable years in a rowprofit 2025: €144,898 8 years View
  • Positive: Equity rose in 2025from €563,391 to €708,289 ▲ 25.7% View

By topic

Financials

Fiscal year
2025
Total assets
€1.6m
Profit
€144,898
Solvency
44.4%
Total assets▲ 3.0%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €500,000
  2. 10-07-2024Annual accounts filed
  3. 31-12-2023Liquidity doubles
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Specialist medical practiceNACE 86220
Founded
21-11-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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